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Car accidents aren’t a walk in the park, and neither is dealing with an insurance company. While insurance adjusters may seem friendly, they’re not your friends and will use whatever you say against you to save themselves money. Insurance companies want to make as much money as possible, which means they won’t easily hand over a settlement, let alone one covering all of the damages. That’s why you must be on the defensive and take extra precautions. Tread carefully during recorded statements. When speaking to an insurance agent after an accident, they may tell you that your conversation is being recorded. These recordings can be used as proof when they reduce or even reject your settlement. You aren’t required to give a recorded statement, and I advise my clients not to give them in almost all circumstances. NEVER TRUST AN AFTER AN AC
Earth Day is coming up on Saturday, April 22. But
do your kids know why we commemorate the holiday? Do you? If you don’t know much about the history of environmentalism — or just want to learn more about the state of our planet — consider
celebrating Earth Day by watching a documentary as a family.
Dozens of fantastic films cover everything from the crusade to preserve our coral reefs to how farmers use soil health to enhance the planet. Here are a few of our favorites. ‘ Kids Take Action Against Ocean Plastic ’ — This short five-minute documentary from National Geographic follows a group of Hawaiian students determined to clean up their local beaches. It’s available for free on National Geographic’s YouTube channel! (If you watch it and love this documentary, check out the PG-rated flick “ Plastic Island ” on Netflix, which tackles the same issue in Indonesia.) ‘ Brave Blue World: Racing to Solve Our Water Crisis ’ — This PG-rated documentary about water security takes place on five continents and stars celebrities Liam Neeson, Matt Damon, and Jaden Smith. Check it out on Netflix. ‘ Extinction: The Facts ’ — This hard-hitting documentary from famous nature historian David Attenborough is perfect for kids ages 16 and up. It tackles serious topics like species loss, food and water shortages, and the relationship between climate change and pandemic diseases. “Extinction: The Facts” is available on PBS.org or Prime Video. ‘ Kiss the Ground ’ — Join actor Woody Harrelson on Netflix for an inspiring look at soil, why it matters, and what farmers and activists are doing to save and enhance it — and our food supply. The documentary is family-friendly and rated G.
Request price estimates for repairs. After an accident, visit your trustworthy mechanic for a cost estimate on your car’s repairs. When you have an estimate, you can know if your insurance company is offering you an appropriately valued settlement.
Repair estimates can also be helpful when negotiating for a higher claim.
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None of these documentaries existed in 1970 when anti-pollution activists came together to create Earth Day, build the Environmental Protection Agency (EPA), and pass laws to protect our air and water. But they’re a wonderful extension of that spirit! Hopefully, you’ll be able to watch at least one of them this month. After watching, consider taking action and volunteering for a green project near you.
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