We Help You With Medicare.
IT’S TIME AGAIN FOR ANNUAL ENROLLMENT PERIOD! Time flies when you’re having fun! So the saying goes. I’m
Oct. 15 through Dec. 7: This is the Annual Enrollment Period , during which agents may continue marketing activities and receive enrollments. AEP enrollments become effective on Jan. 1. Jan. 1 to March 31: New for 2019 is the Open Enrollment Period. This is the period of time when someone who is enrolled in a Medicare Advantage plan on Jan. 1 may make one plan change for the year. If desired, the plan member may enroll in a different MAPD plan with an effective date of the first day of the following month. During OEP, a member of an MAPD may also enroll in a Stand Alone PDP (which auto-disenrolls the MAPD) and return to original Medicare. Please note that the Jan. 1 to March 31 Open Enrollment Period is NOT available for Stand Alone PDP changes. All of this enrollment period jazz can be pretty confusing. That’s why we’re here to keep things straight and in order to help our clients understand Medicare and have the best experience possible. Give us a call to clear up the confusion! Keep in mind that all enrollment activities for those turning 65 and entering Medicare follow the Initial Enrollment Period guidelines. Medicare Supplement policy changes follow different guidelines. In a future issue, we will discuss Special Enrollment Periods.
getting to the stage of life where time just simply flies. Do I hear an “Amen, brother”? Another Medicare Annual Enrollment Period is just around the corner. Annual Enrollment Period is the time of year when anyone already in Medicare may add, change, or drop a Medicare Advantage Plan (MAPD) or Stand Alone Prescription Drug Plan (PDP). On or around Oct. 1: If you are enrolled in a 2018 MAPD or SA- PDP, your Healthplan will mail you an Annual Notice of Change (ANOC). The ANOC highlights any changes in your current plan for 2019. If you are satisfied with your plan and any changes are acceptable, you do not need to take any action for your plan to roll over and continue next year. You may also inform your plan that you wish to receive such plan materials via email. Oct. 1–14, aka “Pre-AEP”: Medicare Advantage Plans and Stand Alone Prescription Drug Plans publish their next year’s plan benefits online, including any premium, copays, and plan changes. Agents may begin marketing activities and meeting with Medicare beneficiaries to discuss their 2019 plan benefit options. However, agents are prohibited from accepting AEP enrollments during Pre-AEP. HERE’S THE TIMELINE:
This flyer has not been approved by Medicare and all information included here can be verified at Medicare.gov.
SUDOKU
BRAISED SWISS CHARD
Ingredients
• • • •
2 carrots, peeled and chopped 1 cup canned crushed tomatoes
•
1 1/4 pound (2 bunches) Swiss chard, trimmed and halved crosswise 1 tablespoon extra-virgin olive oil 2 large shallots, peeled and chopped
• •
2 teaspoons sugar
Salt and fresh ground pepper, to taste
Instructions
3. Add 1/2 cup water, bring to a simmer. 4. Partially cover skillet and cook until liquid is nearly evaporated, about 15–20 minutes. 5. Transfer to a large platter and serve. Inspired by Saveur magazine
1. In a large skillet, heat olive oil to medium. 2. Once heated, add Swiss chard and
sprinkle with carrots and shallots. Put canned tomatoes over chard, add sugar, and season with salt and pepper.
3
CA# 0D96309
805-646-6409
Made with FlippingBook - Online catalogs