2024-2025 Armor Health Benefits Guide
WHO IS ELIGIBLE? You are eligible for benefits if you are a regular full-time employee working at least 30 hours per week. You must enroll in benefits when you initially become eligible. For new employees, benefits are effective on the first of the month following your hire date. Following an open enrollment period, benefits become effective August 1. You may also enroll your eligible dependents in the coverage you elect to participate in. Eligible dependents include the following family members: Your legal spouse or domestic partner
Natural, adopted or step-children to age 26 Children under your legal guardianship
Any child who is named in a Qualified Medical Support Order (QMCSO) as defined under federal law Disabled children who have reached the maximum age and who are (or become) physically or mentally incapable of self-support (medical certification required) Young adults between age 27-30 must meet the following eligibility criteria to continue their coverage for medical, dental and vision benefits: Is unmarried and does not have a dependent of his or her own A US resident, or a full-time or part-time student Is not provided coverage as a named subscriber, insured or enrolled under any other group, blanket, or franchise health insurance policy or individual health benefits plan Is not entitled to benefits under Title XVIII of the Social Security Act
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