Does your office turn away calls about “long-term disability insurance” claim denials because you don’t handle administrative appeals or “ERISA litigation” in federal court? We want to hear from you! We happily share fees on referred ERISA long-term disability, life insurance, and accidental death insurance denial cases. Send us an email at BriefRecess@jpricemcnamara.com or call (225) 201-8311 to start the referral process! WE VALUE YOUR REFERRALS! He later ran off the road, struck a highway sign, and his airbags deployed. He then got out in his underwear, carrying a suitcase, and removed all clothing before running into the highway, where he was struck and killed by a truck. The insurer denied AD&D benefits under its suicide exclusion. Our appeal focused on three things: the presumption against suicide when the evidence is inconclusive, the insurer’s burden to prove an exclusion, and its duty to consider the entire record rather than cherry-picked facts. Suspicion alone is not enough. AD&D Denial Revers SUICIDE EXCLUSION FA We recently overturned a denied ERISA accidental death insurance claim where the insurer claimed the death was a suicide. The case is a reminder that insurers bear the burden of proving exclusions and that a carefully built record can get a denial reversed on appeal. The claim involved the death of a young husband and father after a late‑night roadside incident in Texas. Our client (his wife and beneficiary) had recently learned of his infidelity. Distraught, he left in his pickup truck with his two dogs on a cold night. Dashcam footage showed him playing their wedding dance song repeatedly, then stopping to let his dogs out along the interstate and driving off.
Something special happens when grandparents and grandkids open a book together. Sharing a story across generations can bring words to life and encourage young learners to develop a deeper love of reading. Whether you’re snuggling up with a picture book, exploring new worlds, or giggling over the characters in a classic tale, family storytime leads to cherished memories. With so many options on the shelves, we’ve compiled a list of age-appropriate books you and your grandchildren can enjoy together. 'We're Going on a Bear Hunt' A childhood favorite for more than 30 years, “We're Going on a Bear Hunt” feels more like playtime than simply sitting around for a story. This picture book will bring out your inner kid as you guide your grandchildren through wavy grass, cold rivers, and a dark cave to find a big bear. Make this a memorable and engaging read by singing along together, acting out the parts, and pausing over the colorful illustrations. Grandma’s house CHERISHED READS FOR GRANDKIDS AND GRANDPARENTS Books That Hug Back
shouldn’t be without a copy of this story that can turn any visit into a family outdoor adventure.
'Where the Wild Things Are'
One of the greatest joys of being a grandparent is getting to play and encouraging their grandchildren to use their imaginations. “Where the Wild Things Are” is one of the most beloved children’s books of all time. The story
follows Max, a wild child sent to bed for his mischief, who soon sails to an island of fantastical creatures. The captivating illustrations make this a page turner for little ones, and its message of love will touch a very familiar place in the hearts of grandparents. Invite your grandkids to grab a favorite stuffed animal as you journey into this vibrant world. ‘The Grandma (and Grandpa) Book’ The bond and love of grandparents are worth sharing, and there are books for little ones that truly celebrate the joys of this relationship. Though they haven’t been around as long as other classics on this list, “The Grandma Book” and “The Grandpa Book” are all about the many ways grandparents show they care. Every reading is a loving reminder that a child’s grandparents are there to provide comforting hugs, give sound advice, and nurture them.
ERISA is all we do!
WinMyBenefits.com 2
Made with FlippingBook Ebook Creator