Hamilton Insurance Group May 2018

own children were young, and take steps to alleviate the parents’ concerns. If your daughter asks you not to be on your phone while in crowded public places because she’s concerned you might lose sight of her child, promise to keep the phone in your pocket. If your son-in-law wants regular updates, make time before bed for your grandchild to call home and tell her father about all the fun she’s having. A little compromise can lead to less stress and more fun for everyone. Pack Necessary Documents You need to have some form of ID for your grandkids. Older kids can use a driver’s license, but if you’re traveling with little ones, find a copy of their birth certificates. You also need copies of insurance and prescription cards and a notarized letter from the parents granting you permission to authorize medical care in case of an emergency. It’s also a good idea to have a letter of permission for your grandkids to travel with

you. Make sure the letter is signed by all legal guardians, especially if your grandchild’s parents are divorced. You don’t want to accidentally cause a custody dispute. Plan a Trip You’ll Both Love When planning your itinerary, ask yourself if your grandkids will have fun, too. You might be excited to visit an art museum, but a younger child might not appreciate it as much. This doesn’t mean you shouldn’t visit museums or historical sites! In fact, most of these places offer kid-centric activities, like scavenger hunts, that can help a younger audience engage with the environment. Just be sure to think of your grandchild first when planning. There’s nothing like the adventure of travel to bring generations closer together and create lasting memories. These tips will help you ensure those memories are good ones. Happy travels!

3 Things to Do Before the Trip

We could all use a vacation, and if you’re looking to bond with your grandkids, a trip might be the perfect answer. It’s fun for you, and getting away from Mom and Dad for a while is thrilling for any kid. But before you board a plane to Italy with your granddaughter or rent an RV for a trip to Yellowstone with your grandsons, there are a few things you need to check off your to-do list. Don’t Let the Parents Worry Letting their kids go on a trip without them can be nerve-wracking for parents. Don’t view parental worries as an implication that you are an irresponsible grandparent. Instead, think about how you felt when your

Do You Have Your Parachute?

Simple Steps to Make Sure You’re Ready for Life’s Curveballs

One of my favorite quotes is “Needing insurance is like needing a parachute: If it isn’t there the first time, chances are you won’t be needing it again.” I believe it paints an important picture for my clients when I speak to them, because insurance is something you don’t want to live without. Think about your life for a moment. At some point or another, we are all going to need a safety blanket when something goes wrong. There are no guarantees in life, which is why I’ve provided you with two ways to make sure your parachute is ready. Check Your Enrollment It’s important to make sure your coverage has the benefits you need for your stage in life. Too often, people let their insurance fall by the wayside or forget they aren’t enrolled in

Medicare. Checking your enrollment will also help you be prepared should you come across a situation where you need to use your insurance. Update Your Benefits Life changes, and so should your benefits. Perhaps it’s been an adjustment in your day-to-day life, or maybe something has happened in your family. If you aren’t enrolled in a current plan that meets all your needs, you could find yourself in a sticky situation. People often feel confused about how to prepare their parachutes, but that’s why I do what I do. I am here to make sure you are not only insured, but that you’re also insured with the most up-to-date coverage — no matter what. Reach out to me

today if you have any questions. Let me help you find peace of mind through your insurance coverage.

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