DHOA Annual Meeting Booklet - 2025

DESERT HORIZONS OWNERS ASSOCIATION BOARD OF DIRECTORS 2025 ANNUAL MEETING TABLE OF CONTENTS

Annual Meeting Agenda .................................................................................................................................. 3 Finance Committee Report .............................................................................................................................. 5 Architectural Committee Report ..................................................................................................................... 6 Landscape Committee Report ......................................................................................................................... 7 Maintenance Committee Report ..................................................................................................................... 8 Golf Committee Report .................................................................................................................................... 9 Fitness, Wellness, and Courts Committee Report .................................................................................. 10-11 Emergency Preparedness Committee Report ............................................................................................... 12 Club/Social Advisory Group Update ........................................................................................................ 13-14 Strategy Committee Report ........................................................................................................................... 15 Audited Financial Statement – September 30, 2024 .............................................................................. 17-19 Operational Budget – Fiscal Year 2025 .......................................................................................................... 20 Financial Statement – January 31, 2025 .................................................................................................. 21-24 Financial Update ...................................................................................................................................... 25-28 Desert Horizons Comparative Club Data ................................................................................................. 29-31 2024 Annual Meeting Minutes ................................................................................................................ 33-37

DESERT HORIZONS OWNERS ASSOCIATION ANNUAL MEETING Sunday, March 9 th , 2025 at 3:00pm Pacific ***AGENDA***

I.

CALL TO ORDER

3:00 pm

II.

PROOF OF NOTICE OF ANNUAL MEETING

III.

PROOF OF QUORUM

(3:00pm Pacific) – Time Certain

IV.

VOTING

A. Introduce Inspectors of Election B. Begin Tabulation

V.

PRESIDENT’S WELCOME AND INTRODUCTIONS (3:00pm Pacific) – Time Certain

VI.

PRESIDENT/ INTERIM GENERAL MANAGER, COMMITTEE, AND ADVISORY GROUP REPORTS A. Financial B. Architectural C. Landscape D. Maintenance E. Golf F. Courts/Fitness G. Emergency Preparedness H. Club/Social I. Strategic Planning

VII.

FINANCIAL UPDATE

VIII.

REAL ESTATE PRESENTATION – Rob Zwemmer

IX.

OPEN FORUM

X.

ANNOUNCEMENT OF ELECTION RESULTS A. Board Members B. 2024 Annual Meeting Minutes Approval C. IRS Revenue Ruling 70-604 Approval

XI.

ADJOURN

5:30 PM*

*Adjournment will occur following the agenda items by 5:30 PM or sooner if agenda is complete. Page 3

COMMITTEE REPORTS

DESERT HORIZONS OWNERS ASSOCIATION BOARD OF DIRECTORS COMMITTEE REPORT ANNUAL MEETING 2025

Committee Name: Finance Committee Committee Members: Dave Taylor, Dale Hurd, Don Costa, Bob Lemon Submitted by: Tom Robinson (Chair)

I would like to thank the members of the Finance Committee (FC) for their insight, financial acumen and support in providing oversight to the financial affairs of Desert Horizons Owners Association (DHOA). Thank you to Dave Taylor, Dale Hurd, Don Costa and Bob Lemon. In addition thanks to Al Castro, John Sotomonte, Crysten Hanson and their finance team for providing timely accurate monthly financial information to the FC, the Board and to Homeowners. Draft preliminary monthly financials are prepared usually two weeks after month end. These draft preliminary monthly financials for the Year Ended September 30, 2024 were reviewed and approved by the FC and the Board. The Audited September 30, 2024 Year End Financial Statements were completed in December 2024 and were reviewed and approved by the FC and the Board. All monthly and Year End Audited Financial Statements are posted on the Homeowners website under My Home, Financial Documents. Management started the process of preparing operating and capital budgets in May 2024 for fiscal year ending September 30, 2025. This is an iterative process where draft budgets are provided by Management to the FC who performed detailed reviews before recommending that a budget be approved by the Board. After numerous discussions and further budget iterations the Board approved the final Fiscal 2025 Operating and Capital Budgets in August 2024. The Board engaged an outside consultant to update the previous year’s reserve study. This updated reserve study was completed in August 2024 to estimate the remaining useful lives and the replacement costs of the components of common property of the DHOA. Management, the FC and the Board reviewed and approved this reserve study in August 2024. The Annual Budget Report, Annual Policy Statement and Other Disclosures for the Fiscal Year October 1, 2024 through September 30, 2025 was reviewed and approved by the FC and the Board in August 2024 and sent to the Homeowners on August 28, 2024. This document is also posted on the Homeowners website. Copies of the Desert Horizons Owners Association Audited Financial Statements for the Year Ended September 30, 2024 as well as the Management prepared Unaudited Financial Statements for the Four Month Period Ended January 31, 2025 (approved by the Board and posted to the website) will be available at the March 9, 2025 Annual Meeting of Members.

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DESERT HORIZONS OWNERS ASSOCIATION BOARD OF DIRECTORS COMMITTEE REPORT ANNUAL MEETING 2025

Committee Name: Architectural Committee Members : Bob Nassaney, Patty Kunsemiller, Ed Meserve, Rob Zwemmer, and Nancy Crosby Submitted by: Paula Manoski (Chair) The hardworking members of the Architectural Review Committee reviewed 165 applications this year up from 120 last year. Members are investing in improving their homes. A big thanks to the members of the committee, Bob Nassaney, Patty Kunsemiller, Ed Meserve, Rob Zwemmer, and Nancy Crosby who take this role seriously and aim for quick turnaround to applications. The team is committed to working with homeowners to improve properties while striving to keep a quality and consistency in the community. A big thank you also to Victor Santos and Clarissa Villarino who are true partners and professionals working with homeowners and the committee to get the job done. The following list identifies the number and type of improvements approved by the committee:

Improvement

No.

