Mid Atlantic Real Estate Journal — April 13 - 26, 2012 — 37A POA, W ALTER R. C OHN , E SQ . M EMORIAL EXPO
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Columbia Bank The Business Bank of New Jersey, one stop source for business
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bia believes that technology should be used whenever possible to expedite business transactions. Electronic check deposits from remote locations and “Go ID” securi- ty protection for online busi- ness ACH and wire transfer transaction are examples of the bank’s technology-based services. No matter what business type, Columbia Bank has the customized solutions and local marketplace expertise to satisfy even the most de- manding business banking need. ■
oday, Columbia Bank is known as “The Busi- ness Bank of New Jer-
sey,” recognized as a one-stop source for business banking products and services, in- cluding secure online bank- ing solutions. Columbia’s commercial banking and lending services support many business types, includ- ing apartment managers, contractors and developers and small business owners. Columbia’s commercial construction loans are de- signed for owner-occupied commercial properties, resi- dential development and in- vestment property projects. Because of the competitive nature of the construction industry, Columbia makes every attempt to accelerate the loan process, giving bor- rowers the “competitive ad- vantage” of expedited project funding. Unlike some banks, Co- lumbia also offers the option of converting an existing construction loan into a per- manent commercial mort- gage, using a streamlined process that does not require a new conversion application. Columbia’s commercial mort- gage loans, available with both fixed and adjustable rate terms, are well-suited for multi-family dwellings, mixed use, office and medical arts buildings, light industri- al, flexible warehouse space and retail strip centers. Columbia Term Loans are also provided for short-term, intermediate and long-term financing needs. Depending on the requirement, term loans can be used for current business funding needs, new equipment purchases and strategic endeavors, like fa- cilities expansion. Columbia Bank also offers all of the traditional busi- ness banking products and services one would expect from a commercial bank, like business checking and commercial lines of credit, along with money market, retirement, investment and wealth management ser- vices, each customized to particular business require- ments. Business banking support services also include night deposits, wire trans- fers, payroll processing, ACH services and lock boxes. And, since businesses no longer operate 9-to-5, Colum-
Columbia Bank operates three Regional Lending Offices in New Jersey, located in Fair Lawn (shown), Edison (Raritan Center) and Voorhees
Working with only the finest products available, we have been serving our clients since 1945
Lundt Combustion Systems are Engineers, Designers and Manufacturers of Combustion Equipment and Systems for both Commercial and Industrial Applications.
SYSTEMS Heating Controls
Combustion Systems Burner Management Steam Heat Consulting Energy Management Systems
AD 2000™ Temperature Control
Providing a constant temperature inside your building for all weather conditions.
By monitoring average building temperature and precisely scheduling setpoints, fuel consumption may be reduced by as much as 30%.
Lundt Combustion Systems, Inc. Phone: 973-822-2090 Fax: 973-377-8753 www.lundt.com
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