Law Office of Matthew Konecky - January 2020

Are Dashcams Worth the Investment? and others attach to your rearview mirror. They are designed to work in just about every type of vehicle, from electric scooters all the way up to 18-wheelers.

Dashboard-mounted cameras, or dashcams, are becoming increasingly popular. Many drivers in countries where insurance fraud is common, like Russia and China, rely on dashcams to record all kinds of craziness on the road, including people diving in front of traffic in hopes of securing an insurance payout! Here in the U.S., this piece of tech is not as common, but people are starting to see the benefits. Many people invest in dashcams as a way to catch collisions and other bad driving behaviors on camera for liability purposes. Should they have to file a claim, these drivers have footage they can share. But are dashcams worth the investment only to catch a few seconds of footage? Dashcams are available in several different configurations. You can find them priced anywhere between $50 and $150 depending on the features and video quality. Some cams rest on your dash,

But when it comes to insurance savings, don’t expect to receive any for using a dashcam. There aren’t any insurance carriers that offer discounts for it. For instance, State Farm insurance says, “While a dashcam may provide information about why a crash occurred, it is not a device that is designed to inhibit the crash from happening in the first place.” This is true. A dashcam can only record, not prevent, an accident. That said, a dashcam can still offer some level of protection. It may be able to protect you if someone files a claim or lawsuit against you or if you need to file against someone else. A dashcam can provide footage of a wreck and give everyone involved, including insurance companies and attorneys, more information to potentially determine fault or reach a settlement. Keep in mind, however, dashcam footage doesn’t guarantee any of this. For example, some dashcams provide clearer footage than others. It’s also possible the footage is rendered unusable by poor lighting, glare, or if the camera completely missed the incident. Many factors can result in the footage being unusable. More than anything, dashcams give drivers peace of mind. If you’re concerned about driving on Florida roads, a dashcam is worth the investment, just in case.

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Cooking With Ashley

EASY TOMATO SOUP

Inspired by Nom Nom Paleo

Who doesn’t love a bowl of tomato soup on a cold winter’s day? This recipe packs a lot more flavor — and a lot fewer additives — than your average store-bought soup without requiring hours of hard labor over the stove.

Ingredients

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2 tbsp coconut oil

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1 cup chicken broth 8.5 oz coconut milk

4 leeks, white parts only, thinly sliced

6 cloves garlic, minced

Kosher salt

1 28-oz can roasted and diced tomatoes (Muir Glen Organic is a good brand)

Freshly ground black pepper

Directions

1. In a skillet over medium heat, sauté leeks in coconut oil until softened and translucent, about 7–10 minutes. 2. Add garlic and sauté for another 30 seconds. Remove from heat. 3. Meanwhile, in a blender, purée entire can of tomatoes, including juice, until smooth. 4. Add sautéed leeks and garlic and purée again. 5. Transfer purée to a saucepan and add chicken broth and coconut milk. Bring to a boil, then drop to simmer and cook for 10 minutes. 6. Add salt and pepper to taste. Serve.

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