C.H. Brown Co. - July 2022

Take a look at our July newsletter!

JULY 2022

307-322-2545 • CHBEF.COM


We are serious Fourth of July fans here at CHB. Ed has personally seen fireworks on three continents and always made sure to celebrate the holiday while he was in the military — no matter where he lived in the world! Now that Wyoming is Ed’s home base, his family has created a tradition of picnicking in the mountains every Fourth. For the last 10 years, they’ve spent the late morning and early afternoon in the nearby forested, higher elevations of Wyoming enjoying a packed lunch and the cooler, more mild summer temps. Afterward, they stay up late to watch the fireworks after the sun sets around

8:45 p.m. Ed’s kids are now adults and he remains optimistic they’ll both be home this July 4th to enjoy fireworks together. As a veteran-founded and operated business, Fourth of July means a lot to all of us at CHB. It’s a celebration of patriotism and freedom, and a reminder of how we started out as a nation. We’ve been able to achieve quite a lot as a country in the last 246 years! That’s something to be proud of and mindful about. We can’t take our independence for granted — we have to stay vigilant to retain the freedoms we’ve achieved. Patriotism and vigilance aren’t the only marks of a good citizen. Here at CHB, we also believe engaging with our community is an important part of citizenship. That’s why we are proud and participating members of two important industry organizations: the National Equipment Finance Association (NEFA) and the American Association of Commercial Finance Brokers (AACFB). We participate not only by attending events, but also providing articles and serving on committees! In our view, getting involved is the best way to keep our community strong and represent you and your clients. The valuable information we get through that participation trickles down to all of us. We hope you have a memorable Fourth of July with your family this month. Whether you spend it picnicking in the mountains, watching a fireworks show, manning the barbecue, or enjoying your own unique family traditions, the

most important thing is that we all raise a glass to our country … and to ourselves, the citizens who keep it thriving!

Happy Fourth,

–Kit West & Ed Meyer

P.S. Remember as you celebrate that two things are more important than having a fun Fourth: your safety and the safety of your family. Take care to drink plenty of water and wear sunscreen if you’re out in the sun, and remember to take precautions while handling fireworks, cooking over an open flame, and even dealing with crowds during a parade. It’s extremely easy for fun to turn into trouble if you’re not mindful. To brush up on the basics of fireworks safety, visit NSC.org/Home-Safety. You can find tips on fireworks under the “Tools & Resources” section.

Heads Up!

CHB will be closed on Monday, July 4, in

celebration of Independence Day. We will resume normal hours on Tuesday, July 5.



Advocating for Women Around the World MEET WHITNEY WOLFE HERD

This experience pushed Wolfe Herd to challenge dating norms, and she wanted to inspire women to take their power back. Although Bumble is known for allowing women to message their matches first, this only scratches the surface of Wolfe Herd’s branding and marketing strategy. The app has grown beyond just dating — now, you can network professionally and find new platonic friendships. Wolfe Herd is focusing more on creating a brand that fosters a safe place for women to network — she wants it to be a women’s social platform.

Editor’s Note: The following article mentions sexual assault.

Dating apps are very popular with the younger generation, and one app has taken the world by storm. Bumble Inc. was created in 2014 by Whitney Wolfe Herd and is an online dating platform where women get to message their matches first. Just two hours after Bumble launched, its stock price soared, making her a billionaire. She is now one of the top female CEOs in tech and the founder of one of the largest dating apps in the world.

Wolfe Herd’s experience with toxic and abusive relationships and misogyny within the tech industry inspired her to create Bumble. She was the co-founder of Tinder in

Today, Wolfe Herd is pushing Bumble into cultures and countries where women don’t traditionally have a

voice. Although this may seem risky, she says, “We need to go where we’re needed the most.” She is also using

2021, another dating app, but she soon left the company after an

executive (who was also her boyfriend) sexually harassed her. Wolfe Herd then sued

her platform to advocate for legislation outlawing domestic and international digital sexual harassment. Wolfe Herd wants women to take control, and she will stop at nothing until she reaches her goals.

Tinder over these allegations, but Tinder denied any wrongdoing. Eventually, both parties settled.


With our phones always on standby, we’re more easily distracted than ever. Then there are also interruptions by coworkers or family members, emails or instant messages that divert our attention, household chores that will “only take a minute,” coffee breaks, and daydreams. Constant distraction hurts us more than we realize, creating a feedback loop of inattention. It’s time we understand what all this multitasking is doing to our minds and figure out how to break the cycle. No matter how good you think you are at it, multitasking doesn’t exist. What we’re really doing is called task-switching. Our brains can concentrate on only one thing at a time, and the quicker we go back and forth between tasks, the less we pay attention, and the more likely we are to make mistakes. Even worse, research says it takes us a whopping 23 minutes to regain our concentration after being interrupted.

But what can you do? If you’ve ever been on a diet, you know that willpower has its limits. Simply promising you won’t check your email or phone rarely results in long-term success. But if technology is a big part of the problem, it can also be part of the solution. Try putting your email or phone notifications on silent. Or, consider a website blocker to keep you off distracting websites and an app that will lock distracting features on your phone. Low-tech solutions like a “do not disturb” sign and putting your phone in another room can also help. And mental tricks can still have their place. You probably tend to become productive when you’ve got a deadline crunch, and there’s a reason for that. Tasks have a way of stretching out unnecessarily when we don’t have to follow any restrictions. So, make some! Determine how much time you need to complete a task, and then don’t allow yourself anymore. Ask a

colleague for help staying accountable. You’ll be amazed at how much you get done.

