BENEFIT INFORMATION
Benefit
Who pays the cost?
Creative Sign Design pays the majority of the employee portion of the medical plan. You may enroll your eligible dependents for an additional cost. You may elect dental coverage for yourself and your eligible dependents on a voluntary basis and you will be responsible for the cost. You may elect vision coverage for yourself and your eligible dependents on a voluntary basis and you will be responsible for the cost.
Medical Insurance
YOUR BENEFITS PLAN
Creative Sign Designs offers a variety of benefits allowing you the opportunity to customize a benefits package that meets your personal needs. In the following pages, you’ll learn more about the benefits offered. You’ll also see how choosing the right combination of benefits can help protect you and your family’s health and finances – and your family’s future.
Dental Insurance
Vision Insurance
Basic Life
Creative Sign Designs pays the entire cost.
Voluntary Life Insurance
The employee pays the entire cost.
Short Term Disability
The employee pays the entire cost.
Long Term Disability
Creative Sign Designs pays the entire cost.
ELIGIBILITY
All Regular full-time employees are eligible to join the Creative Sign Designs Benefits Plan on the 1st of the month following 60-Days. “Regular Full-Time Employees” must be regularly scheduled and working at least 30 hours per week.
You may also enroll your dependents in the Benefits Plan when you enroll.
Eligible dependents include:
Your legal spouse
•
• Your married or unmarried natural children, step- children living with you, legally adopted children and any other children for whom you have legal guardianship, who are:
WHEN CAN YOU ENROLL?
You can sign up for Benefits at any of the following times:
► Under 26 years of age;
► A dependent who is older than 26 years of age, but less than 30 years of age may be eligible for medical benefits. To be eligible, a Dependent must:
• After completing your initial eligibility period; • During the annual open enrollment period (after completing initial eligibility period); • Within 30 days of a qualified family-status change.
• Be unmarried and not have dependents of his or her own; AND
Be a resident of Florida or a student; AND
•
If you do not enroll at one of the above times, you may enroll during the next annual open enrollment period.
Not have coverage of their own, or covered under any other plan, including Medicare
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