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THE MOST COMMON QUESTIONS WE HEAR FROM INJURY VICTIMS Start Here
MALLOY LAW OFFICES, LLC
3. ‘How long do I have to file a personal injury claim?’ This depends on your state’s statute of limitations, but typically you have 1–3 years from the date of injury. Some situations, such as claims involving a government entity, may have shorter deadlines. So, don’t wait! Starting early helps preserve evidence and strengthens your case.
What happens when an insurance company offers a settlement just days after your accident? What if you think the crash was partly your fault? Do you still have a case? And what are you entitled to after an injury? Here are six of the most common questions I’ve heard from clients. If you’ve been injured or are navigating an accident claim, chances are you’ve asked something similar. Below, I’ve broken down clear, practical answers to the questions that keep coming up. Let’s dive in. 1. ‘Do I really need a lawyer for a car accident if the insurance company already offered me a settlement?’ Most likely, yes. Insurance companies are trained to settle quickly and for as little as possible. That first offer might seem fair, but it likely doesn’t reflect the full value of your claim. You could be entitled to significantly more if you’ve had medical treatment, lost wages, or have ongoing symptoms. An attorney helps ensure you don’t leave money on the table. 2. ‘What if I was partially at fault for the accident? Can I still recover damages?’ You can, to a point. In states with modified comparative negligence, you can recover compensation if you’re less than 51% at fault. If you’re found to be 30% responsible, your compensation would be reduced by that amount. Fault is often disputed, so having legal representation is key to protecting your share.
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4. ‘What kind of compensation can I receive from a personal injury case?’ Damages typically fall into three categories:
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Economic: Medical bills, lost income, and future care costs. Non-Economic: Pain and suffering, reduced quality of life, and emotional distress. Punitive (in rare cases): To punish especially reckless or intentional behavior.
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A strong legal team can help quantify these to ensure fair compensation.
5. ‘How much does it cost to hire a personal injury attorney?’ Here’s the good news: You pay nothing upfront. Most personal injury attorneys work on a contingency fee and are only paid if they win your case. Their fee comes from the final settlement or verdict, so there’s no risk to you.
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August 2025
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(202) 933-7277 • 1
Motor Vehicle Accidents • Workers’ Compensation • Slip and Fall • Premises Liability • And More
A TASTE OF HOME
Add a personal touch. Photos can take a cookbook from good to unforgettable. Include pictures of the dishes, handwritten recipe cards, or candid family cooking moments. Even simple design details — like using someone’s handwriting or a family saying — can make it feel special. Pick a format. You don’t need to be a professional designer to pull this off. Tools like Canva, Shutterfly, or even Microsoft Word can help you create a layout. Decide whether you want to print physical copies, go digital, or do both. Create a Family Cookbook Full of Love and Flavor
In most families, holidays, special occasions, and Sunday dinners usually revolve around laughter and food — lots of food. Whether it’s Grandma’s famous biscuits or that secret chili recipe your uncle swears he’ll take to the grave, these dishes are part of what makes your family your family. So, why not gather all those delicious memories into one place by creating a family cookbook?
everyone to include personal stories, tips, or funny kitchen mishaps. That’s the good stuff that makes your cookbook meaningful. Choose an organizational style. You could go the traditional route with categories like appetizers, mains, and desserts, or get creative with sections like “Grandma’s Greatest Hits,” “Cousin Potluck Favorites,” or “Holiday Classics.” Just pick a format that feels natural and easy to follow. Test and tweak as you go. Some family recipes live in the land of vague directions — “a dash
Know your why. Before you dive in, decide what your
cookbook is for. Is it a holiday gift? A legacy project? A fun way to organize weeknight favorites? Knowing your purpose will guide the tone, design, and care you put into it. Gather the goods. Now comes the fun (and sometimes chaotic) part — tracking down recipes from relatives. Send a group text, email, or social media post asking for their go-to dishes. Encourage
Don’t forget to embrace imperfection. Remember, it doesn’t need to be perfect! A little mess here and there adds charm. What matters is preserving the joy, tradition, and flavor of your family’s kitchen.
of this” or “cook until it smells right,” etc. If needed, test the recipes and jot down more precise measurements or instructions. Trust me, your future self will thank you.
Have you hit the pool yet this summer? Public pools become a popular way to cool off and enjoy time with family and friends as temperatures rise. But with increased pool use comes increased risk. Every year, thousands of people, especially children, are injured at public pools due to slippery surfaces, diving accidents, defective equipment, and negligent supervision. It is important to understand how to prevent these accidents and what to do if they happen. Common Causes of Pool Accidents Public pool accidents can happen for many reasons. Slips and falls on wet surfaces are the most frequent, often caused by a lack of signage, poor maintenance, or uneven flooring. Drowning or near-drowning incidents are also tragically common and typically result from inadequate lifeguard supervision, overcrowding, or broken safety equipment. Other hazards include faulty pool drains, defective ladders, and unsafe diving boards. How to Prevent Pool-Related Injuries While accidents aren’t always avoidable, you can take steps to reduce the risk. • Supervise children closely , even if a lifeguard is present. No one is more attentive to your child’s safety than you. • Follow posted rules and recognize depth warnings. Avoid running on slick surfaces and use designated diving areas only. • Report any hazards , like broken tiles, sharp edges, or malfunctioning equipment, to the facility immediately. • Use proper flotation devices for young or inexperienced swimmers and keep emergency contacts handy.