Improvement

No.

Gates

7

Solar

12

Windows/replacement

10 12

Fence/walls

3 3 3

Awning/shades Outside BBQ

Smooth stucco

3 8

Home expansions

Pavers

Garage replacements/paintings

10

Mini-split/ HVAC

21 16

Misting Painting Lighting

4 4 6

Patio/ courtyard upgrades

ADU

2

Pool upgrades

16

Driveways

Trellis/ Alumawood 6 Any change or modification to the exterior of any property requires an application for approval to the ARC. While interior modifications do not require approval from the committee, an application is requested so that the HOA and security are aware of venders accessing the property, and so that the “quiet time” around the December holidays is observed

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DESERT HORIZONS OWNERS’ ASSOCIATION BOARD OF DIRECTORS COMMITTEE REPORT ANNUAL MEETING 2025

Committee Name: Landscape Committee Members: Jon Rombough, Jennifer Stranik, Christie Thoene, Rob Zwemmer Submitted by: Carol Schneider (Chair) Thank you to the members of the Landscape Committee for their active participation in the work of the committee this year. There have been many achievements made possible by the many hours of volunteer time provided by the talented Committee members. The Committee set some aggressive goals to achieve this year and has successfully achieved them. The Committee modified the Landscaping application process to include completed paperwork, detailed drawings, before and after photos; and clarity around future accountability for landscaping maintenance and irrigation for each property. These steps of the process are now documented and entered into our HOA data software for each member address. The Committee developed a comprehensive Scope of Work to be used in the Request for Proposal (RFP) to competitively bid out the landscaping agreement later this summer. Members of the Committee met twice with the Vintage CEO to discuss areas for improvement. The Committee researched options and formulated a recommendation for a hybrid desert scape model for Desert Horizons in the future. A request for reserve funds for 2026 will be made to identify a consultant to begin the long-range landscape plan. Homeowners submitted for approval 52 applications, with all but one proceeding and we can note some beautiful improvements to our community as a result of these investments. In collaboration with the HOA team, the Landscape Committee is already beginning to identify tree replacements and other planting needs for the 2026 budget and reserves to submit to the Board to be incorporated into the budget. The Committee experimented with different seasonal plantings for shady and sunny areas in the Common area spaces this year. We appreciated all the feedback and look forward to selecting another WoW for 2026!

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DESERT HORIZONS OWNERS ASSOCIATION BOARD OF DIRECTORS COMMITTEE REPORT ANNUAL MEETING 2025

Committee Name: Maintenance Committee Members: Mark Bonebrake, Jon Rombough, Bob Theel Submitted By: Mark Bonebrake (Chair) Streets

Street paving and maintenance have been completed for this year. Over 115,000 square feet of streets were paved. Streets paved included parts of Inverness and Lakeside, Muirfield Ct. and Olympic Court. In addition, 186,000 square feet of streets and the Club parking lot were seal-coated. Streets seal coated include St. Andrews, Riviera, Valle Vista, and Lakeside Dr. from the Cook St. gate to the far end of Spyglass. Roofs Roof maintenance has been completed by our new roofing vendor BRS. This yearly program resulted in replacing over 1,600 broken tiles, repairing flashings, sealing pipes where necessary and cleaning debris from all roofs and drains. Additionally, over 40 flat roofs were reconditioned at 1/6 the cost of the previous replacement method. Importantly, these reconditioned roofs come with a full 10-year materials and service warranty. House Painting Forty-five buildings were painted in 2024 with at least another 46 buildings will be painted in 2025.

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DESERT HORIZONS OWNERS’ ASSOCIATION BOARD OF DIRECTORS COMMITTEE REPORT ANNUAL MEETING 2025

Committee Name: Golf Committee Members: Dana Berkett Overstreet, Dave Hickey, Mary Jacobs, Mike Snyder Submitted by: Bob Lemon (Chair) I am very grateful to the hard working and talented members of the Golf Committee for their outstanding dedication and hard work during the past year. Thank you Dana, Dave, Mary and Mike for the hundreds of hours of effort in assuring a premier/private golf experience for our members and their families and guests. Special recognition to Nick Hanson and his golf course maintenance team for their superb conditioning of the golf course and practice areas throughout the year but especially during the high season months. Very special thanks to Donnel Holyk and her golf shop and outside services team for their outstanding work in supporting our membership with consistently smooth operations in a friendly, attentive and professional manner. Desert Horizons Golf is having a great year: • Through the first four months of the fiscal year (1/31/25) we have a healthy bottom line surplus of $95,000 which is $112,000 better than budget. • Currently at 185 full golf memberships with a projection to be at or near that number at fiscal year-end. Total golf members currently at 210 including all categories of membership. • We have welcomed many new golf members so far this year including 15 who joined under our new Invitational membership category. • Total rounds played season to date through 2/28/25 are up 4% year over year and golf shop sales of soft and hard goods are up 37% for the same period. • A lot of work went into planning and conducting this season’s very busy schedule of tournaments and events which have all gone very smoothly with a few more to come during the next two months. Congratulations to all the winners and thanks to all the volunteers and staff members who work behind the scenes to make it happen. • The first phase of work on a Master Plan for the golf course and related facilities will begin later this month.

