BUYING YOUR NEW HOME
2
Research Mortgages and Lenders
Credit score and financial documents in hand, you’re ready to start researching options for your home loan. Take advantage of referrals from friends, family and your Real Estate Agent. Finding the right loan officer and lender to work with can not only save you money but also a lot of time, stress and headaches! Working with a seasoned Loan Officer will allow you the comfort of making the best buying decision for your new home plus understanding the financial impact (monthly and long term) this large investment will make on your life.
Find out if you qualify for a special loan, such as a Veterans Affairs (VA) loan or any special home buying financing options through state or federal programs.
Make sure you get a mortgage pre-approval letter — it’ll make you a more competitive buyer.
Research Mortgages and Lenders
Find out if you qualify for a special loan, such as a VA, FHA, or HUD home buying program.
Request quotes from multiple lenders and comparison shop for loans.
Get preapproved for a mortgage and have your letter ready for submitting an offer
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