With John Hancock Vitality life insurance, there are two great ways you can save money and earn rewards for living healthy — Vitality GO and Vitality PLUS. 1 Start by earning Vitality Points through education, fitness, and prevention. The more points you earn, the higher your Vitality Status (Bronze, Silver, Gold, or Platinum) and the greater your potential savings and rewards. Earn Vitality Points for healthy living
Bronze 0 pts.
Silver 3,500 pts.
Gold 7,000 pts.
Platinum 10,000 pts.
Vitality Health Review
Points Maximum
Annual Vitality Health Review (VHR) • BONUS complete VHR in first 90 days • BONUS first time VHR
Once per year Once per year Once per lifetime
500 250 500
Vitality Check (annual health screening) Body Mass Index (BMI) check • BMI of 18.5 –24.9 • BMI of 25–28 Fasting Blood Glucose or HbA1c measurement Glucose Reading of <100 mg/dL or HbA1c Result of <7.0%
Once per year Once per year If BMI improves (18.5 –24.9) add 500 points
125 1,000 500 125 1,000 125 1,000 125 1,000
Once per year
Cholesterol check Reading of < 200 mg/dL
Once per year
Blood pressure check Reading of < 120/80 (for ages ≤ 70)
Once per year
Prenatal Care Program
1,000 Once per year
Non-tobacco user
1,000 Once per year
Prevention Annual flu shot
400 Once per year
COVID-19 vaccination and boosters
400
Once per year
Shingles vaccination 4
200 Once per lifetime
Pneumonia vaccination
200 Once per lifetime
Pap smear screening (applicable for ages 70 and below)
200 Once per year
Mammogram screening
200 Once per year
Colorectal screening
200 Once per year
Safe driving
300 Once per year
Dental screening
200 Once per year
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Physical activities
Physical activity (age <70)
Points Maximum
Physical activity review
250 Once per year
Workouts Light Workout • Using your wearable device for 5,000–9,999 steps per day • Using Apple Watch ® , a Light Workout is based on the Active Calories you burn in a day. See the John Hancock Vitality app for Active Calorie thresholds. • Using your heart rate monitor; exercise within your target heart rate starting at an average of > 60% of your maximum heart rate for 15 –29 minutes • Using the MapMyFitness app (or other calorie counting app), you burn between 100 and 199 calories during a workout Standard Workout • Using your heart rate monitor; exercise within your target heart rate starting at an average of > 60% of your maximum heart rate for 30 – 44 minutes • Using your wearable device for 10,000–14,999 steps per day • Using Apple Watch, a Standard Workout is based on the Active Calories you burn in a day. See the John Hancock Vitality app for Active Calorie thresholds. • Working out at a health club for > 30 minutes • Using the MapMyFitness app (or other calorie counting app), you burn between 200 and 299 calories during a workout Advanced Workout • Using your wearable device or > 15,000 steps per day • Using Apple Watch, an Advanced Workout is based on the Active Calories you burn in a day. See the John Hancock Vitality app for Active Calorie thresholds. • Using your heart rate monitor; exercise within your target heart rate starting at an average of > 60% of your maximum heart rate for > 45 minutes • Using the MapMyFitness app (or other calorie counting app), you burn 300 or more calories during a workout
10
You can earn points for one verified workout per day (30 point maximum). When multiple workouts are recorded for the same day, you’ll be credited with the one that is worth the most points.
20
30
INSURANCE PRODUCTS MAY LOSE VALUE NOT BANK GUARANTEED
NOT A DEPOSIT
NOT FDIC INSURED
NOT INSURED BY ANY GOVERNMENT AGENCY
*Workout levels are based on the Active Calories that you burn in a day. See the John Hancock Vitality app for more information. Page 2 of 5 Note: Physical activity workouts and athletic events can earn a category maximum of 7,000 points annually.
Physical activities (cont.)
Physical activity (age <70)
Points Maximum
Athletic events (walking, running, cycling, triathlon 2 ) Level 1 • Run or walk 1.9 miles to 5.6 miles • Cycle 6.2 miles to 24.9 miles • Triathlon Super Sprint
250
Level 2 • Run or walk 5.7 miles to 12.3 miles • Cycle 25 miles to 61.9 miles • Triathlon Sprint Level 3 • Run or walk 12.4 miles or more • Cycle 62 miles or more • Triathlon Olympic, ITU, half or full Ironman
Subject to physical activity category maximum
350
500
Well-being and education
Well-being and education
Points
Maximum
HealthyFood purchases 3 (fresh fruits and vegetables)
2
Per item (up to 50 points per month)
HealthyMind ™ benefit
Introductory video
10
10 points per year
Meditation using an integrated app such as Headspace, Breathe, Buddhify or Calm
10
Per day for 10 minutes of meditation (maximum of 200 points per year)
Amazon Halo Sleep
900 points per year
Get a Halo sleep score of 85 or higher to earn five points per night, up to 180 nights
Sleep Well Challenge
10
Per night for 20 nights in any 30-day period (maximum of 900 points per year)
BONUS Completing the Sleep Challenge
100
Once per year upon completion of the Sleep Challenge (maximum of 100 points per year)
*Workout levels are based on the Active Calories that you burn in a day. See the John Hancock Vitality app for more information. Page 3 of 5 Note: Physical activity workouts and athletic events can earn a category maximum of 7,000 points annually.