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DESERT HORIZONS OWNERS ASSOCIATION BOARD OF DIRECTORS COMMITTEE REPORT ANNUAL MEETING 2025

Committee Name: Fitness, Wellness and Courts Committee Members: Andy Banachowski, Bryon Graves, Sherrill Sutherland, Heather Tucker, Dave White, Ed Gould, Barb Meserve, Sophia Ermoian, Jon Rombaugh (ex officio member and board member) Staff: Grant Bolin, Director of Fitness and Wellness, Cary Collins, Director of The Courts, Valerie Moreno, Assistant Submitted by: Don Costa (Chair and Board Representative) The FW&C Committee is an advisory committee that makes recommendations on the program offerings, operations and capital improvements of the fitness and wellness center and the tennis, pickleball and bocce courts programs. Committee members were selected as leads with Andy for Pickleball, Sherrill for Tennis, Heather for Wellness & Fitness and Dave for Bocce. Other members were assigned so that each “subcommittee” could focus on each program with leads bringing recommendations to the entire committee. This has been an exciting year as it was the first full year of program offerings. Bocce Many thanks to Dave, Barb and Ed for a phenomenal first season at the new clubhouse. A Breve tournament was held in the fall followed by the Prime tournament that included 18 teams and 18 captains for a total of over 160 players. To accommodate the number of teams play was held on both Sundays and Tuesdays. The future plans include a spring Breve Tournament, boot camps and socials, and we are working on the possibility of having inter club play starting with Toscana. Recommendations will be made for the coming year to improve the Bocce facility for a safer and larger standing area around the courts. Pickleball and Tennis Many thanks to Cary Colins, our new Courts Director who has brought structure to the Tuesday-Thursday-Saturday member open play and has regularly scheduled practice sessions for both new and experienced players. The number of members new to pickleball has grown substantially and we now have many days on which all courts are full. Private and group lessons have been extremely popular, which contributes to the growth of the sports at Desert Horizons. The Pickleball championships will be held Friday March 21st and Saturday March 22 nd . Cary has implemented an honor system for certain snacks and drinks, and we have also had Dink and Drink functions held at the Pavilion as we look for more ways to use the Pavilion. This year’s improvements included fence protectors, shade umbrellas and benches for the courts. Tennis lessons are available, and development of a tennis program is continuing. Page 10

Wellness and Fitness Grant Bolin and Valerie have done exceptional work as this year we transitioned from having Arche Amenities managing the Wellness and Fitness Center to bringing it in-house under the direction of Grant. The Fitness Center programs have continued to grow, and additional classes have been added for both the free and fee-based classes. A key card system has been implemented for the Fitness Center as it is being well used throughout early morning to late evening. The Wellness (spa) has been very well received and for the fiscal period through January 31 st revenue has been above budget. Refer to the bi-weekly. This report cannot capture the extensive improvements and offerings of the Wellness & Fitness center, so I ask that you visit the Desert Horizons Website to view all that is offered. General: Heather led a group in reviewing the guest policy for the Courts as included in our CC&R’s. Many changes have been recommended to simplify the policies and procedures. These will be finalized during the budget process at the same time we discuss whether to implement a guest fee for the courts and fitness center for fiscal 2026.

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DESERT HORIZONS OWNERS ASSOCIATION BOARD OF DIRECTORS COMMITTEE REPORT ANNUAL MEETING 2025

Committee Name: Emergency Preparedness Committee Members: Chris Clark, Byron Graves, Kristina Hoffman, Karen Lempert, Ron Lempert, Jon Rombough, Donna Okrusko, Sherrell Sutherland, Shelly Soorholtz, David Soorholtz Submitted by: Sandra Rogers During this past year the Committee has gained recognition by the Board of Directors and drafted, and the Board approved, a Committee Charter. The Committee has recruited and trained almost 20 new block captains and Emergency Operations Center personnel and will hold a drill at 2:00 PM on March 17, 2025 to afford an opportunity for all these people to apply these skills in a real life situation. The Committee has held regular block captain/first aid team meetings, virtually all of which have featured presenters with outside expertise to train us in such important skills as how to stop bleeding in a severely injured person (Stop the Bleed), when and how to assess whether it is necessary to turn off a gas meter to prevent fire, and what to do if faced with an active shooter situation. Many of these sessions have been open to all DH residents. Moreover, the Committee has kept DH residents informed of training opportunities outside our community in which they can obtain invaluable information as to how to prepare themselves to better survive a disaster. The Committee has continued to carry out monthly radio drills with the City of Indian Wells to test and maintain continuing ability to communicate in a disaster. Throughout this year, continuous updates have been deployed to the DH Emergency Preparedness Database to facilitate ease of use and to increase the types of reports which can be elicited from that database. Further, a total inventory of the Committee’s first aid supplies was completed, and new supplies ordered to replace those which had expired. Thereafter, all of the first aid supplies were moved into the Committee’s newly designed storage room in the clubhouse. The Committee has maintained fiscal responsibility and completed all necessary tasks within the budget requested by from and approved by the Board of Directors.

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DESERT HORIZONS OWNERS ASSOCIATION BOARD OF DIRECTORS ADVISORY GROUP REPORT ANNUAL MEETING 2025

