2024-2025 Armor Health_OE Benefit Guide

HOW TO BE A SMART CONSUMER

Cost Estimator Different doctors and hospitals may charge different amounts for the same service. Myuhc.com can help you compare costs based on your own benefits. Pharmacy Mail-Order Instead of picking up your medications every month, have them mailed to your home or a location of your choice. Use OptumRx – UnitedHealthcare’s home delivery provider to help manage the medications you take regularly. Home delivery is reliable, convenient, and cost effective. Choose home delivery by: 1. Going online – visit myuhc.com to register and follow the simple step-by-step instructions. 2. By Phone – Call the member phone number on the back of your plan ID card. 3. ePrescribe – Your doctor can send an electronic prescription to OptumRx.

PPACA No Cost-Share Preventive Medications

The Patient Protection and Affordable Care Act (PPACA) requires plans to cover certain preventive medications and products at 100%, or no cost-share ($0) to you. These recommendations are meant to help prevent disease, as well as meet women’s unique health care needs. Your pharmacy will need a prescription to process the medication at no cost so be sure to obtain a prescription from your doctor. A list of these preventative medications can be found on the “PPACA No Cost- Share Preventive Medications” list. Pharmacy Tips & Discounts „ Verify the prescription drug tier using the plan’s formulary list. „ Use the drug cost estimator tool by visiting OptumRx.com . „ Ask if a generic drug or if mail order is available. „ See if your drug has a patient assistance program. „ Visit local retailers – Publix, Walgreens, and Walmart to see if your medication is included in their own discount programs and pay less. „ Prescription online sites like GoodRx and WellRx can help you save instantly. Visit wellrx.com and goodrx.com or download the mobile app to save on the go!

Note : Prescriptions acquired under these online discount programs do not go through your insurance.

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