SUPPLEMENTAL BENEFITS
Creative Sign Designs offers you the opportunity to purchase supplement benefits with Guardian. These plans are designed to compliment the group medical, dental, life and disability coverage. This benefit is 100% paid for by the employee.
Accident Insurance
Because accidents can happen at any time and any place, often times individuals are not prepared for the repercussions, particularly the cost. Accident insurance helps pay for unexpected healthcare expenses due to accidents. It provides benefits to cover the initial care, durable medical equipment and follow up visits; however, benefits are paid directly to you, the member. See Guardian benefit summary for more details.
Some examples of the benefit you may receive as a result of a covered accident are:
Occupational or Physical Therapy - $35/day up to 10 days
• • •
Hospital Confinement – $250/day, up to 1 year
Hospital ICU Confinement – $500 per day, up to 15 days
• Initial Physician’s office/Urgent Care Facility Treatment - $100
Employee Contributions (Bi-Weekly)
Accident
Employee Only
$ 6.92
Employee + Spouse
$11.58
Employee + Child(ren)
$14.82
Family
$19.48
Hospital Coverage
Guardian’s Hospital plan pays specific benefits for qualified expenses incurred at the hospital. The benefits are paid directly to you, when you need it most, and can be used to help fill the gaps caused by most major medical plans (copays, deductibles, etc.). It can also be used to pay for non-medical expenses related to your hospital stay such as childcare and transportation.
Some examples of the benefit you may receive as a result of a covered hospital stay are:
• Hospital/ICU Admission: $1,000 per admission/per year/per insured • Hospital/ICU Confinement: $100 per day (to a max of 31 days per year)/per insured • Health Screenings: $50 per day of screening (to a max of 1 day per year)/per insured • Treatments covered: sickness and injury
Employee Contributions (Bi-Weekly)
Hospital
Employee Only
$ 9.39
Employee + Spouse
$21.15
Employee + Child(ren)
$15.14
Family
$26.90
10
Made with FlippingBook - professional solution for displaying marketing and sales documents online