VOLUNTARY BENEFITS
AMIkids offers you the option to enroll in voluntary benefits through United Healthcare. As these benefits are voluntary, you pay 100% of the cost for coverage for yourself and any dependents (spouse and/or child(ren)).
ACCIDENT INSURANCE
The Accident plan helps lessen the financial impact of out-of-pocket medical costs related to an accident by paying you a lump sum benefits for over 50 covered injuries and treatments.
These include, but are not limited to:
• ER visits • Follow-up doctor visits • Broken bones and burns
• Ambulance • Dislocations • Physical therapy
• Emergency dental work • Knee ligament injuries • Chiropractor
There is no total maximum amount for benefits payments! You may file multiple claims for multiple covered incidents and it includes catastrophic accident benefits.
No health questions are required to enroll, meaning this plan is guaranteed issue. Additionally, there are NO pre-existing limitations.
CRITICAL ILLNESS INSURANCE (includes Cancer)
This benefit pays you a lump sum benefit when you, or a covered dependent, experience a covered critical illness. These include but are not limited to following conditions.
• Heart attack or Stroke • Coma • Kidney or major organ failure
• Benign brain tumor • Permanent paralysis • Blindness
• Occupational HIV • Coronary bypass surgery (25%) • Cancer
No health questions are required to enroll, meaning this plan is guaranteed issue. Please note limitations due to pre-existing conditions apply on this plan, conditions are covered on a 6/12 basis.
HOSPITAL INDEMNITY INSURANCE
This plan helps lessen the financial impact of out-of-pocket medical costs related to a covered hospital stay, with pre- defined benefit amounts. Even if the cost of the claim is less than the pre-defined benefit, the full pre-defined benefits will be paid to you directly.
Pre-defined benefits include, but are not limited to:
Hospital Admission
$1,500 per insured person per calendar year
Hospital Confinement
$200 per day per calendar year
Hospital ICU Confinement
$200 per day per calendar year
No health questions are required to enroll, meaning this plan is guaranteed issue. Please note limitations due to pre-existing conditions apply on this plan, conditions are covered on a 12/12 basis.
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