Common Sense Economics

The Reality of Banking Today – A Banker’s Warning A chilling statement from the U.S. Banker’s Association Magazine, 1924 reveals the mindset of financial elites: “Capital must protect itself in every way… We through the process of law, the common people lose their homes; they will become more docile and more easily governed… By dividing the people, we can get them to see themselves fighting over questions of no importance to us… It is thus by discreet action we can secure for ourselves that has been so well planned and so successfully accomplished.” Could this still be their game plan? Most Americans trust banks without fully understanding their structure. For example: Ask a bank employee about the FDIC reserve ratio, and you’ll learn how little actual cash exists in case of a crisis. Try to withdraw a large amount and see what happens. In a financial meltdown, your deposits legally become assets of the bank. Frozen assets mean you cannot access your money. You are only a creditor of the bank. So, in this reality, many people choose to keep emergency reserves in a safe place or in precious metals rather than relying entirely on banks. Warning Signs of Economic Apocalypse According to Dr. Nouriel Roubini (NYU Stern School of Business), America faces grave risks: Skyrocketing national and personal debt

Mass unemployment An aging population Decline of the dollar and runaway inflation A new cold war with China

Combine these with shifting demographics—such as rising single-parent households, cultural decline in absolute truth, and socialism creeping

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