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Simple Term with Vitality Highlights

Simple Term with Vitality Highlights

Get your clients the coverage they need in 3 simple steps

Instant protection, cash back — and more! Simple Term with Vitality 1 is the only life insurance product that combines an instant decision, 2 a Return of Premium rider 3 offering cash back, and rewards for healthy living through the John Hancock Vitality Program.

The Return of Premium rider

Go to JHSimpleTerm.com and click the "eApp" button to complete the electronic application

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John Hancock Vitality PLUS

Key highlights: • Cash back with the Return of Premium (ROP) rider — refund of up to 100% of premiums paid during the level-term period (eligible for 25- and 30- year durations and for Preferred and Standard non-tobacco risk classes)

• Rewards for healthy living through John Hancock Vitality PLUS , which is included with every policy • And with John Hancock Aspire ® , your clients living with diabetes can earn rewards for the things they do to manage their health and live well. 4

Get rewarded with Vitality

Submit the online application, which takes

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approximately 5-10 minutes to complete

Case study with Vitality PLUS

• Instant underwriting decision

Receive an instant decision

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• Face amounts ranging between $25,000 and $500,000

Specifications

Frequently Asked Questions

Contact us

To access Vitality PLUS, clients can go to JohnHancockVitality.com and register after their policy is issued. The email they receive will include detailed instructions on how to register for the John Hancock Vitality Program.

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