Loan Products From application to closing, our team provides full-service lending support, fast underwriting, consistent updates, and a broad range of loan options—designed to help you match every client with the ideal financing solution.
Conventional The most common type of home loan. Ideal for buyers with good credit and a stable income. These loans typically offer low rates and several down payment options. FHA A great option for first-time or lower-credit buyers. Backed by the government, this loan allows for a low down payment (as little as 3.5%) and flexible credit requirements. Veterans Assistance For veterans, active-duty service members, and some military spouses. Offers 100% financing, no mortgage insurance, and flexible credit requirements. Choice A flexible loan option for borrowers who may not fit traditional guidelines. Good for unique situations or less-than-perfect credit. Refinance Already own a home? Refinancing means replacing your current loan with a new one— often to get a lower rate, reduce your monthly payment, or take cash out for renovations or other needs. USDA Designed for buyers in rural areas. Offers 100% financing (no down payment) and low interest rates for eligible properties and incomes. Medical Professional Special loan programs created for doctors, dentists, and other licensed healthcare providers, often with low down payments, no mortgage insurance, and flexible guidelines.
Adjustable Rate Mortgage (ARM) This loan starts with a lower interest rate that stays fixed for a few years, then adjusts with the market. Good for buyers who plan to move or refinance before the rate changes. Jumbo For higher-priced homes that exceed standard loan limits. Designed for buyers who need to borrow more than the average loan allows. Renovation Loan Buy and fix up a home with one loan! These cover both the purchase price and renovation costs, perfect for homes that need a little TLC. Alt. Portfolio These are custom loans for buyers who don’t fit traditional lending boxes—like self-employed borrowers, investors, or those with unique income or credit situations. Bank statements or asset balances may be used instead of tax returns.
VA
Fixed Rate Two-Year Buydown
Investor Loan Want to buy a rental property? These loans are built for investors and include programs that focus on the property’s income rather than the buyer’s personal income.
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