CRSW REMODEL SIGNAGE MOCK-UPS
CRSW REMODEL
SIGNAGE MOCK-UPS
Brand Poster
Updated Compliance Poster to go on opposite wall
CRSW REMODEL
SIGNAGE MOCK-UPS
Updated compliance poster for vestibule. Size 22”X28”
HOME MORTGAGE DISCLOSURE ACT NOTICE
We Do Business in Accordance With Federal Fair Lending Laws
The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau's Web site www.consumerfinance.gov/hmda).
UNDER THE FEDERAL FAIR HOUSING ACT, IT IS ILLEGALON THE BASIS OF RACE, COLOR, NATIONAL ORIGIN,RELIGION, SEX, HANDICAP, OR FAMILIALSTATUS (HAVING CHILDREN UNDER THE AGE OF 18), TO: • Deny a loan for the purpose of purchasing, constructing, improving, repairing, or maintaining a dwelling, or deny any loan secured by a dwelling; or • Discriminate in fixing the amount, interest rate, duration, application procedure or other terms or conditions of such a loan, or in appraising property. IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST, YOU SHOULD SEND A COMPLAINT TO: Assistant Secretary for Fair Housing and Equal Opportunity Department of Housing & Urban Development Washington, DC 20410 For processing under the Federal Fair Housing Act and to: FDIC National Center for Consumer and Depositor assistance 1100 Walnut St. Box #11 Kansas City, Missouri 64106 https://ask.fdic.gov/fdicinformationandsupportcenter For processing under FDIC regulations. UNDER THE EQUAL CREDIT OPPORTUNITY ACT, IT IS ILLEGAL TO DISCRIMINATE IN ANY CREDIT TRANSACTION: • On the basis of race, color, national origin, religion, sex, marital status, or age • Because income is from public assistance, or • Because a right was exercised under the Consumer Credit Protection Act IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST,YOU SHOULD SEND A COMPLAINT TO: FDIC National Center for Consumer and Depositor assistance 1100 Walnut St. Box #11 Kansas City, Missouri 64106 https://ask.fdic.gov/fdicinformationandsupportcenter
FUNDS AVAILABILITY POLICY NOTE: In accordance with Federal Regulation CC we need to inform you of our policy regarding your rights to draw funds against deposits you have made to any transaction account at our institution. Our Funds Availability Policy is outlined below: YOU SHOULD KNOW THAT:
Hills Bank and T rust Compa ny Hills, Io wa
US PATRIOT ACT Customer Identification P r ogram To help the government fight the funding of terrorism and money laundering activites, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account we are required to ask for your name, address, date of birth, and any other information that will help us identify you. We may also ask to see your driver's license and other identifying documents. Our general policy is to allow you to withdraw funds deposited in your account on the next business day after the day we receive your deposit. Funds from electronic direct deposit will be available on the day we receive the deposit. In some cases we may delay your ability to withdraw funds beyond the next business day. Then, the funds will generally be available by the second business day after the day of deposit.
COMMUNITY REINVESTMENT ACT NOTICE Hills Bank and Trust Company - Branch Office
Under the Federal Community Reinvestment Act (CRA), the Federal Deposit Insurance Corporation (FDIC) evaluates our record of helping to meet the credit needs of this community consistent with safe and sound operations. The FDIC also takes this record into account when deciding on certain applications submitted by us.
Your involvement is encouraged.
You should know that: 1.
You are entitled to certain information about our operations and our performance under the CRA. You may review today the public section of our most recent CRA evaluation, prepared by the FDIC, and a list of services provided at this branch. You may also have access to the following additional information, which we will make available to you at this branch within five calendar days after you make a request to us: a. a map showing the assessment area containing this branch, which is the area in which the FDIC evaluates our CRA performance in this community; b. information about our branches in this assessment area; c. a list of services we provide at those locations; d. data on our lending performances in this assessment area; e. copies of all written comments received by us that specifically relate to our CRA performance in this assessment area, and any responses we have made to those comments. If we are operating under an approved strategic plan, you may also have access to a copy of the plan. 2. If you would like to review information about our CRA performance in other communities served by us, the public file for our entire bank is available at our main office located at 131 Main Street, Hills, IA 52235 or at 3610 Williams Blvd SW, Cedar Rapids IA 52404. 3. At least 30 days before the beginning of each quarter, the FDIC publishes a nationwide list of the banks that are scheduled for CRA examination in that quarter. This list is available from the FDIC Regional Director, Division of Depositor and Consumer Protection, FDIC, 1100 Walnut Street, Suite 2100, Kansas City, MO 64106. 4. You may send written comments about our performance in helping to meet community credit needs to Lisa Shileny, President, 131 Main Street, Hills, IA 52235 and the FDIC Regional Director. You may also submit comments electronically through the FDIC’s Web site at with any response by us, will be considered by the FDIC in evaluating our CRA performance and may be made public. 5. You may ask to look at any comments received by the FDIC Regional Director. You may also request from the FDIC Regional Director an announcement of our applications covered by the CRA filed with the FDIC. 6. We are a subsidiary of Hills Bancorporation, a bank holding company. You may request from the Federal Reserve Bank of Chicago, 230 South LaSalle Street, Chicago, IL 60604 an announcement of applications covered by CRA filed by bank holding companies.
CRSW REMODEL
SIGNAGE MOCK-UPS
FDIC Framed Sign. Learned from Karen M. that these are not necesarry to have on display in offices.
CRSW REMODEL
SIGNAGE MOCK-UPS
Sounds like Pam is already moving with this one as well. Hills Bank to match what is on the mirror behind the tellerline.
Hills Bank logo
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SIGNAGE MOCK-UPS
5 additional 22”x28” frames have been ordered with supplies.
22x28 Poster
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22x28 Poster
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Updated sign that compile FDIC and Chexsystems signs. Created this as a jumping off point. I am aware Chexsystems would be changing so don’t think you’d want something “permanent.” We could always print one of these off and test with it a few different spots. I have Karen M. digging into this a little more to clarify what the specifications are for this signage.
When you apply for a deposit account, you authorize Hills Bank and Trust Company to access ChexSystems for all applicants and understand that qualification relies on the information received. The status of your deposit account and any negative balance will be reported to ChexSystems.
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SIGNAGE MOCK-UPS
Next Window Signs Pam has already procured these.
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SIGNAGE MOCK-UPS
I know you mentioned you liked what Shelley was doing with vintage images in black frames so I went ahead and mocked this to give you some idea of what it could look like.
CRSW REMODEL
SIGNAGE MOCK-UPS
Just another consideration of image option.
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