RETAIL Deposit Rates
Rates Effective November 15, 2024 All Rates are subject to change at any time.
Member FDIC
Interest rates may change after account is open. Fees could reduce earnings. APY is based on monthly compounding. ChexSystems reports may be pulled for new customers. MONEY MARKET ACCOUNTS
Investing In Our Community Money Market: Limited time offer. Initial deposit of $15,000 or more and future deposits must be new money. New money refers to funds that are not currently held at Hills Bank. Accounts will convert to Gold Premier money market account on 12/31/24. See Gold Premier money market terms. Annual Percentage Yield (APY) Interest Rate
Purpose Money Market: Limited time offer. Minimum $25,000 to open. Must have $25,000 new money and/or an active checking account with recurring deposits and/or debit card activity. Matured Hills Bank Certificates of Deposit can be deposited into this account and will qualify as new money. Limit one promotional account per customer. No public funds. The Bank reserves the right to deny deposit accounts over $5,000,000. Annual Percentage Yield (APY) Interest Rate
$25,000 - $99,999 $100,000 - $249,999 $250,000 - $499,999 $500,000 - $999,999 $1,000,000 & over
2.25% 2.23% 2.75% 2.72% 3.00% 2.96% 3.20% 3.15% 3.50% 3.44%
$0 - $14,999
1.51% 1.50% 0.00% 0.00% 1.66% 1.65% 1.81% 1.80% 2.07% 2.05% 2.27% 2.25%
$15,000 - $99,999 $100,000 - $249,999 $250,000 - $499,999 $500,000 - $999,999 $1,000,000 & over
Gold Premier: $15,000 minimum to open. If balance falls below $15,000, no interest is earned for that day. Annual Percentage Yield (APY)
Interest Rate
Money Market: If balance falls below $1,000, no interest is earned for that day. Annual Percentage Yield (APY) Interest Rate
$15,000 - $99,999 $100,000 - $249,999 $250,000 - $499,999 $500,000 - $999,999 $1,000,000 & over Employee Advantage
0.45% 0.45% 0.75% 0.75% 0.85% 0.85% 1.00% 1.00% 1.10% 1.10%
$2,500 - $9,999 $1,000 - $2,499 $10,000 - $74,999 $75,000 & over
0.15% 0.15% 0.10% 0.10% 0.25% 0.25% 0.35% 0.35%
Annual Percentage Yield (APY)
Interest Rate
$0 - $999
0.00% 0.10%
0.00% 0.10%
$1,000 & over
Interest rates may change after account is open. Fees could reduce earnings. APY is based on monthly compounding. ChexSystems reports may be pulled for new customers. CHECKING ACCOUNTS
Interest rates may change after account is open. Fees could reduce earnings. APY is based on quarterly compounding. ChexSystems reports may be pulled for new customers. SAVINGS ACCOUNTS
UI Employee Advantage, Gold, & Friends Club
$0 & Over Free, GO!, & Penny Savers
Annual Percentage Yield (APY)
Annual Percentage Yield (APY)
Interest Rate
Interest Rate
$0 - $999
0.05% 0.05% 0.05% 0.05% 0.10% 0.10% APY Interest Rate 0.00% 0.00% 0.05% 0.05% APY Interest Rate 3.50% 3.45% 0.05% 0.05%
0.10% 0.10%
$1,000 - $9,999 $10,000 & over
Gold: $10,000 minimum to open. If balance falls below $10,000, no interest is earned for that day. $10,000 - $24,999
APY Interest Rate
0.10% 0.10% 0.15% 0.15% 0.25% 0.25% 0.30% 0.30% 0.10% 0.10% APY Interest Rate 0.35% 0.35% 0.40% 0.40%
Employee Advantage $0 - $999
$25,000 - $49,999 $50,000 - $99,999 $100,000 - $249,999 $250,000 - $499,999
$1,000 & over
High Interest Checking Qualifications** are met $0 - $25,000 $25,000.01 & over Qualifications** are not met $0 & over
Employee Advantage $500,000 & Over
0.0 0 % 0.0 0 %
$0 & Over
**Rates effective 10/04/2024. The variable rate and terms may change after the account is opened. Fees may reduce earnings. Personal accounts only. $50 minimum deposit to open. Member FDIC. ELIGIBILITY REQUIREMENTS: In order for your account to earn an interest rate of 3.45% with an APY of 3.50% on balances up to $25,000.00 and earn an interest rate of 0.05% with an APY of 0.05% on any balances greater than $25,000.00, the following requirements must be met. You must have an ACH deposit(s) greater than or equal $500.00 and 15 Point of Sale (POS) or recurring debit card transactions greater than or equal to $10.00 each that have cleared during your monthly statement cycle. In addition, you must be signed up for online banking and enrolled in e-statements for your High Interest account. If you do not meet the requirements identified above, the entire balance will not earn any interest for that statement cycle.
To bank by phone or check our current rates, call 1.800.445.5725(HILLSBK) or visit our website at hillsbank.com.
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