Advisory Group Name: Club/Social Advisory Group Members: Joanne Pastula, Barbara Cooper, Nancy Crosby, Marilyn Davidson, Peggy Eaton, Arlene Hamacher, Georgia Hosac, Barbara Meserve, Susan Rombough, Judy Sloan, Carol Pavlick. Submitted by: Cyndie Shepard (Chair) I would like to thank the members of the Club/Social advisory group for the support and dedication to make every single occasion a very special one. In addition thanks To Rodrigo Gutierrez for his leadership and guidance working with us. Fall 2024: A Warm Welcome Back The season started with our highly anticipated Welcome Home Event, which was a resounding success, drawing nearly 300 enthusiastic attendees. The atmosphere was electric, filled with laughter, camaraderie, and the joy of reconnecting with friends and neighbors after the summer break. Attendees enjoyed live music from a talented local band that got everyone on their feet, dancing and celebrating the beginning of the season. The event successfully raised funds designated for seasonal décor and entertainment, ensuring our upcoming events will be as vibrant and engaging. Winter 2024-25: A Season of Celebration and Community • Merry Mailboxes and Cart Décor Tour : This event attracted over 100 participants, who showcased their creativity with more than 140 beautifully decorated mailboxes. The tour highlighted our members’ artistic talents and fostered a sense of community as neighbors admired each other’s festive displays, and we added a karaoke afterward. • Christmas Eve Dinner : Our annual Christmas Eve Dinner was a season highlight, selling out completely. Attendees were treated to a beautifully decorated dining space and a gourmet meal that received rave reviews. The warm ambiance and joyful camaraderie captured the holiday spirit's essence. • New Year’s Eve Gala: The New Year’s Eve Gala was another sold-out affair. It featured an elegant evening with a live band that kept the dance floor lively. Guests enjoyed a sumptuous dinner, and the stunning décor created a magical atmosphere, leaving attendees eager for continued celebrations. • Scholarship Event: Our Scholarship Event was a tremendous success, selling out and generating a remarkable $95,000 for scholarships, with an additional $5,000 anticipated from the March Home Tour. The overwhelming support from our members underscores the community’s commitment to fostering education and opportunity for deserving students. • Valentine’s Dinner Show : This delightful evening filled with love and laughter drew 140 attendees. The event's popularity led us to add 28 additional seats to accommodate demand. Guests were mesmerized by the magician’s performance, and the combination of an exquisite dinner followed by dancing created a memorable night for all.

Page 13

We are organizing several cocktail parties for new members to enhance our community spirit further. These gatherings aim to warmly welcome newcomers into our vibrant community, fostering connections and friendships among members. Looking Ahead: Exciting Upcoming Events As we move into the next phase of our season, we are thrilled to announce an array of exciting events that promise to engage and entertain our members: • St. Patrick’s Day Dinner: Celebrate the luck of the Irish with a festive dinner featuring traditional cuisine. • Easter Weekend Festivities: Join us for a weekend filled with family-friendly activities, including an Easter egg hunt and a special brunch. • Bon Voyage Event : This unique gathering will celebrate travel and adventure, featuring themed décor and activities that inspire wanderlust. • Mother’s Day Brunch: A special day to honor mothers and caregivers, complete with a delicious brunch and heartfelt tributes. We look forward to another successful season filled with laughter, connection, and unforgettable memories. Thank you for being an integral part of the Desert Horizons community!

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DESERT HORIZONS OWNERS ASSOCIATION BOARD OF DIRECTORS COMMITTEE REPORT ANNUAL MEETING

Committee Name: Strategy Committee Members: Peter DeMaris, Mark Seuss, Scott Thomason, Harry Aldrich Submitted by: Paula Manoski (Chair) The committee provides support in the development and implementation of Desert Horizons strategic goals. The long-standing issues of pools was highlighted as the first initiative to be addressed by this group. The team is building a business case for 3 different scenarios 1) removal of 10 pools, 2) keeping these 10 pools and 3) midpoint scenario where less than 10 are removed/kept. Evaluation includes capital estimates, operating cost and permitting challenges. The team reviewed existing information compiled over the years and developed summaries to share with the community in a town hall. The goal is to gather enough information so the community can vote on what scenario to move advance. A big thanks to Peter DeMaris, Mark Suess, Harry Aldrich and Scott Tomason who provided great insights and structure to define the problem and put numbers behind the different scenarios. Looking forward to sharing this with the community before season’s end.

Respectfully submitted, Paula Manoski, Chair

Page 15

FINANCIALS

DESERT HORIZONS OWNERS ASSOCIATION BALANCE SHEET SEPTEMBER 30, 2024 (Summarized Totals For September 30, 2023)

ASSETS

Operating Replacement Fund Fund

Totals

2024

2023

ASSETS Cash and cash equivalents

$

460,359 4,542,118 $

$ 5,002,477 17,950,503 $

Certificates of deposit

- -

2,368,313

2,368,313

3,278,150 2,000,000

Investments

-

-

Assessments and dues receivable, net allowance for bad debts of $2,000 for 2024 and $18,000 for 2023

81,492 130,754

- - - - - - - -

81,492 130,754

463,239 125,254

Receivable from the City of Indian Wells

Special assessment receivable

-

-

1,980,004

Other receivables

77,775 296,209 34,417

77,775 296,209 34,417

126,318 220,460 15,664

Inventories

Prepaid expenses

Property and equipment, net of accumulated depreciation

40,817,930

40,817,930 24,260,936

Right-of-use operating lease asset

235,329 (600,000)

235,329

218,751

Interfund loan

600,000

-

-

Other assets - Liquor License

20,000

-

20,000

20,000

$ 41,554,265 7,510,431 $

$ 49,064,696 50,659,279 $

LIABILITIES AND FUND BALANCES

LIABILITIES

Accounts payable Accrued expenses

$

241,048 405,158 428,411 235,329 734,419

$

6,300

$

247,348 405,158 428,411 235,329 734,419

$ 1,113,715

- - - - -

3,724,944

29,500 218,751 49,750

Prepaid dues and assessments

Operating lease liability

Financing leases Notes payable

23,188,067

23,188,067 23,954,491

25,232,432

6,300 25,238,732

29,091,151

FUND BALANCES Operating Undesignated

(926,330)

-

(926,330)

(1,123,132)

Property and equipment, net of notes payable and financing leases

16,895,444

- -

16,895,444

306,445

Designated - Clubhouse Renovation

352,719

352,719 16,245,277

Replacement fund

-

7,504,131

7,504,131

6,139,538

16,321,833 7,504,131

23,825,964 21,568,128

$ 41,554,265 7,510,431 $

$ 49,064,696 50,659,279 $

The accompanying notes are an integral part of these financial statements.

