grandson. In the middle of that storm, I also underwent open-heart surgery. In 2019, after 55 years of marriage, she passed away with cancer. I became a single dad. Later that same year, I lost my left foot to amputation. During my recovery, I nearly lost my life from internal bleeding. And in 2023, I endured another amputation, losing part of my right leg. I spent three months in hospitals, nursing homes, and assisted living before finally returning home. At 79 years old, I am still studying every day to better serve my clients and learning to walk again. Through it all, God has been faithful. In His grace, He brought Marcela into my life from Colombia, South America. We met online in 2020, and after three and a half years of long-distance conversations and six trips to Cancun, she joined me in Arkansas in 2023 as my wife. She has been an incredible blessing to both me and my son, Greyson. Yet life’s trials continued. In October of last year, another granddaughter was killed in a car crash. The past decade has been marked by loss and pain. Yet I can confidently say: God is so faithful. He has walked with me through every valley. And I know this—without foresight, planning, life insurance, health insurance, and financial preparation, I would not have made it through. That is why I wrote this book: to equip you with knowledge, prepare you for life’s uncertainties, and remind you that education and action are your best weapons against financial and economic challenges. My hope is to help you and your family prepare for the two most important financial realities we all face: dying too soon or living too long. My own mother-in-law spent her last 39 months in a nursing home at a cost of over $8,000 per month. Catastrophic events like these can devastate a family. Here is one guarantee in your financial world; your family will need every dollar you didn’t leave them. I encourage you to begin this book by skimming through the table of contents and reading the chapters that speak most directly to where you
12
Made with FlippingBook. PDF to flipbook with ease