December 19 | Newsletter

D E C E M B E R 2 0 1 9

Top 10 Gadgets This Holiday Season iPhone 11 Pro

GoPro HERO8 Black 4K Surface Laptop 3 Ring Video Doorbell 2 Samsung 75" LED 4K Smart TV Ninja Foodi 5-in-1 Air Fryer

Apple Watch 5

Nintendo Switch Lite Amazon Echo Show 5 Display Apple AirPods Pro

'Tis the season of giving, and now is the perfect time to pick up the hottest new gadgets for the techie in your family!

Check out this list of some of the top gadgets in 2019!

https://www.bestbuy.com/site/gift-ideas/top-tech- gifts/pcmcat1496256957402.c?id=pcmcat1496256957402

Mortgage Hot Take

Current Interest Rates

Conventional 15 Year Fixed Conventional 30 Year Fixed

3.375% 4.000% 3.375% 3.625% 3.625%

FHA 30 Year Fixed VA 30 Year Fixed USDA 30 Year Fixed

Mortgage interest rates are at a 3 YEAR LOW and the refinance market is booming! If you have purchased a home in the last 3 years, it would behoove you to contact me to see what these low rates mean for you in terms of savings. Is now a great time to lock in the interest rate? Mortgage rates follow the 10 year treasury bond, and the bond is very volatile right now, so the best advice is to keep in close contact with your local mortgage banker to stay educated. Don’t put off tomorrow what you can do today!

Mike Arvold Mo r t g a g e B a n k e r NML S # : 6 1 6 2 7 8 P h o n e : ( 7 6 3 ) 6 3 9 - 9 1 7 1

Em a i l : m a r v o l d @ r e f i n e d l e n d i n g . c o m We b : www . A r v o l dMo r t g a g e T e a m . c o m

Please note rates are current as of 12/02/2019. All rates and programs subject to change at anytime without notice. Ad is for informational purposes only, not a commitment to lend.

*Conventional Rates based on a purchase price of $250k with 5% down. *FHA Rates based on a purchase price of $250k with 3.5% down. *USDA Rates based on a purchase price of $250k with 0% down. *VA Rates based on a purchase price of $250k with 0% down. *All rates with 1 or 3/4 discount point.

612.750.1368 | TylerMiller@EdinaRealty.com | www.TylerMillerTeam.com

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