4

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DESERT HORIZONS OWNERS ASSOCIATION STATEMENTS OF REVENUES, EXPENSES AND CHANGES IN FUND BALANCES

(Summarized Totals For The Year Ended September 30, 2023) YEAR ENDED SEPTEMBER 30, 2024

Operating Replacement Fund Fund

Totals

2024

2023

OPERATING REVENUES Residential assessments Social membership dues

$ 5,105,280 2,288,336 4,008,953 1,456,087

$ 1,836,000

$ 6,941,280 2,288,336 4,008,953 1,456,087

$ 6,022,656 1,980,018 3,876,448

- - - - - - - -

Golf income

Food and Beverage income Fitness and spa income

774,305

100,480 527,046 87,171 1,490 13,744 154,632

100,480 527,046 87,171 146,831 13,744 154,632

-

LLMD income Sales office rent Interest income

551,312 69,812 26,411

145,341

Gain on disposal of assets Miscellaneous income

-

115,101

13,743,219

1,981,341 15,724,560

13,416,063

OPERATING EXPENSES Golf

4,099,727 2,498,883 958,604 6,355,992 501,091 78,857

- - - - - -

4,099,727 2,498,883 958,604 6,355,992 501,091 78,857 1,374,483

3,969,632 1,540,330 647,376 6,002,209

Food and beverage Clubhouse expenses Community expenses Fitness and spa expenses Income tax expense Replacement fund expenditures

-

18,203 530,199

1,374,483

-

14,493,154

1,374,483 15,867,637

12,707,949

Excess (deficiency) of operating expenses over revenues

(749,935)

606,858

(143,077)

708,114

NON-OPERATING INCOME / (EXPENSES) Capital assessments

1,903,267 612,000 325,425

- - -

1,903,267 612,000 325,425 510,000 427,050 145,145 (517,720) (1,004,254) - 2,400,913 $ 2,257,836

1,872,750 6,181,400

Special assessments Additional golf dues

-

Social initiation assessment Golf initiation assessment Golf course capital expenses

- - -

510,000 427,050

405,000 385,400 (68,753)

- - - -

Interest income Interest expense

145,145 (517,720) (1,004,254) 1,463,863

- -

Depreciation expense

(1,665,955) 7,109,842

937,050

Excess of revenues over expenses

$

713,928

$ 1,543,908

$ 7,817,956

FUND BALANCES, beginning of the year

$ 15,428,590

$ 6,139,538 21,568,128 $

$ 13,750,172

Excess of revenues over expenses

713,928 179,315

1,543,908

2,257,836

7,817,956

Interfund transfers

(179,315)

-

-

FUND BALANCES, end of the year

$ 16,321,833

$ 7,504,131 23,825,964 $

$ 21,568,128

The accompanying notes are an integral part of these financial statements.

5

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DESERT HORIZONS OWNERS ASSOCIATION STATEMENTS OF CASH FLOWS

YEAR ENDED SEPTEMBER 30, 2024 (Summarized Totals For The Year Ended September 30, 2023)

Operating Replacement Fund Fund

Totals

2024

2023

NET CASH FLOWS FROM OPERATING ACTIVITIES Excess of revenues over expenses Adjustments to reconcile net revenues over expenses to net cash flow from operating activities: Depreciation

$

713,928

$ 1,543,908

$ 2,257,836

$ 7,817,956

1,004,254

- -

1,004,254

1,665,955

Gain on sale of equipment

(13,744)

(13,744)

-

(Increase) Decrease in:

Assessments receivable

381,747

- - - - - -

381,747

(407,656) (49,995) (1,980,004) (110,057) (101,173)

Receivable from City of Indian Wells Special assessment receivable

(5,500)

(5,500)

1,980,004

1,980,004

Other receivables

48,543

48,543

Inventories

(75,749) (18,753)

(75,749) (18,753)

Prepaid expenses

9,009

Interfund receivable/payable

600,000

(600,000)

-

-

Increase (Decrease) in: Accounts payable Accrued expenses Prepaid assessments

(860,766) (3,308,763)

(5,601) (11,023)

(866,367) (3,319,786)

270,422

3,284,173 (105,324)

398,911 844,112

-

398,911

Net cash provided by operating activities

927,284

1,771,396 10,293,306

CASH FLOWS FROM INVESTING ACTIVITIES Purchase of property and equipment

(16,799,784)

- -

(16,799,784)

(17,600,381)

Proceeds from sale of equipment

13,744

13,744 909,837

-

Net (purchase)/sale of certificates of deposit

1,002,535 2,000,000

(92,698)

(527,095) (2,000,000) (20,127,476)

Net (purchase)/sale of investments Net cash used by investing activities

-

2,000,000

(13,783,505)

(92,698)

(13,876,203)

CASH FLOWS FROM FINANCING ACTIVITIES Payments on financing leases

(76,795)

- - -

(76,795)

(42,152)

Proceeds from notes payable Payments on notes payable

-

-

24,000,000

(766,424) 179,315 (663,904)

(766,424)

(45,509)

Interfund transfer

(179,315) (179,315)

-

-

Net cash used by financing activities

(843,219)

23,912,339

Net increase (decrease) in cash

(13,603,297)

655,271 (12,948,026)

14,078,169

CASH AND CASH EQUIVALENTS, beginning of the year

14,063,656

3,886,847 17,950,503

3,872,334

CASH AND CASH EQUIVALENTS, end of the year

$

460,359

$ 4,542,118

$ 5,002,477 17,950,503 $

SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION Cash paid during the year for interest

