The Faith Guard Advantage Providing inclusive insurance solutions to religious organizations since 1977.
Your religious organization provides critical support, guidance and connection to your community. Unfortunately, your important work also puts you at risk of significant liability and property claims. That’s why Rogers Insurance created Faith Guard, a specialty program dedicated to creating customized insurance and risk management solutions for religious and affiliated organizations. Our team has been insuring religious organizations for more than 40 years—we understand the unique challenges and risks of faith- based communities, nonprofits and places of worship.
Faith Guard serves religious organizations of all types, including: • Camps
• Community centres • Education centres • Healthcare providers • Immigration services • Non-profits • Places of worship • Social service providers
With Faith Guard, you can rest assured that your religious community is in good hands.
Insurance Solutions for Religious Organizations
From physical property like places of worship and vehicles, to providing professional services such as counselling, and hosting fundraising events, religious organizations face several risks every day. Our Faith Guard team works with you to develop a customized, all-encompassing insurance program to protect your religious organization. Your exact insurance needs will depend on your unique circumstances; however, religious
and affiliated organizations need coverages to protect your property, your mission, and your members and community.
PROTECT YOUR PROPERTY
At the centre of every religious organization is a welcoming gathering space, be it a place of worship, a community centre or a facility such as a camp. Common policies to protect these buildings include:
our mission. “
Protecting your mission is
• Commercial property insurance: Can help cover repair or replacement cost if your place of worship, facility or contents are damaged or destroyed by an insured hazard, such as a fire. • Equipment breakdown insurance: Can help cover costs to repair or replace property equipment that suddenly or accidently breaks down. • Fine arts/valuable items (artifacts) insurance: Can help cover costs to restore or replace damaged, destroyed or stolen artwork, including religious artifacts, rare books, sculptures and more.
• Cyber liability insurance: Can help cover costs related to system and network recovery, notification expenses, extortion, fines, reputational harm, business interruption or downtime and lawsuits that result from a cyberattack or data breach. • Extra expense insurance: Can help cover additional or unexpected costs that are required to stay operational after a disruptive event (i.e., moving to a temporary location following a fire). • Business interruption insurance: Can help cover lost profits, operating expense and other costs if your organization is forced to close due to unforeseen circumstances. • Commercial auto insurance: Can cover liability and medical expenses if your owned or leased vehicles are involved in a collision that causes injury or property damage.
PROTECT YOUR MISSION
Don’t let a major disruption stop your important work. Common policies to protect your operations include:
• Commercial general liability insurance: Provides financial protection if someone is injured on your property or if your organization accidently causes damage to a third- party property. • Employee and volunteer dishonesty insurance: Can cover loss of money and property due to internal dishonest acts, including theft of cash, supplies, merchandise and proprietary files.
• Additional protection is also available.
people first. “
Our human approach to insurance means we put
• Abuse and molestation insurance: Can help cover legal defence costs if a member of your religious organization is accused of abuse or molestation. • Accident insurance: Can help cover the medical expenses of your volunteers and faith community members should an accident occur at your property or event. • Errors and omissions liability insurance: Can protect against accusations of third-party financial loss and cover legal defence costs if a member of your religious organization is sued for the professional service or advice they provided. • Terrorism, threat of terrorism, active assailant insurance: Can help your religious organization recover from a terrorist attack by covering property losses, business interruption and liability claims, and assist your members in recovery. Additional coverages are also available to protect against political risk and kidnap and ransom. • Group benefits: Offering coverages such as health, dental, disability, critical illness and life insurance protects the wellbeing of your staff—and helps to attract and retain top talent.
PROTECT YOUR COMMUNITY
Your faith community brings together religious leaders, volunteers, believers, clients and more. Common policies that will protect your community include: • Directors and officers liability insurance: Can help protect your directors and officers from personal losses if legal action is brought against them.
Additional Services
As a full-service brokerage, you can also depend on the Faith Guard team to support your religious organization in the following ways:
RISK MANAGEMENT
providing immediate attention, concise information and detailed communications. You can count on the Faith Guard team to support your religious organization throughout the entire claims process.
Our team will identify ongoing and emerging risks, and provide solutions to minimize (and, in some cases, eliminate) risks to your religious organization. Our risk management services may include: • Property appraisal guidance • Business interruption worksheets • Risk mitigation survey • Loss prevention strategies
DEDICATED SERVICE TEAM
A human approach to insurance— that’s our competitive advantage. Our dedicated Faith Guard team will work with your religious organization on all your insurance needs, from getting quotes and managing renewals to assisting with claims. Our unique approach to customer service ensures our relationship with your organization is built on understanding and trust.
CLAIMS MANAGEMENT
Our team understands the claims process inside and out. As such, we provide unparalleled claims support,
Experience our human approach to insurance. “
About Rogers Insurance
Rogers Insurance is one of the largest independent, employee-owned brokerages in Canada. While our size, scale and capacity are national in scope, being privately owned and operated allows us to take a more entrepreneurial and independent approach to serving our clients’ needs. We have access to more than 100 global insurance companies and specialty underwriting facilities—including multiple carriers who specialize in insuring faith-based organizations—but we are not tied to a specific insurer. This
gives us unparalleled market access to leverage the best price and product to protect your religious organization.
The Rogers Insurance nation-wide group of companies is comprised of more than 15 leading independent brokerages, with our Faith Guard team based out of Calgary, AB. We are unique as we draw on the relevant experience and expertise of our teams across Canada for the in-depth examination of complex risks; placement of comprehensive insurance programs; loss control and prevention, and much more.
PROTECT YOUR RELIGIOUS ORGANIZATION, FAITH COMMUNITY AND PROPERTY.
Contact the Faith Guard team today: Email: faithguard@rogersinsurance.ca Phone: 403.441.1449 Fax: 403.296.2439 rogersinsurance.ca/faithguard
Page 1 Page 2 Page 3 Page 4 Page 5 Page 6 Page 7 Page 8 Page 9 Page 10 Page 11 Page 12 Page 13 Page 14 Page 15 Page 16Made with FlippingBook. PDF to flipbook with ease