Here’s What You Need to Know About Public Pool Safety and Liability DIVING INTO SUMMER?
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Motor Vehicle Accidents • Workers’ Compensation •
How to Use Plants and Scents to Repel Insects NATURE VS. NATURE
Use Natural Aromas Many bugs have super-sensitive noses, and certain scents repel them. Essential oils like citronella, eucalyptus, lavender, peppermint, and lemongrass are natural bug repellents. You can make your own spray by mixing a few drops of any of these scents with water and a carrier oil (like witch hazel or coconut oil), then spritzing it on your skin or clothes. Just make sure you’re cautious with essential oils around pets and kids. Smoke Them Out Burning herbs like sage or rosemary in your campfire or fire pit not only smells amazing but also helps keep mosquitoes and gnats at bay. Bugs hate the smoke from these plants, and it’s an easy, low-effort way to keep them off your picnic table.
Watch Your Scents Surprisingly, it’s not just about what repels bugs — it’s also about avoiding what attracts them. Fragranced lotions, perfumes, and even certain soaps can lure bugs to you. In summer, it’s smart to go unscented when heading outdoors. Keep Your Space Clean If you have standing water on your property, it’s a mosquito’s favorite breeding ground. Make sure you dump water from flower pots, birdbaths, or kiddie pools
There’s nothing quite like summer. Backyard barbecues, evening hikes, and late-night stargazing. All of it is magical — until bugs crash the party. Mosquitoes, gnats, and ticks don’t need an invite, and before you know it, you’re scratching your ankles and swatting at the air. But you don’t have to douse yourself in strong sprays and chemicals to keep them away. Here are five natural ways to repel bugs this summer — no chemicals required. Choose Loose Clothing Believe it or not, your outfit can make a big difference. Light-colored, loose-fitting clothing is less attractive to mosquitoes and helps prevent them from biting through fabric. Covering up exposed skin is one of the easiest ways to protect yourself. It’s specifically helpful to wear long sleeves and pants at dusk and dawn, when bugs are most active.
regularly. And if you’re entertaining outside, clean up food scraps and trash — flies and ants will sniff those out fast.
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Pool operators also have a responsibility to maintain a safe environment. That includes hiring trained lifeguards, maintaining clean and hazard-free facilities, and clearly marking water depths and danger zones. Legal Considerations After a Public Pool Accident If you or someone you love is injured at a public pool, your priority should be getting medical attention. Once everyone is safe, it’s wise to document the scene. Take photos, gather witness contact information, and write down what happened as soon as possible. Public pool accidents may fall under premises liability, meaning the pool owner or operator could be held responsible if their negligence led to the injury. This could include a city, a private contractor, or a recreation center. An experienced personal injury attorney like our experienced team can help determine who may be liable and what compensation you may be entitled to for medical bills, pain and suffering, and other damages.
6. ‘What damages can I actually claim?’ You can generally pursue:
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Medical expenses (past and future) Lost wages or earning potential
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Pain and suffering Emotional distress
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Loss of enjoyment of life
Every case is different, and your damages should reflect the actual impact this injury has had, and will have, on your life. Getting injured is stressful enough. Trying to figure out your legal rights shouldn’t be. These questions come up because people want to make the right decisions, and they deserve clear, honest answers. If you’re unsure about your case or what to do next, let’s talk. A quick consultation could make all the difference in protecting your future.
Accidents may happen, but accountability and safety should always come first. Scan the QR code for more information on public pool accidents, explaining and determining liability, and how we can help.
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• Slip and Fall • Premises Liability • And More
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7910 Woodmont Ave. #1250 Bethesda, MD 20814
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Inside This Issue
1
Got Legal Questions? Here Are Some Answers
2
Cook Up a Legacy
2
Prevent Public Pool Accidents (And What to Do if One Happens)
3
The Natural Way to Fight Off Summer Bugs (No Harsh Sprays Needed!)
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Live Music, Great Food, and Summer Vibes
Patio Season Is Here, and Bethesda’s Summer Concert Series Is the Place to Be!
There’s something special about dining outdoors this time of year. The summer energy, warm air, and gorgeous sunsets all mean one thing: patio season. And if you’re anywhere near Bethesda, Maryland, there’s no better place to enjoy it than outside our office. Every Friday night in August, Bethesda’s Summer Concert Series transforms the street into an open-air gathering filled with live music, lights, and the scents of nearby restaurants. Tables are set up in the street, blocking traffic to create a casual and fun atmosphere. This takes outdoor dining to a whole new level! Hosted by the Bethesda Urban Partnership, the Summer Concert Series is a great way to slow down, enjoy your community, and support local businesses. Grab a bite from one of the many fantastic nearby restaurants. Whether you’re in the mood
for tacos, pasta, sushi, or burgers, you can order what you’d like and take it to the tables while enjoying live music from talented local bands. It’s the perfect way to kick off the weekend. We love seeing the community come together like this. It’s fun, family-friendly, and just steps from our Bethesda office’s front door! If you haven’t taken advantage of this little gem yet, now is the time. The music starts at 6 p.m., and the energy is just right for winding down after a long week. So, gather your friends, bring your appetite, and enjoy patio season. Bethesda’s Summer Concert Series is waiting for you, and trust us, it’s one summer tradition you won’t want to miss.
For the full concert lineup and details, visit Bethesda.org/summer-concert-series .
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Motor Vehicle Accidents • Workers’ Compensation • Slip and Fall • Premises Liability • And More
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