RSM Electron Benefit Guide 2025

Disability Benefits

You rely on your paycheck for so many things, but what if you were suddenly unable to work due to an accident or illness? Disability insurance can help replace lost income and make a difficult time a little easier.

Short-Term Disability

Long-Term Disability

60% of weekly pre-disability earnings to a max of $2,000

60% of monthly pre-disability earnings to a max of $10,000

Coverage Amount

Maximum payment period: Maximum length of time you can receive disability benefits. Accident benefits begin: The length of time you must be disabled before benefits begin. Illness benefits begin: The length of time you must be disabled before benefits begin. Minimum work hours/week: Minimum number of hours you must regularly work each week to be eligible for coverage.

To age 65, standard ADEA

26 weeks

Day 15

Day 181

Day 15

Day 181

30

30

19

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