PERSONAL BANKING continued
On December 8, 2025, your account will be converted to a new C&N account. Please review the fee schedule on page 27 and your corresponding Truth in Savings Disclosure in the Notices & Disclosures section of this booklet located on pages 28 - 38 for information about what is changing for your account. This chart indicates to which C&N account type your Susquehanna Community Bank accounts will transition. To determine which account type you are currently in, you may review a recent SCB statement or contact your local branch. We are currently reviewing customer accounts to determine if another account may be a better fit for you. If we determine that to be the case, your relationship manager will be in contact with you. In the meantime, if you feel you’d be better suited for a different account than what’s listed in this chart, please feel free to review additional account types in the back of this booklet in pages 28 - 38 or review our website at cnbankpa.com. If you would like a different account type, please let us know and we’ll be happy to help.
NEW BALANCE TO AVOID MONTHLY SERVICE CHARGE
NEW MONTHLY SERVICE CHARGE 1
FORMER SCB ACCOUNT
OTHER ACCOUNT CHANGES
NEW OR CONTINUING FEATURES
NEW C&N ACCOUNT
INTEREST 2
• $2.00 excess fee per check/ withdrawal plus an $10.00 maintenance fee for all checks and withdrawals not made in person, by mail, or through an ATM that exceed 6 per calendar month. • $5 fee for accounts that become dormant after 732 days of customer inactivity. The fee is not charged if your account balance is $5,000.00 or more. • $2.00 per withdrawal charge is assessed on all withdrawals over 6 per calendar month, excluding automatic transfers and pre- authorized transfers within C&N Accounts. • $5 fee for accounts that become dormant after 732 days of customer inactivity. The fee is not charged if your account balance is $5,000.00 or more.
• Interest bearing account. 4 • Interest will be compounded and credited monthly. • Minimum daily collected balance of $1,000.00 is required to earn interest. Interest is paid for each day the collected balance meets or exceeds the minimum. • For non-cash items such as checks, interest is accrued no later than the business day we receive credit for the non-cash item. • Interest bearing account. 4 • Interest will be compounded and credited on calendar quarters (March 31, June 30, Sept 30, and Dec 31). • Minimum daily collected balance of $300.00 is required to earn interest. Interest is paid for each day the collected balance meets or exceeds the minimum. • For non-cash items such as checks, interest is accrued no later than the business day we receive credit for the non-cash item. • Interest bearing account. 4 • Interest will be compounded and credited on calendar quarters (March 31, June 30, Sept 30, and Dec 31). • Minimum daily collected balance of $0.01 is required to earn interest. Interest is paid for each day the collected balance meets or exceeds the minimum. • For non-cash items such as checks, interest is accrued no later than the business day we receive credit for the non-cash item.
NEW BALANCE TO AVOID MONTHLY SERVICE CHARGE
• Earn more than traditional savings accounts. • Includes wallet-style checks with a basic design. • Free digital banking • Free e-statements • Free mobile banking app
NEW MONTHLY SERVICE CHARGE 1
FORMER SCB ACCOUNT
OTHER ACCOUNT CHANGES
NEW OR CONTINUING FEATURES
NEW C&N ACCOUNT
INTEREST 2
Consumer Super Money Fund
Consumer Money Market
$10.00
$1,000.00
• $3.00 Printed Statement Fee waived if you sign up for Digital Banking and enroll in electronic statement delivery. 1 • Dormancy fee of $5.00 per month. Accounts become dormant after 365 days of customer inactivity. • $3.00 Printed Statement Fee waived if you sign up for Digital Banking and enroll in electronic statement delivery. 1 • Dormancy fee of $5.00 per month. Accounts become dormant after 365 days of customer inactivity.
• Free debit card • Free digital banking • Free bill pay • Free mobile banking app
C&N Everyday Checking
Freedom Checking
$0.00
$0.00 Non-interest-bearing account
• Free e-statements • Free mobile deposit • Free text banking • Overdraft Privilege
• Free digital banking • Free e-statements • Free mobile banking app
• Free debit card • Free digital banking • Free bill pay • Free mobile banking app • Free e-statements • Free mobile deposit • Free text banking • Overdraft Privilege • ID Protection Service 7
Statement Savings
Key Savings
$5.00
$300.00
C&N Everyday Checking
Liberty Checking
$0.00
$0.00 Non-interest-bearing account
Junior Banker
• $2.00 per withdrawal charge is assessed on all withdrawals over 6 per calendar month, excluding automatic transfers and pre- authorized transfers within C&N Accounts.
• Free debit card • Free digital banking • Free bill pay • Free mobile banking app
• Free digital banking • Free e-statements • Free ATM Card
Eagle Advantage
• Interest bearing account. 4 • Qualifying accounts earn a tiered interest rate. Non-qualifying accounts earn interest on collected balances at the rate recited on the Bank's current rate sheet. 3, 4 • Interest will be compounded and credited monthly. • If account is closed before interest is credited, you will not receive accrued interest. • For non-cash items such as checks, interest is accrued no later than the business day we receive credit for the non-cash item.
Youth Key Savings 3
$0.00
$0.00
• Free e-statements • Free mobile deposit
• $3.00 Printed Statement Fee waived if you sign up for Digital Banking and enroll in electronic statement delivery. 1 • Dormancy fee of $5.00 per month. Accounts become dormant after 365 days of customer inactivity.
Minor Account
• Free text banking • Overdraft Privilege • Age 55+ one free check order per year. Former Good Neighbors Checking customers, regardless of age, will receive two free orders of wallet style checks when ordered by December 31, 2026 and thereafter, will receive one free order of wallet style checks per year. 8 • ID Protection Service 7
C&N Merit Checking
$8.00 Monthly Minimum Balance Fee
$500.00 3
Good Neighbors Club
| 13
12 |
Made with FlippingBook interactive PDF creator