$ 1,069,091

$

227,703

Cash paid during the year for income taxes

$

28,740

$

7,700

The accompanying notes are an integral part of these financial statements. 6

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DESERT HORIZONS OWNERS ASSOCIATION MONTHLY OPERATIONAL INCOME STATEMENT BUDGET - FISCAL YEAR 2025

5th Draft CORRECTED

OCT

NOV

DEC

JAN

FEB

MAR

APR

MAY

JUN

JUL

AUG

SEP

TOTAL

REVENUES Community Assessment

667,270 385,080 59,175 41,290 46,974 138,800

667,270 667,270 667,270 667,270 278,938 280,449 292,521 309,057

667,270 309,057 62,175 265,786 113,179 78,100 81,750 28,500

667,270 283,521 62,175 255,705 102,947 48,700 70,900 24,500

667,270 667,270 281,985 278,913

667,270 667,270 667,270 275,841 272,769 271,233

8,007,240 3,519,364

Golf Dues

HOA Income Food Income

61,175

61,175

62,175

62,175

63,175 159,364 55,620 28,500 23,400 17,350

61,175 56,366 15,741

61,175 13,200

59,175

59,175 34,950

734,100

227,302 181,271 205,033 274,539

7,800 2,429

1,722,606

Beverage Income

131,582 53,800 46,100 10,200

68,152 44,000 48,120 14,750

84,809 39,250 30,050 17,350

95,131 75,350 65,050 22,900

3,984

970 350 250

721,518 511,000 376,270 154,650

Golf Operations Income Golf Shop Sales Income

3,200 4,650 8,200

600 750

350 250

5,000

Locker, Tennis & Fitness income

0

7,100

2,000

1,800

Total Revenues

1,343,589 1,476,367 1,365,187 1,398,458 1,571,472 1,605,817 1,515,718 1,296,663 1,095,515 1,029,920 1,012,043 1,035,998 15,746,748

COGS Food and Beverage

18,256

143,174 32,900

83,135 34,100

97,735 124,104

128,391 57,050 185,441 32,896 229,213 21,320 115,460 78,647 59,824 153,169 24,639 715,167

125,469 49,200 174,669 35,125 226,677 20,880 116,879 77,184 57,905 145,401 24,002 704,053

70,231 16,275 86,506 34,957 197,160 21,300

23,345

5,243

2,971

516 163 678

822,570 266,970

COGS Pro Shop

5,250

22,100

45,950

3,333

488

163

Total COGS

23,506

176,074 117,235 119,835 170,054

26,678

5,731

3,133

1,089,540

PAYROL & RELATED HOA Administration and Maintenance

43,304 113,813

33,976

35,406

38,546

33,524

31,824 92,164

35,073 65,291

31,824 40,430

34,038 40,430

420,491

Food Department Bar Department

232,435 230,702 257,705 231,880

1,957,901

1,895

22,013

21,650

24,365

21,214

3,553

1,662

0

0

159,852

General and Administration Golf Operation/Pro shop Lockers, Tennis and Fitness Golf Course Maintenance Clubhouse/Housekeeping

116,993 44,257 23,437 161,680 21,106 526,485

116,203 119,695 125,425 116,202

119,178 115,979

122,417 119,156 120,787

1,424,375

78,223 47,068

78,612 51,776

85,641 55,043

78,120 56,543

59,571 52,328

38,532 28,312

40,086 20,088

39,679 16,458

38,276 16,401

736,827 485,184

158,902 147,562 164,876 145,774

146,069 129,609

155,440 141,056 150,825

1,800,363

24,924

25,998

28,149

24,694

23,775

13,622

14,932

12,573

14,358

252,772

Total Payroll & Related

713,745 711,402 779,750 707,951

654,338 453,593

454,990 401,176 415,115

7,237,766

OPERATIONAL EXPENSES HOA Administration and Maintenance

433,566 21,145

398,006 379,166 360,786 354,286

359,476 13,045

367,166 19,745

380,936 348,646

352,146 347,646 348,356

4,430,182

Food Department Bar Department

26,445

21,745

13,045

15,445

8,645 1,200

3,345

3,645

1,545

10,345

158,140 18,400 308,010 156,630 105,255

5,700

1,800

1,000

1,550

1,900

1,900

1,100

700

550

500

500

General and Administration Golf Operation/Pro shop Lockers, Tennis and Fitness Golf Course Maintenance Clubhouse/Housekeeping

61,290 51,730 14,405 353,740 63,711

26,070 11,930 19,572 65,600 56,661

28,420

22,820 15,040

24,120 11,180

19,720 11,040

35,820 10,380

22,220

20,720

17,920

14,570

14,320

7,230 7,655

7,880 7,205

8,130 6,283

8,980 6,355

6,930 6,105

6,180 6,105

7,655

7,905

7,605

8,405

78,000 61,881

52,600 63,311

84,600 62,061

96,200 58,911 567,897

93,800 62,411 598,827

97,800 153,450

181,200 82,961

90,400 77,711

97,400 76,711

1,444,790

58,011

71,761

796,102

Total Operational Expenses

1,005,287

606,084 585,097 536,807 561,497

583,897 613,035

653,757 545,407 559,917

7,417,509

Other Operational Expenses Interest Expense

0 0

Total Other Operational Expenses

0

0

0

0

0

0

0

0

0

0

0

0

TOTAL ALL EXPENSES Net Operating Profit (Loss)

1,555,279 1,495,903 1,413,734 1,436,391 1,439,502 1,468,506 1,477,549 1,324,741 1,093,306 1,114,478 949,716 975,711 15,744,815