Well-being and education (cont.)
Well-being and education
Points
Maximum
Online education Health assessment calculators
25
100 points per year
Mental well-being reviews
50
200 points per year
Nutrition courses
75
450 points per year
Tufts Nutrition Webinars
50
200 points per year
Goals and Halo Programs
Goals
10 points per week
520 points per year. If it’s a multi-week program, points will be awarded at the end of the program. (The 520 points max applies to both the Goals and Halo programs)
Halo Programs
10 points per week
Miscellaneous Carry over of 10% of previous year's points (Kick-Start Bonus)
Varies
N/A
Update email address
50
Once per year
A customized program for all ages We’ve expanded the John Hancock Vitality Program to include people age 71 or older taking into account their unique health and wellness considerations. That means, you’ll get credit for the things you do to stay healthy, but at a pace that makes sense for you.
Activity
Points
Blood pressure range of < 140/90
1,000 per year
Light Workout
Using Apple Watch: A Light Workout is based on the Active Calories you burn in a day. See the John Hancock Vitality app for Active Calorie thresholds.
10 per day
Using your wearable device for: • 4,000–7,999 steps per day (ages 71–80) • 3,000–5,999 steps per day (ages 81+)
10 per day
Using your heart rate monitor: Exercise within your target heart rate starting at an average of > 60% of your maximum heart rate for 10-19 minutes
10 per day
Using the MapMyFitness app or other calorie counting app to burn between 50–99 calories
10 per day
Page 4 of 5
A customized program for all ages (cont.)
Activity
Points
Standard Workout
Using Apple Watch: A Standard Workout is based on the Active Calories you burn in a day. See the John Hancock Vitality app for Active Calorie thresholds.
20 per day
Using your wearable device for: • 8,000–11,999 steps per day (ages 71–80) • 6,000–8,999 steps per day (ages 81+)
20 per day
Using your heart rate monitor: Exercise within your target heart rate starting at an average of > 60% of your maximum heart rate for 20 – 29 minutes
20 per day
Using the MapMyFitness app or other calorie counting app to burn between 100 – 149 calories
20 per day
Advanced Workout
Using Apple Watch : An Advanced Workout is based on the Active Calories you burn in a day. See the John Hancock Vitality app for Active Calorie thresholds.
30 per day
Using your wearable device for: • ≥12,000 steps per day (ages 71–80) • ≥ 9,000 steps per day (ages 81+)
30 per day
Using your heart rate monitor: exercise within your target heart rate starting at an average of > 60% of your maximum heart rate for ≥ 30 minutes
30 per day
Using the MapMyFitness app or other calorie counting app to burn ≥ 150 calories
30 per day
Note: Physical activity workouts and athletic events can earn a category maximum of 7,000 points annually.
For more information on the John Hancock Vitality Program, please visit JohnHancock.com or contact your insurance agent.
1. Subject to state approval. Vitality GO is not available with policies issued in New York & Puerto Rico. 2. Proof of event completion is required. 3. The HealthyFood program is currently not available in Guam.
4. Vitality members will receive points once they have received both doses of the shingles vaccine. This material is for informational purposes only and is not investment advice or a recommendation. Amazon Halo allows Vitality members to earn Vitality Points for physical activity, Halo Sleep and Halo Programs. Amazon and all related marks are trademarks of Amazon.com, Inc. or its affiliates. John Hancock Vitality Program rewards and discounts are only available to the person insured under the eligible life insurance policy. Rewards may vary based on the type of insurance policy purchased for the insured (Vitality Program Member) and the state where the insurance policy was issued. Apple Watch is a registered trademark of Apple Inc. All rights reserved.
Vitality is the provider of the John Hancock Vitality Program in connection with your life insurance policy. Rewards and discounts are subject to change and are not guaranteed to remain the same for the life of the policy.
Products or services offered under the Vitality Program are not insurance and are subject to change. There may be additional costs associated with these products or services and there are additional requirements associated with participation in the program. For more information, please contact the company at JohnHancockInsurance.com or via telephone at 888-333-2659. Insurance products are issued by John Hancock Life Insurance Company (U.S.A.), Boston, MA 02116. MLI013123104-1 Page 5 of 5
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