City of Irvine
2020 Local Hazard Mitigation Plan
NATIONAL FLOOD INSURANCE PROGRAM Irvine participates in the National Flood Insurance Program (NFIP), which was created by Congress in 1968 to provide flood insurance at subsidized rates to homeowners who live in flood-prone areas. Individual communities have the option to participate in the NFIP, although property owners who live in nonparticipating communities with flood-prone areas will not be able to buy flood insurance through the program. Additionally, nonparticipating communities with mapped flood plains cannot receive federal grants or loans for development activities in flood-prone areas and cannot receive federal disaster assistance to repair flood-damaged buildings in mapped flood plains. 131 Irvine has participated in NFIP since 1980. 132 Although participation is not a dedicated hazard mitigation action, Irvine will continue to participate in NFIP and comply with the program’s requirements through continued enforcement of the City’s Floodplain Management Regulations (Municipal Code Chapter 5-2, Floodplain District). This district applies to all areas identified as flood-prone within the City. This District identifies the purpose of the regulation, the methods of reducing flood losses, basis for establishing flood hazard areas, development permit requirements, duties and responsibilities of the City’s Floodplain Administrator, the development standards that apply in flood-prone areas, and required documentation and analysis for construction within these areas. As part of the City’s efforts to comply with NFIP, Irvine will make updates and revisions to the Floodplain Management regulations to minimize the threat of harm from flood events. These updates and revisions may be promoted by changes in local demographics, shifts in land use, changes to flood regimes such as frequency and intensity of flood events, and other factors that may warrant municipal action. The City will also continue to incorporate any changes to the locations and designations of mapped flood plains into future planning documents, including future updates to this Plan. The City of Irvine contains Special Flood Hazard Areas that include 192 policies in force . Total insurance coverage for these policies amounts to $62,074,600 ; however, no repetitive loss properties were identified by the City’s Floodplain Administrator. In addition, the City has participated in the voluntary Community Rating System (CRS) since 1991. The City currently meets all the requirements for a Class 9 Community within the CRS, which equates to a 5% reduction in floodplain premiums through the NFIP.
138
Made with FlippingBook HTML5