DON’T GET CAUGHT UNPROTECTED 3 Important Reasons for All Renters to Carry Renters Insurance Do you or a loved one live in a rented home or apartment? We find that many tenants often underestimate the importance of carrying renters insurance. In fact, studies show that as of 2020, only 57% of tenants in the U.S. carry renters insurance. Sometimes, individuals believe their landlord’s insurance policy will cover their belongings in the event of a disaster or theft, but this is a common misconception. Renters insurance is a crucial investment for renters because it offers financial protection and peace of mind. Here are a few ways renters insurance benefits tenants: Personal Property Protection Your landlord’s insurance policy typically covers the building and its structural elements but does not extend to your possessions. Imagine the devastating loss if a fire were to destroy your apartment or if a burglary occurred. Renters insurance ensures you can replace your furniture, electronics, clothing, and other valuables without a huge financial burden.
CRAZY SOCCER RULES OF THE PAST: HOW THE SPORT HAS EVOLVED OVER TIME Many consider soccer, or football for non-Americans, the most popular sport in the world. According to WorldAtlas, there are more than 3.5 billion soccer fans worldwide. It’s not surprising that soccer is so popular if you know the sport's history. While the game we know today originated in the 19th century, historical accounts show people played versions of soccer in ancient China, Greece, Rome, and South America. Because of soccer’s rich history, we’ve seen many rule changes since England founded the modern version of the sport. Here are some of the craziest soccer rules that would completely change the game if still in effect today. No Substitutions In today’s game, when a player gets tired, injured, or just isn’t playing well, the manager can replace the player with a substitute from the bench. This wasn’t always possible, however. Originally, substitutes were only acceptable when players didn’t show up for a game. Substitution rules differed depending on the league, but substitution wasn’t officially added to the Laws of the Game (the codified rules of association football) until 1958. Substitutes weren’t allowed in World Cup Finals matches for another 12 years. Golden Goal In most professional soccer leagues, when regular time ends in a draw, the two teams play for a set amount of time. If they’re still tied after that time is up, the game ends in a draw or goes to a penalty shootout. Before 2004, most professional leagues decided their games with a golden goal. Whoever scored first in extra time, won then and there. Fair Catch Everyone knows you should never use your hands while playing soccer unless you’re the goalie. In the early rules of soccer, outfielders could also catch balls out of the air. While they couldn’t throw the ball to a teammate, they could place it on the ground and kick it. This rule didn’t make it out of the 19th century.
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