(211,689) (211,689)

(19,536) (19,536)

(48,547) (48,547)

(37,933) (37,933)

131,970 131,970

137,311 137,311

38,169 38,169

(28,077) (28,077)

2,209 2,209

(84,558) (84,558)

62,327 62,327

60,287 60,287

1,933 1,933

Net Income (Loss) before Depreciation

Depreciation Expense

0

Net Profit ( Loss) after Depreciation

(211,689)

(19,536)

(48,547)

(37,933)

131,970

137,311

38,169

(28,077)

2,209

(84,558)

62,327

60,287

1,933

RESERVES HOA and GOLF Community Reserves

165,750 25,000

165,750 165,750 165,750 165,750

165,750 100,000

165,750 100,000

165,750 165,750

165,750 165,750 165,750

1,989,000

Social Initiation Fees

50,000

50,000

75,000

75,000

75,000

50,000

50,000

50,000

50,000

750,000 102,350 522,000

Golf Reserves

8,500

8,550

8,550

8,650

8,700

8,700

8,650

8,600

8,500

8,400

8,300

8,250

Golf Initiation Fees Capital Assessment

0

43,500

43,500

87,000

87,000

43,500 153,000 470,950

43,500 153,000 470,900

43,500

87,000

43,500

0

0

153,000 352,250

153,000 153,000 153,000 153,000 420,800 420,800 489,400 489,450

153,000 153,000 445,850 464,250

153,000 153,000 153,000 420,650 377,050 377,000

1,836,000 5,199,350

Community Assessment, HOA assessment and Social Dues combined.

Page 20

DESERT HORIZONS OWNERS ASSOCIATION BALANCE SHEET

ASSETS

Replacement January 31, 2025

September 30, 2024

Operating

Total

Operating

Replacement

Total

Fund

Fund

Fund

Fund

ASSETS Cash and cash equivalents Certificates of Deposit

741,276 4,718,545

5,459,821 2,104,432 240,804 309,074

460,359

4,542,118 2,368,313

5,002,477 2,368,313 81,492 130,754 77,775 296,209 34,417 235,329 20,000 40,817,930 49,064,696 -

-

-

2,104,432

- - - - - - - -

Assessments and dues receivable Receivable from the City of Indian Wells

240,804 309,074 47,157 435,137 160,300 - 235,329 20,000

- - - - - - - - -

81,492 130,754 77,775 (600,000) 296,209 34,417 235,329 20,000 40,817,930 41,554,265

Other Receivables Interfund Loan

47,157

-

600,000.00

Inventory

435,137 160,300 235,329 20,000 40,378,026 49,390,080

Prepaid Expenses

Property and Equipment, net accumulated Depreciation

40,378,026

Right-of-use operating lease asset Other Assets - Liquor License

7,510,431

42,567,103 6,822,978

LIABILITIES AND FUND BALANCES

LIABILITIES Accounts Payable Accrued Expenses

6,300

247,348 405,158 428,411 235,329 734,419

366,676 486,692 248,886 235,329 686,459

- - - - - - -

366,676 486,692 248,886 235,329 686,459

241,048 405,158 428,411 235,329 734,419

- - - - -

Prepaid Dues and Assessments Operating Lease Liability

Financing Leases

Notes Payable (Clubhouse Loan)

22,925,170 24,949,212

22,925,170 24,949,212

23,188,067 25,232,432

23,188,067 25,238,732

6,300

FUND BALANCES

Undesignated

617,528

- - -

617,528

(926,330) 16,895,444

- - -

(926,330) 16,895,444 352,719 7,504,131 23,825,964

Property and Equipment Net of Clubhouse Loan and financing leases

16,766,397

16,766,397 233,966 6,822,978 24,440,868

Designated - Clubhouse Renovation

233,966

352,719

Replacement Fund

-

6,822,978

-

7,504,131 7,504,131

17,617,891 6,822,978

16,321,833

7,510,431

49,064,696

42,567,103 6,822,978

49,390,081

41,554,265

Replacement Fund YTD

Balance at September 30, 2024

7,504,131

Additions

Residential Assessments Golf Reserve Dues Social Initiation Assessment Golf Initiation Assesment

663,000 35,450 180,000 68,100

Interest Sub-total

82

946,632

Expenditures

Concrete

- -

Pool Decks Waterscape

84,509 27,330 24,405 220,715 396,316

Paint/Stucco Homes Pools and Spas

Roofs Streets

Pool Equipment

- - - - -

General Maint Vehicles Electrical Updates

Office equipment/Technology

Bocce Courts

Signage

5,760

Total Expenditures

759,035

Golf Expenditures

20,219 20,219

Total Golf Expenditures

Total Expenditures

779,254

Fitness Equipment (Interfund Transfer) Golf Equipment (Interfund Transfer)

