ManhattanLife Lighthouse Series
OmniFlex™ Short-Term Care
OmniFlex™ is there when you need it most. When you need assistance with two or more Activities of Daily Living (Bathing, Continence, Dressing, Eating, Toileting, Transferring) or suffer from a cognitive impairment, benefits are paid directly to you or a medical provider that you designate. OmniFlex™ benefits are paid in addition to any other health care coverage. The benefits and premiums for this coverage will vary based on the plan options selected. Issue ages 45 - 89.
Optional Benefits Simple Inflation
No matter your financial situation, keeping an eye on the horizon in terms of costs is key. With the OmniFlex™ Simple Inflation Option, your benefits grow 5% beginning on the 6 th policy anniversary date and increase by the same dollar amount each subsequent anniversary, until your Daily Benefit reaches double its value. Home Health Care Rider The OmniFlex™ Home Health Care Rider was created to help provide you with the option to recover from accidents or illnesses from your own home. This optional benefit pays an indemnity benefit for any day you receive a covered home care service. Hospital Indemnity Benefit Rider This valuable OmniFlex™ rider pays a daily cash benefit to help cover the ever-increasing co-pays, deductibles, or other miscellaneous costs associated with a hospital stay.
Home Health Care Simple Inflation See the Rider and/or Outline of Coverage for state-specific details.
Hospital Indemnity
Policy Form Numbers: AL7060, AL7060I, AL7060ID, AL7060IID, AL7060LA, AL7060ILA, AL7060MT, AL7060IMT, AL7060OK, AL7060IOK, AL7060TX, AL7060ITX, (including state variations) 1 Genworth Cost of Care Survey 2021, conducted by CareScout®, August 2022; www.genworth.com/coc
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