Thank you for reading my book, and I hope it gives you the tools to better prepare for the economic challenges of tomorrow. Legal Disclaimer: The author and sponsor of this book are not endorsed by, connected with, and not approved by any government agency or organization. Although this book provides information of value for consumers, the book is a solicitation for insurance products such as life insurance and annuities. The author of this book is authorized only to sell insurance products. The educational information in this book contains the opinions and ideas of the author and is designed to provide useful information regarding its subject matter. The author and publisher specifically disclaim any responsibility for liability, loss, or risk, personal or otherwise, that is incurred as a consequence, directly or indirectly, of the use and application of any of the contents of this information. Privatized Family Banking (PFB) is not a commercial bank, but rather a personal economic system using many of the basic principles of a commercial bank. It is a systematic savings program. No investment, legal or tax advice was provided in this book. If investment, legal or tax advice or other expert assistance is required, the services of a competent, qualified, and licensed professional should be sought. "Tax-Free Retirement Income" "Over 40 Years Experience"
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