About the Author
Tommy L. Ruff, ChFC®, MCEP™, CLU®, RFC® is a Master Certified Estate Planner with over 40 years of experience in the financial services industry. He is the author of Common Sense Economics for the Family & Business. Tommy lives in Harrison, Arkansas with his wife Marcela and his son Greyson.
870-715-9007 • tommylruff@gmail.com • tommylruff.com • 3996 Hwy 392 W, Harrison, AR 72601
Tommy is licensed in several States • NPN License Number: #833538. AR Lic #833538 • MO Lic #168819 • TX Lic #1587724 • OK Lic #74428 • AZ Lic #833538 TN Lic #1026364 • IA Lic #833533 • KS Lic #833538 • FL Lic #313982 • NE Lic #833538 WI Lic #833538 • NM Lic #316982 • LA Lic #204981 • MS Lic #103395 • SC Lic #833538 WY Lic #660575 • CO Lic #930853 • IN Lic #4202356 • KY Lic #1448871 • NC Lic #83353 WA Lic #1333942 • GA Lic #3755899 • OH Lic #1732912 • AL Lic #300412862 • ND Lic #833538 SD Lic #833538 • MN Lic #41030170 • PA Lic #1314892 • VA Lic #1575943 • MT Lic #3004125813 The author is authorized only to sell insurance products. If accounting, legal, or investment advice is needed, seek the counsel of a qualified professional. The author is not endorsed by, nor connected with, nor approved by any government agency or organization. The author is licensed only for life and annuity contracts. If accounting, legal, or investment advice is needed, one should seek the counsel of a qualified professional. The images and artwork in this book have been purchased or produced by Dreamtime Images, Shutterstock Images, assumed Public Domain Images, and Tom Elledge, Big3Design. Thanks again to my friend James Jay Beattey, the author of “Rigged!” for giving me permission to share with you his story titled “Show Me the Money”.
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