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STARS & STRIPES
ND
HEARTLA
NT
INVESTME
319-350 -5378
ES
MAN.COM
COMPANI
DARINGAR
JUNE 2024
ESTMENT NAGEMEN
AMILY INV AMILY MA
T
• MULTI-F • MULTI-F
SIMPLE SUMMER JOYS Why I Choose Lakeside Living Over Global Adventures
Summer is in full swing, and while many pack their bags for exotic locales, I’m content with a different kind of escape — one that doesn’t involve the hassle of airports, 20,000 steps a day, and itinerary-packed excursions. You see, I’m not much of a vacation guy. My idea of a perfect summer getaway? Heading to our lake house, just a four-hour drive northwest, right here in the heart of Iowa. My wife, Gina, and I might jet off to Mexico every few years, but those trips are the exception rather than the rule. We’ve found that we’re not built for the annual globe-trotting grind. Don’t get me wrong; exploring new cultures and settings is fantastic, but there’s something about the simplicity and tranquility of our lake house that resonates more deeply with us. Why do we avoid the typical vacation buzz? Well, it boils down to convenience (and forgoing the travel-induced headaches). Planning and executing a trip can be a considerable undertaking. There’s the booking, packing, and ensuring everything’s covered at home and work, not to mention the journey itself. For us, coordinating all these moving parts is less appealing than the serene predictability of our beloved retreat. If you want to recharge, why spend all your energy on a trip?
Our lake house serves as our personal oasis. Here, we find the calming effect most people hope to experience when they trek the globe. Every trip there is like pressing a reset button — restoring and rejuvenating us without the usual travel chaos. It’s our spot to unwind, soak in the peaceful lake views, and enjoy each other’s company without a packed schedule. This setup suits us so well that we find ourselves heading to the lake more frequently every year. It’s become our preferred way to relax and recharge. Some might call it our anti-vacation strategy, but for us, it’s the ideal way to enjoy the summer. We relish the convenience and the opportunity to escape more often, all without the stress of lost luggage and flight delays. I know many folks who love their elaborate two- week vacations or thrilling monthlong cruises. And while I can’t quite imagine myself enjoying a cruise for weeks, I admire their enthusiasm for adrenaline-filled adventures. But as for me, I prefer the laid-back, stress-free escapes that our lake house provides.
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consider finding your own nearby retreat. It might be a cabin, a beach house, or even a quiet spot in the countryside. The key is having a go-to place where you can easily escape the daily grind and savor the slower pace of life. As I look forward to another season of lakeside relaxation, I encourage everyone to think about what truly recharges them. Whether it’s a vibrant city halfway around the world or a quiet dock just a few hours away, finding that perfect spot can make all the difference in enjoying your summer to the fullest. –Darin Garman
So, if you’re like me — someone who prefers minimal travel fuss and maximum relaxation —
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OLYMPIAN STEINER OVERCAME ADVERSITY TO WIN GOLD From Tragedy to Triumph
In June 2007, just one year before the 2008 Beijing Summer Olympics, an SUV traveling on the wrong side of the road hit 22-year-old Susann Steiner — wife of German Olympic weightlifter Matthias Steiner — while she was driving. She was rushed to the hospital, and it was there that Matthias promised her he would win a gold medal in her honor. Tragically, Susann died as a result of her injuries, but Matthias’ promise to his late love lived on. Wanting to make his wife proud, Matthias trained harder than ever before. He had been lifting weights since he was just a teenager, and though he had won medals and championships before, he had never claimed the ultimate prize: an Olympic medal.
weightlifters in the world. Among his competitors were the formidable Russian Evgeny Chigishev, an Olympic veteran and champion, and the Latvian Viktors Scerbaiths, who won the silver medal at the 2004 Summer Olympics in Athens. “Weightlifting is a sport without mercy [and] it is very tough to make progress,” Matthias said in an interview with the Olympic Channel. “Every time you touch the bar, you realize that you are always alone in weightlifting, the weights are getting heavier and heavier, everything hurts.” But Matthias was not alone. His memory and dedication to Susann inspired him to attain strength he never imagined possible. As it turned out, he needed every ounce of his strength to claim victory. The competition was incredibly close. Matthias’ victory was not secure until the last lift; he needed to clean and jerk an
astounding 569 pounds — more than he had ever lifted before — to fulfill his promise.
