CREATE FINANCIAL BOUNDARIES WITH A SEPARATE BANK ACCOUNT STARTING YOUR NEXT FINANCIAL CHAPTER
When a marriage begins to unravel, emotions are not the only thing at risk. Your financial stability may also be in jeopardy. One of the most critical steps you can take during a divorce is opening a separate bank account early in the process. This move protects your ability to pay bills, buy groceries, care for your children, and hire legal help. Waiting and hoping everyone will play fair can leave you without the funds you need to move forward. FINANCIAL INDEPENDENCE Having your own, separate bank account is a step to protect yourself and your future. It gives you a safe place to store funds you need for your everyday costs,
as well as the new life you are planning. You will be able to rest easier knowing your money won’t be suddenly drained by your partner, as it could be with a joint account. You get to have full autonomy over your spending, allowing you to make financial decisions on your own. This will also give you a deeper understanding of your individual finances. DISPUTE PREVENTION The end of a marriage is an emotional time, and money matters can be greatly impacted by those feelings if your spouse is upset about the divorce. You may be at a point where you can’t trust your soon-to-be ex with the joint account anymore. When both people have their own finances, it can prevent disputes and protect you from retaliation attempts. It creates a boundary line that can’t be crossed and ensures both parties have the money they need to feel secure. RISK REDUCTION Complications can arise when you share an account with your spouse, especially when it comes to liability and debts. In a joint account, your ex’s spending can impact your credit score, and if they have any debts, creditors could take it from that shared pool of money. By dividing your accounts early in the process, you can focus on your independent financial responsibilities and obligations, rather than their potential money mismanagement. As you embark on this new chapter, creating a separate bank account will ensure you have the financial means and freedom you deserve. Contact Bruce Law Firm to learn how to safeguard your money before the court freezes the funds.
SPINACH ARTICHOKE PIZZA
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This deep-dish pizza recipe is fancy and easy to make, delivering all the flavor of a cheesy spinach-artichoke dip in a baked-pizza form!
INGREDIENTS •
1 loaf frozen bread dough
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7 oz artichoke hearts, chopped Several handfuls of fresh spinach
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2 tbsp garlic herb spreadable cheese 1 cup shredded mozzarella cheese 1/2 cup shredded gruyere cheese
Pepper, to taste
DIRECTIONS 1. Thaw dough according to package directions and let it rise for 2 hours. 2. Preheat oven to 450 F. 3. Coat a 10-inch cast-iron skillet with non-stick spray, then gently stretch dough to fit. 4. Spread garlic herb cheese evenly across the entire dough layer. 5. Sprinkle mozzarella and gruyere cheeses evenly over dough, reserving a small amount of each. 6. As the topping, scatter chopped artichoke hearts, followed by a layer of torn spinach leaves, and then the reserved cheeses. Add black pepper to taste. 7. Bake for 15–18 minutes, until the edges are golden brown and crisp.
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Inspired by BlueBowlRecipes.com
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