Policy News Journal - 2012-13

 carry out full investigations in appropriate circumstances

Enforcement options Where employers do not demonstrate a willingness to comply with pensions legislation, we have a variety of enforcement options that we may use at any stage.

The options are:

 informal action

o instruction by telephone, email, letter and in person o warning letter

 gathering information

o formal requests for information o inspection powers

 statutory notices  penalties

o Fixed Penalty Notices o Escalating Penalty Notices o Prohibited Recruitment Conduct Penalty Office o Civil Penalty

 statutory powers and orders

o power to recover unpaid contributions o Prohibition and Suspension Orders, Appointment of trustees

 court action

o civil action o criminal prosecution

Compliance and enforcement policy In our policy, we explain how our information and intelligence unit will detect non-compliance and apply a risk assessment process to prioritise matters that may result in an investigation case or enforcement action. We explain what happens to cases that are referred to our Information and intelligence unit. It includes an inspection leaflet and template, a statutory request for information leaflet and template, and a review template. Compliance and enforcement strategy Published: June 2012 Provides a framework for our regulatory approach, and explains the various options available to us to maximise employer compliance Overview Employers duties Published: June 2012 Summary of the compliance and enforcement strategy outlining our regulatory approach and legal powers Policy Compliance and enforcement policy Published: June 2012 Explains our approach to minimising non-compliance with the duties and safeguards, and associated legislation

AUTOMATIC ENROLMENT OPT OUT AND SALARY SACRIFICE

21 June 2012

We published news in April announcing that HMRC would be amending its salary sacrifice rules to allow staff who opt out of a pension scheme after automatic enrolment, to do so at any time and receive a full refund.

CIPP Policy News Journal

12/04/2013, Page 238 of 362

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