JH Vitality Points Guide

A customized program for all ages (cont.)

Activity

Points

Standard Workout

Using Apple Watch: A Standard Workout is based on the Active Calories you burn in a day. See the John Hancock Vitality app for Active Calorie thresholds.

20 per day

Using your wearable device for: • 8,000–11,999 steps per day (ages 71–80) • 6,000–8,999 steps per day (ages 81+)

20 per day

Using your heart rate monitor: Exercise within your target heart rate starting at an average of > 60% of your maximum heart rate for 20 – 29 minutes

20 per day

Using the MapMyFitness app or other calorie counting app to burn between 100 – 149 calories

20 per day

Advanced Workout

Using Apple Watch : An Advanced Workout is based on the Active Calories you burn in a day. See the John Hancock Vitality app for Active Calorie thresholds.

30 per day

Using your wearable device for: • ≥12,000 steps per day (ages 71–80) • ≥ 9,000 steps per day (ages 81+)

30 per day

Using your heart rate monitor: exercise within your target heart rate starting at an average of > 60% of your maximum heart rate for ≥ 30 minutes

30 per day

Using the MapMyFitness app or other calorie counting app to burn ≥ 150 calories

30 per day

Note: Physical activity workouts and athletic events can earn a category maximum of 7,000 points annually.

For more information on the John Hancock Vitality Program, please visit JohnHancock.com or contact your insurance agent.

1. Subject to state approval. Vitality GO is not available with policies issued in New York & Puerto Rico. 2. Proof of event completion is required. 3. The HealthyFood program is currently not available in Guam.

4. Vitality members will receive points once they have received both doses of the shingles vaccine. This material is for informational purposes only and is not investment advice or a recommendation. Amazon Halo allows Vitality members to earn Vitality Points for physical activity, Halo Sleep and Halo Programs. Amazon and all related marks are trademarks of Amazon.com, Inc. or its affiliates. John Hancock Vitality Program rewards and discounts are only available to the person insured under the eligible life insurance policy. Rewards may vary based on the type of insurance policy purchased for the insured (Vitality Program Member) and the state where the insurance policy was issued. Apple Watch is a registered trademark of Apple Inc. All rights reserved.

Vitality is the provider of the John Hancock Vitality Program in connection with your life insurance policy. Rewards and discounts are subject to change and are not guaranteed to remain the same for the life of the policy.

Products or services offered under the Vitality Program are not insurance and are subject to change. There may be additional costs associated with these products or services and there are additional requirements associated with participation in the program. For more information, please contact the company at JohnHancockInsurance.com or via telephone at 888-333-2659. Insurance products are issued by John Hancock Life Insurance Company (U.S.A.), Boston, MA 02116. MLI013123104-1 Page 5 of 5

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