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Case study with Vitality PLUS

Simple Term with Vitality Highlights

Meet Mateo, 30, a busy working dad who wants his family to be financially protected in the event something happens to him. At the same time, he strives to stay healthy so that he can enjoy quality time with his family for years to come. To help him achieve his financial and personal health goals, Mateo, a Standard risk class, purchased a 25-year Simple Term with Vitality policy that included the Return of Premium (ROP) rider, paying $167 a month for $250,000 of protection (or $2,008 annually). Take a look at how much he could save after a year of participating in the Vitality PLUS program.

The Return of Premium rider

John Hancock Vitality PLUS

Mateo cost vs. Vitality cash back & rewards

Get rewarded with Vitality

Mateo cash back, rewards & discounts

He saves

Received 15% premium cash back (by achieving Platinum Vitality status) 6

$302

Earned an Apple Watch 13 with exercise

$186

Case study with Vitality PLUS

Bought nutritious groceries throughout the year 10

$200

Received 25% off at Expedia.com for earning platinum status 14

$180

Chose Amazon gift card through Vitality app (other option was Starbucks)

$5

Specifications

Annual cost: $2,008

Total potential savings: $873

Frequently Asked Questions

With his policy, Mateo earned $302 in premium cash back as well as rewards and discounts through healthy living.

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