Keystone Law Firm - April 2018

W e tend to picture energetic dogs and cats thriving in young families with children, but animals are often happy to live with older, less active adults. These kinds of homes are especially suited to older animals that might otherwise have to spend their last days in the pound. Depending on your schedule and mobility, you might not want to adopt a large dog. But small lap dogs, cuddly cats, and even birds can make a great addition to your home. As long as you do not suffer from allergies, having a pet can be great for your health. The American Heart Association says pet ownership, particularly dog ownership, may be linked to a reduced risk of cardiovascular disease. Researchers found evidence to support this claim when they discovered that registered dog owners in Sweden had lower rates of cardiovascular disease and a lower risk of death than individuals without dogs. Physical fitness is far from the only benefit of pet ownership. The love and companionship our animal friends offer can alleviate depression or loneliness. Linda Anderson, founder of the Angel Animals Network in Minneapolis, says, “Older pet owners have often told us how incredibly barren and lonely their lives were without their pet’s companionship, even when there were some downsides to owning an active pet.” DON’T MISS OUT ON THE Joy of Pets

for walks, a talkative parrot

makes time spent alone less lonely, and a soft cat curled up on your lap helps alleviate a stressful day.

If you can’t have a pet in your home due to lease restrictions or mobility challenges, you don’t have to miss out on the benefits of being around animals. Consider volunteering at a local animal shelter. You can help care for cats, dogs, and other animals while they wait for their own forever home. There are thousands of pets in shelters across the country waiting for someone to care for them. If there’s room in your retirement plan, why not invite one into your home? You might discover both you and your new friend have something to gain.

Caring for a pet takes work, but for many people, the benefits greatly outweigh the challenges. An energetic dog encourages you to leave the house and go

The Benefits of ALTCS

Aging is a natural process, but it’s not without complications. When you’re

ALTCS will cover any acute care you need, such as doctor visits, hospitalization, or prescriptions. The program will also help cover nursing- home care, assisted living, group-home care, and services in your own home. If you’re unable to drive, they can provide transportation to and from any of your medical appointments. In order to qualify for the benefits provided by this program, you will need to fill out an application in person at a local ALTCS office, and supply appropriate documents, including your birth certificate and Social Security card. The program is strictly need-based, which means there are strict medical and financial requirements. This includes meeting impairment requirements, monthly income limits, and asset limits. Also, you must be over the age of 65 and a resident of Arizona. After you’ve applied, it will take around 60–90 days for the application to be processed. Before you officially apply to ALTCS, it’s important to prepare, and Keystone Law Firm and Wealth Partners can help you do just that. Call us today at 480- 418-8448 to learn more about this helpful Medicaid program.

struggling to take care of yourself, you begin to worry about your health and living situation.

Perhaps you need help in your home, or maybe you’re considering a move into a senior care facility; either way, it can be expensive. With the Arizona Long Term Care System (ALTCS), you don’t have to worry anymore. The ALTCS is an Arizona Medicaid program designed to help seniors and anyone suffering from a disability. They help people find and receive long-term care. The system works hand-in-hand with the Arizona Medicaid Program and the Arizona Health Care Cost Containment System (AHCCCS). Through membership with the ALTCS, people can get the help they need. Staying at home and receiving the care you deserve has never been easier. The program also covers expenses, including any consultations.

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