Though we each have to fight our own battles, this isn’t entirely our fault. Popular apps make billions of dollars by sucking our attention away from everything else, so we’re automatically at a disadvantage. And there may be even more than meets the eye. If you have difficulty concentrating, stress could be the underlying culprit. Get that under control, and distractions might suddenly lose some of their allure.




Inspired by FoodAndWine.com

INGREDIENTS • 12 oz bucatini pasta • 1/2 cup olive oil

• 3 oz Pecorino Romano cheese, grated • 1/2 cup fresh chives, thinly sliced • 8 oz fresh crabmeat • 1 tbsp grated lemon zest • 1 tbsp fresh lemon juice • Sea salt or kosher salt, to taste

• 2 tbsp garlic, finely chopped • 1/4 cup drained and rinsed capers, chopped • 1 tsp coarsely ground black pepper • 6 large egg yolks, beaten

Two months ago, our team took a big step to make the lives of our borrowers and applicants easier: We implemented a 24/7, online, electronic notary and signature service. How does this service benefit me? As of this May, you no longer have to search, or help your client search, for a notary or to wait for typical business hours to sign loan documents. As long as you or your client has internet access, you/the client can conduct this necessary step at your convenience. Let us say that again: Our new service is available to you any time, from anywhere, with an internet connection! You can use a desktop computer, laptop, or even your cellphone to sign documents without a notary present. This improvement should significantly speed up the loan process and eliminate third-party hassles. How do I use it? Using this service couldn’t be easier. When you provide CHB with your application for credit, our new service will use the contact method you provided (generally phone or email) to reach out to you and set an appointment at a time that’s convenient for both you and your borrower. You do not have to take any action: simply wait to be contacted! OUR NEW SERVICE: SIGN ANY TIME, ANYWHERE No More Searching for a Notary!


1. In a pot of boiling water, cook pasta until not yet al dente. Drain and reserve 1 cup cooking liquid. 2. In a large skillet over medium heat, cook oil and garlic until lightly toasted. Add capers and black pepper, then stir for 2 minutes. 3. Add reserved cooking liquid to skillet and bring to a boil over medium heat. Stir in pasta and cook until al dente. Remove from heat. 4. Stirring constantly, pour egg yolks quickly into the mixture. Add cheese and chives, stirring well until sauce is creamy. Add crab, lemon zest, and lemon juice. Toss together and season with salt. Don’t Miss Out on Q3 Bonuses! Here at CHB, we appreciate our brokers and the deals you send us — and we show that appreciation with cash! At the end of Q1, we awarded over $46,000 to brokers in Tier 2 of our Broker Bonus Program.

This four-tier program distributes bonuses on an annual (Tier 1), quarterly (Tier 2), monthly (Tier 3), and weekly or daily (Tier 4) basis to the valuable brokers who partner with us. June concludes the second quarter, so Q2 gold, silver, and bronze bonuses are on the way for our Tier 2 brokers. If you’re not already participating in the Broker Bonus Program, call or email Kit (307-241-7005 / KWest@CHBef.com) to make sure you’re on the list for Q3 and Q4 bonuses. We don’t want you to miss out.

Once you’ve agreed on an appointment time — which could be 9 a.m. on a Monday or 2 a.m. on a Saturday night — our service will establish a Zoom or FaceTime connection with the involved parties and complete all of the necessary documents during the call. Again, this means no more worries about hunting down a notary who is only open 8 a.m.–5 p.m., Monday–Friday.

So far, this service has proved extremely successful for the brokers we work with and their customers. We hope you enjoy it as well!




C.H. Brown Co., LLC A PLATTE VALLEY COMPANY 20 W. Frontage Rd. • Wheatland, WY 82201 307-322-2545 • chbef.com


1 What Does Citizenship Mean to You? 2 Meet One of the Youngest Self-Made Billionaires 2 How Distractions Are Hurting Us 3 Summer Crab and Lemon Carbonara 3 Document Signatures Just Got Easier 4 This Wyoming Rock Has 5,000 Signatures

A FABULOUS FOURTH IN WYOMING Enjoy Fireworks, County Fairs, and Local History

As you’ll read on Page 1, our team at CHB goes all-out for the Fourth of July — and the same can be said of the rest of our state!

If you’re passing through Wyoming and would like to visit Independence Rock, you can find directions and more information at WyoParks.wyo.gov. July is a great time to stop by the historic site. While you’re in our state, consider spending time at a county fair as well!

Wyoming is known for its patriotic celebrations. These include the pancake breakfast, rodeo, and “Town Square Shootout” in Jackson Hole (described as “a lively reenactment of frontier justice”), plus the Alcova Reservoir fireworks show near Casper, which many folks watch from their boats. However, one of our state’s most American landmarks is available to visit not only on the Fourth, but year round: Independence Rock. The Independence Rock State Historic Site is a favorite place to visit among the CHB staff. It’s a landmark located along the wagon trail that early pioneers used to travel west over 150 years ago. More than 5,000 of those folks stopped to carve their names into a particularly eye-catching rock formation that stands 136 feet tall and sprawls over more than 24 acres. It’s nicknamed the Register of the Desert. Today, Independence Rock is considered “a testament to their journey” and “a poignant reminder of the sacrifice and fortitude of those who knew a better future lay before them” as VisitCasper.com puts it. Those are qualities to be proud of!

July is county fair month, and the whole state fills up with small celebrations leading up to the Wyoming State Fair August 16–20.

Apart from our very own Platte County Fair & Rodeo that kicks off July 29, a few of our favorites are Laramie Jubilee Days in Laramie, the Central Wyoming Fair in Casper, Cheyenne Frontier Days in Cheyenne, and the Red Desert Roundup in Rock Springs.

Frankly, we could go on for pages! To learn more about those celebrations and Wyoming’s other county fairs, visit CountyFairGrounds.net.



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