Incredibly, he succeeded. He edged out Chigishev by 1 kilogram, winning the gold medal with a score of 461 against Chigishev’s 460. After he had completed his lift, he fell to his knees in tears. At the podium, he held his gold medal and a bouquet of roses in his right hand and clutched a picture of Susann in his left. Matthias honored Susann’s memory with his gold medal victory, exactly as he promised.
Matthias also had to compete in the super heavyweight category against the strongest
Nobody Deserves to Be Left in the Dark! YOU CAN’T REACH YOUR ACCOUNT MANAGER
I looked at my mutual fund account statement this morning only to find that the fund’s value had dropped. As you know, I have most of my net worth in multi-family communities, but I also have cash in mutual funds. So, after scanning this month’s statement, I saw the value of my account was about what it was a year ago. I did not go through the other statements I have had over the last few months to see the trends, but if memory serves, it has been pretty consistently flat! Of course, I want my investment in the mutual fund to improve, but I am realistic, knowing that every month or quarter will not include more profits than the last. But I expect the results to be better, especially since the person or persons running the fund should be educated and experienced in investing money into the best companies. Supposedly, the best of the best, right? Plus, they are being paid very, very well for doing this. But here I am, wondering what the story is about the fund performance, and I want answers. And that is the frustrating thing. I can’t get any answers.
Can I get ahold of the person running the fund to answer three or four questions about the fund and its operations? No. Heck, I can’t even send an email to get any kind of response from the person who runs the fund. Have you ever tried to get a hold of your fund manager for your regular money or even IRA/401(k) money? You probably didn’t even try, and I don’t blame you. Instead, I have to wait for the 50-page report every quarter, which doesn’t tell me that much anyway. So, I’m a little frustrated. I will tell you who is NOT frustrated — my investor friends and investment partners. You see, every once in a while, a partner will have a few questions about a property they are involved in, its performance, distributions, and what is on the horizon for the investment. But they also want answers on things now. How did they get those answers? They simply called me. We spent about 20 minutes on the phone talking about the property, what was happening, and answering their questions. They
obviously felt much better about getting answers and clearing up their confusion. That is one thing I think is a big deal to investors — getting answers to questions instead of being left in the dark. Of course, there is never a guarantee that investors get all the answers they want to hear, but they get answers nonetheless — when they want them. All it takes is a phone call or an email. So, as I am wrapping up the mid-year items for my investment clients/partners, I am sure there will be questions. And my investors will get answers — answers that even the big fund managers won’t provide. And that is what makes us different and arguably a lot better. We are all looking for the best return and investment for ourselves, no doubt, but it should also go beyond the numbers. Shouldn’t it? We provide investors with answers when they want them.
–Darin
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I WA LIFE
SUDOKU
ady?
estival Re
Are You F
of Iowa’s
the Magic Music Fes
Uncover Summer
tivals
Forget Coachella! Iowa’s summer is synonymous with vibrant music festivals that beckon locals and visitors to revel under the open skies. From the bustling streets of downtown Des Moines to the scenic tranquility of Saint Charles, each festival offers a unique blend of music, art, and community spirit. Whether you’re swaying to folk tunes by a campfire or rocking out to indie bands on urban stages, these events showcase an impressive array of genres and talents.
SOLUTION
HINTERLAND MUSIC FESTIVAL — SAINT CHARLES Aug. 2–4 HinterlandIowa.com
NT
Ready to pitch your tent for a weekend of music? Experience one of Iowa’s largest music festivals in Saint Charles, just south of Des Moines. This three- day extravaganza features nearly 25 artists across genres like pop, folk, blues, rock, country, and alternative. This year, the lineup includes Vampire Weekend, Hozier, Orville Peck, and plenty more! Known for its camping-centric vibe, pack your tent and gear up for an immersive outdoor music adventure.
APARTME INVESTME
NT SUCCESS
80/35 — DES MOINES July 12–13 80-35.com
Dive into the heart of Des Moines for a vibrant two-day event this second weekend of July, featuring a stellar lineup of local, regional, and national talent. With nearly 50 artists across three stages, enjoy a diverse music mix from indie rock to country and pop. This downtown festival also offers stunning art displays, delicious food, savory brews, and unique local shopping opportunities. Celebrate summer with us in a festival atmosphere that promises something for everyone!
Portfolio Investment 1,000+ UNITS - AVAILABLE FOR PURCHASE/ INVESTMENT Contact Darin for details.
