Phyllis Law - July 2019

3 Stoves for Your Next Outdoor Adventure Cooking and Camping

city. She was still driving a vehicle owed by her parents who lived in another state. She was also insured under her parent’s automobile policy. She decided to purchase a newvehicle on her own. She was asked by the dealership to provide paperwork that she was an insured driver and was told it MSR Pocket Rocket Deluxe For the hunters and backpackers looking to minimize weight without sacrificing their morning coffee, the latest Pocket Rocket brings the heat. MSR has managed to stack many convenient features onto this burner, and it still comes in under 3 ounces. Sure, there are lighter kits out there, but the Deluxe comes with a built-in pressure regulator for high altitudes, decent wind resistance, a push-button igniter, and excellent simmer control. Its fast boil times mean you can have multiple cups of joe prepped in under four minutes, no matter how remote your campsite. BioLiteWood Burning Campstove One of the most innovative designs on the market, this strange little stove is sure to become a favorite of backwoods adventurers and car campers alike. Leave the propane tanks at home: BioLite burns twigs and sticks you can find right around your campsite, saving you weight and

Insurance What You Don’t KnowCan Hurt You resistance and incredibly fast boil times. With a range that can accommodate large cook pots and finely tuned controls that make simmering a snap, you can make some incredible meals from just about anywhere. For those wishing they could just bring their actual stove along on the journey, the Camp Chef has you covered. Whether you’re daytripping, car camping, or outright backpacking, nothing makes the wilderness feel more like home than a hot meal. Many summer fire bans put a damper on classic campfire s’mores, but a quality propane stove will let you cook up some good grub in the great outdoors. Here are some of the best units to up your camp-cooking game. Camp Chef Everest This is the ultimate two burner experience. Reasonably portable for its size, this dual stovetop features best-in-class wind

reason provided was that the newvehicle was not covered under the policy because the policy was owned by the parents, who had no financial interest in the newvehicle. Now, my client had a brand-newvehicle with thousands of dollars of damage that she had to pay out of pocket to repair. In addition, she was the at-fault driver and issued a traffic citation. To make matters even worse, the other driver claimed personal injury damages, which would not be covered by insurance. Once the other driver was informed that there was no insurance covering the claim, she informed the police, who subsequently issued my client an additional citation for driving without insurance. Moral of the story: Make sure you reviewyour insurance policies on a yearly basis to make sure you have the coverage you think you have. Do not rely on anyone other than your insurance agent. When you purchase a newvehicle, call your agent before you drive the car off the lot. Do not make any assumptions about your coverage. At PhyllisLaw.com, we can represent people in these circumstances with good results, but it is much better to avoid the situation altogether by being fully informed. money. But the special feature of this stove is it can charge electronic devices. Using patented thermoelectric technology, the BioLite converts heat from the fire into electricity, allowing anything with a USB charger to top off its battery. As electronic devices become more and more common during camping trips, the added utility of this camp stove may soon prove invaluable.

When kids graduate from college, they are in a period of great transition. They are old enough to get their own place and get full-time employment but not necessarily ready to become a financially independent adult. When your kids graduate, you must decide how to handle things like health insurance, car insurance, cellphone bills, etc. Usually, parents carry the auto insurance policy for their college kids. Because college students

would suffice for coverage on the newvehicle until she added the new car to her policy. Policies that extend coverage to new cars typically give you anywhere from 7–30

days to inform your car insurance company that you purchased a new

use their parents' address as their permanent address and the school address as a temporary address, they can get coverage for their vehicle under their parents’ policy. I recently represented a young woman who had just graduated from college, started her first full-time job, and moved to a new home in a new

vehicle. Unfortunately, my client was involved in an accident within 15 minutes of driving the new car off the lot. My client immediately reported the accident to her insurance company. To the shock and surprise of my client and her parents, the insurance company denied the claim. The

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