190,635 657,896 848,531

Total Interfund Transfer

Replacement Fund Balance as of 01/31/2025

6,822,978

Designated Clubhouse Renovation Fund YTD

Balance at September 30, 2024

352,719 612,000 14,850 (262,898) (336,413) (146,293) 233,966

Capital Assessments Social Capital Fee

Principal Payments on Notes Payable

Interest Expense Expenditures

Designated Clubhouse Renovation Fund as of 01/31/2025

Page 2 1

STATEMENTS OF REVENUES AND EXPENSES DESERT HORIZONS OWNERS ASSOCIATION January 31, 2025

ACTUAL

BUDGET

YTD ACTUAL

YTD BUDGET

Operating Replacement January-25 Operating Replacement January-25

Operating Replacement

January-25 Operating Replacement

January-25

Fund

Fund

Fund

Fund

Fund

Fund

Fund

Fund

OPERATING REVENUES Residential Assessments Social Membership Dues

611,260 221,760 403,721 289,843 17,350 42,500 1,250 7,000

1,782,040 916,972 1,706,308 869,953 89,028 178,320

663,000

2,445,040 1,782,040

663,000 2,445,040

445,510 165,750

611,260 231,028 445,648 260,447 32,439 44,580

445,510 165,750

-

916,972

887,040

-

887,040

231,028 436,748 260,447 32,439 44,580

-

221,760 394,821 289,843 17,350 42,500 1,250 7,000

-

Golf Income

8,900

8,900

35,450

1,741,758 1,642,108

35,450 1,677,558

Food and Beverage Income

- - - - -

- - - - - - - - - - - - -

- - - - -

869,953 89,028 178,320 4,568 26,047

986,415 42,300 170,000 5,000 23,000

- - - - - - - - - - - - -

986,415 42,300 170,000 5,000 23,000

Fitness

LLMD income

Security Home Watch Service

605

605

4,568 26,047

Sales Office Rent Interest Income

13,830

13,830

-

20

20

-

-

-

82

82

-

-

Miscellaneous Income

8,969

-

8,969

11,425

11,425

26,388

-

26,388

45,700

45,700

1,474,155 174,670

1,648,825 1,431,459

174,650

1,606,109

5,599,623

698,532

6,298,155 5,583,603

698,450 6,282,053

OPERATING EXPENSES Golf Food and Beverage

351,303 390,069 504,670 88,015 57,527 9,351

- - - - - -

351,303 390,069 504,670 88,015 57,527 9,351 120,264

344,258 396,899 544,905 99,576 45,141 10,415

344,258 396,899 544,905 99,576 45,141 10,415 120,264 1,561,458

1,611,079 1,369,896 2,263,480 328,656 206,677 35,334

1,658,975 1,334,709 2,349,327 365,512 163,770 43,194 779,254

- - - - - -

1,611,079 1,658,975 1,369,896 1,334,709 2,263,480 2,349,327

Community Expenses and Admin

328,656 206,677 35,334 779,254

365,512 163,770 43,194

Clubhouse

Fitness Courts

779,254 779,254

-

779,254

Replacement Fund Expenditures

-

120,264

-

120,264 120,264

-

1,400,935 120,264

1,521,199 1,441,194

779,254 6,694,741

5,815,122

6,594,376 5,915,487

44,651

(215,499)

(80,722)

(296,221)

(331,884)

(80,804)

(412,688)

Excess (Deficiency) of Operating expenses over revenue 73,220

54,406

127,626

(9,735)

5 4,386

NON-OPERATING INCOME/EXPENSE Capital Assessments

153,000

-

153,000 50,000 23,100

153,000

- - - - - - - - - -

153,000

612,000

-

612,000 180,000 68,100 14,850 90,774 885,870 (586,196) (336,413) (17,860) 911,125

612,000

- - - - - - - - - -

612,000

- - - - - - - -

- - - - - - - -

Social Initiation Assessment Golf Initiation Assessment Social Capital Fee Additional Golf Dues Prior Year Assessment

- -

50,000 23,100

- - - - - - - -

- - - - - - - -

- -

180,000 68,100

3,600

- - - - - -

3,600

14,850 90,774 885,870 (586,196) (336,413) (17,860) 663,025

- - - - - -

(77,538)

(77,538)

-

-

Depreciation

(146,549) (85,115) (17,860) (170,462)

(146,549) (85,115) (17,860) (97,362)

Loan Interest Expense

Taxes

73,100

153,000

153,000

248,100

612,000

612,000

Excess (Deficiency) of Revenues over expenses

$

(97,241)

$ 127,506 $

30,264 $ 143,265 $ 54,386 $

197,651

$

447,526 $

167,378 $

614,904 $ 280,116 $ (80,804) $

199,312

Fund Balance Beginning of the Year Excess of Revenues Over Expenses

16,321,833

7,504,131 167,378 (848,531)

23,825,964

447,526 848,531

614,904

Interfund transfers

-

Fund Balances end of period

$ 17,617,890 $ 6,822,978 $ 24,440,868

Page 22

2

DESERT HORIZONS OWNERS ASSOCIATION DEPARTMENTAL REVENUES AND EXPENSES January 31, 2025 GOLF SHOP AND GOLF COURSE OPERATIONS

Jan-25

Jan-25

Actuals

Budget

YTD Actuals YTD Budget

REVENUES

Memberships and dues (CLF) Greens and driving range fees

317,325 48,384 54,559 16,481 436,748 38,300 194,069 28,641 22,679 17,190 21,349 19,175 4,248

325,521 27,000 30,050 12,250 394,821 22,100 197,833 28,817 24,068 15,400 26,790 22,700 5,550

1,209,557 1,236,988

249,829 189,954 56,969

229,800 129,270 46,050

Pro Shop sales

Cart, club rental and other income

Total Revenues

1,706,308 1,642,108

EXPENSES

Cost of sales-Proshop Salaries and wages

127,537 728,240 80,013 84,245 260,329 180,960 107,456 20,135 1,588 16,576 4,000

94,350 757,645 75,292 88,518 299,100 205,970 111,900 22,200

Payroll Taxes

Employees benefits

Golf Course Care and maintenance

Operating Expenses

Utilities

Golf Cart Lease Equipment rental Contracted Services Total Expenses

717

- -

- -

Interest Expense Capital Lease

3,934 1,000

1,000

4,000

351,303

344,258

1,611,079 1,658,975

NET GOLF OPERATIONS/GOLF COURSE (DEFICIENCY) OVER REVENUES

85,445

50,563

95,230

(16,867)

Page 23

2

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