LOOKING FORWARD Here are some of the resources you’ll have access to as a C&N customer.
BUSINESS BANKING continued
NEW BALANCE TO AVOID MONTHLY SERVICE CHARGE
TREASURY MANAGEMENT In business, time is money. Increase your efficiency with C&N’s Treasury Management services tailored to your business by our local experts. We partner with you to improve and succeed by protecting your business from fraud, making your extra cash work harder, streamlining your business processes, making your employees more efficient, taking care of tasks on your schedule and more.
NEW MONTHLY SERVICE CHARGE 1
FORMER SCB ACCOUNT
NEW C&N ACCOUNT
OTHER ACCOUNT CHANGES
NEW OR CONTINUING FEATURES
INTEREST 2
Products & Services Escrow Management Remote Deposit for Business ReSubmitIt ® Lockbox Processing Online Banking Merchant Services ACH Payments & Collections
Municipal Free Checking
Public Fund Freedom Account
No change No change Non-interest bearing account
• Dormancy fee of $5.00 per month. Accounts become dormant after 365 days of customer inactivity. • $15 fee for accounts closed less than 6 months from the date they are opened. • $12.50 returned check fee if a check is deposited into your account and returned for any reason. • $.25 charge per item fee is assessed for all items over 250 per month, items include checks paid, checks deposited, ACH debits and credits. 1 • Dormancy fee of $5.00 per month. Accounts become dormant after 365 days of customer inactivity. • $15 fee for accounts closed less than 6 months from the date they are opened. • $3 Printed Statement Fee waived if you sign up for Digital Banking and enroll in electronic statement delivery. 1 • $12.50 returned check fee if a check is deposited into your account and returned for any reason. • Dormancy fee of $5.00 per month. Accounts become dormant after 365 days of customer inactivity. • $15 fee for accounts closed less than 6 months from the date they are opened. • $12.50 returned check fee if a check is deposited into your account and returned for any reason.
• Free digital banking • Free e-statements • Free online bill pay • Free mobile deposit
C&N’s banking technology allows me to run my business efficiently, leaving me with more time to focus on my clients. - Jamie Morral Owner, JGM Coach
• Interest bearing account. 3 • Interest will be compounded and credited monthly. • Minimum daily collected balance of $500.00 is required to earn interest. Interest is paid for each day the collected balance meets or exceeds the minimum.
Public Fund Freedom Advantage Account
Municipal Silver Checking
Fraud Protection ACH Debit Block Payee Match Positive Pay Automated Fraud Detection Credit Cards Rewards Flexible Billing Restrict Select Merchant Categories Diversion Accounts Local Account Servicing Non-Profit & Municipal Packages
$0.00
$0.00
• Interest bearing account. 3 • Interest will be compounded and credited monthly. • Minimum daily collected balance of $1,000.00 is required to earn interest. Interest is paid for each day the collected balance meets or exceeds the minimum.
Business Interest Checking (BIC)
Business Advantage Checking
• Free digital banking • Free e-statements • Free online bill pay • Free mobile deposit • Overdraft Privilege
$10.00
$1,000.00
HOME FINANCING With over 400 ways to configure a mortgage, having a knowledgeable, trustworthy expert by your side is priceless. When you’re ready to finance one of life’s biggest investments, our mortgage specialists will find the solution that’s the best fit for you.
• Government & Military Mortgages
• O nline mortgage experience - your entire mortgage experience, from start to finish, can be done from anywhere, anytime alongside the guidance of a local mortgage expert • Quick Decisions • L ow and No down payment options • S ame Day Prequalifications o C onforming & Non-Conforming Mortgages o Specialty Mortgages § First-Time Homebuyers § Single Close Construction to Permanent § Medical Professionals Mortgage § Bridge Loans
Super Business Checking (Super B)
o State and Government Mortgages o USDA o FHA o VA o PHFA
Business Freedom Checking
$10.00
$500.00
Non-interest bearing account
• Interest bearing account. 3 • Interest will be compounded and credited monthly. • Minimum daily collected balance of $500.00 is required to earn interest. Interest is paid for each day the collected balance meets or exceeds the minimum.
• Free digital banking • Free e-statements • Free online bill pay • Free mobile deposit
Business Advantage Non- Profit Checking
Non Profit Silver Checking
• H ome Equity Loans and Lines of Credit
$0.00
$0.00
1 Fees waived until March 31, 2026. Fees may apply beginning with your April 2026 statement. 2 Beginning December 8, 2025, contact our Treasury Management department at 888-322-2193 or visit us online at cnbankpa.com for current interest rates and annual percentage yields. 3 New tiers are in place for your interest-bearing account. Please refer to your Truth in Savings Disclosure in pages 28 - 38 for information on your new tiers.
Loans subject to credit approval
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