Dunaway Law May 2019

4 Common Sense Anti-Scammer Strategies

The Federal Trade Commission estimates millions of people are defrauded every year. Technology has made it even easier for criminals to scam honest people and steal their hard- earned money. Here are a few strategies to help you avoid becoming a victim. Don’t Respond to Unexpected Requests Legitimate institutions will never reach out to you unexpectedly to request payment or information about your account. If you get a phone call from someone who claims there’s a problem with your bank account and requests your account information to confirm your identity, it’s a scam. This holds true if you get an email from someone inviting you to invest in a financial opportunity or donate to a charity. Legitimate institutions don’t cold-call. Never Send Money Online Unless you are paying for a utility on a legitimate website you have used in the past, never send anyone money online. Debt collectors won’t send you an email asking you to click on a link to Joshua 1:9 “Be strong and of a good courage; be not afraid, neither be thou

do your research before acting. Search the company, offer, or situation in a search engine with the words “review” or “scam.” Scammers tend to target a lot of people, so you’ll be able to quickly determine if someone is trying to steal your money. If You Suspect a Scam, Stop Paying and Report It This one can be surprisingly hard. Some people pay into a scam dozens of times without ever getting a penny back. Still playing the game means they’re holding out hope that maybe it wasn’t a scam after all. It’s painful to admit you’ve been scammed. But while you might not be able to get your money back, you can stop the criminal from taking more of your money in the future. A terrible fact of life is that crooks will always try to pull a fast on good people. Their scams are getting more complicated. Remember to stay alert and practice caution; you don’t have to fall for their tricks.

make a payment. If your family member is really stranded somewhere, they’ll call you. And there has never been a prince from a foreign country who will pay you back double if you give them a small loan today. Do Your Research Scammers are getting more sophisticated. Some will trick people with irresistible offers. Others will use a little bit of info, like a password from a data breach, to scare people into cooperating. Always

RECIPE: • 3 large eggs • Kosher salt and freshly ground pepper INGREDIENTS:

Classic French Omelet

1 tablespoon unsalted butter

DIRECTIONS:

1. In medium bowl, beat eggs with plastic fork until last traces of white are just mixed in. Season with salt and pepper. 2. In an 8-inch nonstick skillet, melt butter, swirling over medium heat until foamy but not browned. Add eggs, stirring rapidly with fork, while moving skillet to agitate eggs. Break up all curds by scraping bottom of skillet as they form. Stop stirring when eggs are softly scrambled and creamy (but loose enough to come together into a single mass), 1–2 minutes. 3. Using fork, gently spread egg in an even layer around skillet and scrape down any wispy bits around the edges. The top surface should be loose and creamy, but if still liquid, swirl skillet to bring raw egg to the edge where it will set faster. 4. Remove from heat. Tilt skillet up by handle. Using fork, gently roll omelet down over itself until nearly folded in half. Using fork, push omelet to edge of skillet so that the lower edge of egg just begins to overhang. Use fork to fold overhanging edge of egg back over, closing omelet. 5. Turn omelet out onto plate. It should have the seam on bottom.

dismayed: for the LORD thy God is with thee whithersoever thou goest.”

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