CHECK YOUR SOCIAL SECURITY EARNINGS RECORD ANNUALLY — HERE’S WHY MAXIMIZING SOCIAL SECURITY BENEFITS: PART I
It is always your right to see your Social Security earnings record. Today, you can do so online! That’s why everyone should review their earnings record yearly. To do so, create a Social Security account at SSA.gov/myaccount/. Once you do, you can access your earnings record and compare the income listed there to your tax returns to make sure all the information is accurate.
record your earnings correctly. This could result in your numbers showing less income than you actually earned during the year or no income at all, and that could lead to a lower Social Security benefit than you’re entitled to. Yes, employers are responsible for reporting your earnings, but you are responsible for checking your earnings record, as only you can confirm the information is accurate. The SSA
suggests reviewing your record at least every year because “sooner is definitely better when it comes to identifying and reporting problems with your earnings record. As time passes, you may no
Why go through the trouble? It behooves you to do so because the amount of your retirement benefit is based on your top 35 years of earnings. The Social Security Administration (SSA) gets your income information from the IRS, so your earnings record is usually accurate.
longer have past tax documents and some employers may no longer be in business or able to provide past payroll information.”
But mistakes can happen — which will cost you.
A yearly check of your record could be time well spent! If you have any questions about this process, don’t hesitate to give our office a call. You can learn even more tips in our e-book, “How to Maximize Social Security,” available on our website under Webinars at DuPontWealth.com.
If you change your name and fail to report it to the SSA, or you or your employer accidentally transpose some digits in your Social Security number on your employment paperwork, the SSA may not
SUDOKU
BAKED CORNBREAD AND CHORIZO STUFFING
Inspired by FoodNetwork.com
Spicy, savory, and sweet, this unique stuffing will level up your Thanksgiving table. INGREDIENTS
1 lb Mexican chorizo 1 white onion, chopped 1 carrot, chopped 1 celery rib, chopped 3 garlic cloves, chopped 2 cups premade cornbread, crumbled
1/4 cup cilantro, chopped 1/2 cup chicken stock 1 tbsp unsalted butter, for greasing Cilantro, for garnish Cotija cheese, for garnish
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DIRECTIONS
Preheat your oven to 350 F.
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2. In a large skillet over medium heat, cook the chorizo for 5 minutes. Add the onion, carrot, celery, and garlic. Cook for 10 additional minutes. Stir in the cornbread and cilantro. 3. While stirring, slowly add the chicken stock. Stir until absorbed. 4. Butter a small casserole dish, then add the stuffing in an even layer. Bake for 20 minutes, garnish as desired, and serve!
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