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Frequently Asked Questions, continued

Simple Term with Vitality Highlights

What is considered a Standard or Advanced Workout? Your clients’ monthly Apple Watch payments will be based on the number of Standard or Advanced Workouts they complete each month. The chart below details the many ways they can accomplish this:

How do my clients order their wearable device? Once your clients have registered on the Vitality member website, JohnHancockVitality.com\ activate, and completed the online Vitality Health Review (VHR), they will have the option to choose the wearable device that works best for them. How do clients earn the Apple Watch reward with Vitality PLUS? John Hancock is excited to offer Simple Term with Vitality policy owners the opportunity to earn Apple Watch (for an initial $25, plus tax) 7 . Here is a brief overview of how the Apple Watch program works. When your clients earn 500 Vitality Points from Standard and Advanced Workouts each month, they pay nothing for their Apple Watch. Otherwise, their payments will be based on the watch they choose and the number of points they earn.

The Return of Premium rider

Standard workout (20 Vitality points)

Advanced workout (30 Vitality points)

John Hancock Vitality PLUS

Active calories burned using Apple Watch

Personalized between 200 – 1,250

Personalized between 300 – 1,875

Steps using any supported device

10,000

15,000

Get rewarded with Vitality

Minimum calories burned using an approved Vitality device

200

300

Series 8 and Ultra

SE

Minutes of exercise @ 60% of max heart rate

Case study with Vitality PLUS

30

45

$15.50 $12.25 $7.00

$0

$9.25 $7.25 $4.25

$0

0 pts

240 pts 360 pts 500 pts

0 pts

240 pts 360 pts 500 pts

Verified gym visit

30 minutes

Not applicable

Specifications

Note: Points earned from Light Workouts cannot be applied toward Apple Watch payments. Clients can earn Vitality Points found in the John Hancock Vitality app: click the More tab, and then select Health app . They can also use the number of steps tracked or calories burned on any other supported device, exercise with a heart rate monitor, or log a verified gym visit to receive credit for a Standard or Advanced workout. For even more ways your clients can earn Vitality Points, please refer to our Earn Vitality Points for Healthy Living flyer .

Frequently Asked Questions

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Note: Monthly charges vary based on the number of Vitality Points your clients earn and the Apple Watch model they choose.

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