100+ UNITS FOR SALE CEDAR RAPIDS Contact Darin for details.
SATURDAY IN THE PARK — SIOUX CITY July 6 SaturdayInThePark.com
Keep the Fourth of July festivities going at Sioux City’s Saturday in the Park! This vibrant one-night event brings a taste of Mardi Gras, courtesy of our sister city, Lake Charles, Louisiana. Set in the scenic Grandview Park Municipal Bandshell, revel in alternative country, rock, blues, and jazz performances. Indulge in delicious food, enjoy dazzling fireworks, and join 25,000 attendees in celebrating music and community. Did we mention that admission is free? From serene countryside settings to the lively urban backdrops of Iowa’s cities, the state’s summer music festivals offer something magical. As the melodies fade and the stages dim, the spirit of Iowa’s rich musical landscape lingers, promising unforgettable memories of music, community, and celebration under Iowa’s expansive skies.
MY MANAGEMENT TEAM. Should We Be Managing YOUR Property? Contact Darin For More Information.
CONTACT DARIN TODAY AT 319-350-5378 FOR MORE INFORMATION ON THESE INVESTMENTS!
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HEARTLAND INVESTMENT COMPANIES
PRST STD US POSTAGE PAID BOISE, ID PERMIT 411
Darin Garman: Heartland’s Most Trusted Multi-Family Investment & Property Management Advisor 2505 Silver Oak Trail Marion, IA 52302 DarinGarman.com 319-350-5378
INSIDE Page 1
Need a Summer Escape? Perhaps It’s Just Around the Corner Page 2 Steiner’s Emotional Road to Olympic Glory You Can’t Reach Your Account Manager Page 3 Iowa’s Must-Attend Music Festivals This Summer Apartment Sales and Success Page 4 Perfect Spots for a Laid-Back Holiday
OFF THE RADAR HIDDEN GEM VACATION DESTINATIONS
CRATER OF DIAMONDS STATE PARK If you have ever felt envious of the prospectors who made their riches during the California Gold Rush, then pay a visit to Crater of Diamonds State Park in Arkansas, where you can discover your own hidden gems! You can discover rare rocks and minerals in a massive field birthed by volcanic activity, including diamonds, amethysts, garnets, and quartz. The best part? Anything you find, you can keep! Seekers have found more than 35,000 diamonds at the park since it opened in 1972, and with some luck, you could add a few more to that tally!
Are you tired of visiting hyped-up vacation destinations or getting lost in a big city or crowded national park? If so, consider a holiday at a less congested, more laid-back locale. These hidden gems offer beautiful views and exciting excursions — all without the headaches that come with vacationing to big- name destinations! PINNACLES NATIONAL PARK Make an excursion to Pinnacles in California to enjoy the splendor of nature without having to share space with millions of tourists. With over 30 miles of hiking trails crisscrossing rocky hills and river-strewn caverns, you’ll find plenty
of opportunities for memorable adventure. Despite its wondrous views, Pinnacles was named the 15th least-visited national park in 2023, with just over 340,000 annual visitors. CRATER LAKE NATIONAL PARK Make your way to Oregon and dive into the deepest lake in the country! Crater Lake National Park’s namesake was formed when a volcanic eruption triggered a mountain to come apart in spectacular fashion. You can stay at plenty of campsites and find excellent fishing in the lake’s pristine and seemingly bottomless water. If you are a fan of hiking, fishing, or breathtaking views, then Crater Lake is for you.
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LIMITED SEATS AVAILABLE
How To Buy Your Next Apartment Building Using Your IRA / 401(k) Are You Using This Little Known and 100% Legal Strategy? America ’ s #1 Investment Property and Property Management Specialist Darin Garman reveals how many of his successful partners and clients have used their IRA ’ s and 401K ’ s to own large amounts of real estate including apartment communities!
Many Have Heard That It Is Possible To Grow Your IRA In HUGE Amounts Using Apartment Communities But Have NEVER USED This Powerful Strategy! If You Have A Significant Amount In Your IRA/401K AND You Are Good At The Real Estate Game You DO NOT Want To Miss This! Using/Investing Your IRA/401k Into Apartment Communities Meeting Topics Will Include: • How To Use An IRA To Invest In Any Apartment Community You Want! When You Want! • What Are The Best Apartment Communities To Use For Your IRA / 401k? • How Long Does This Process Take? What Are The Costs? What Are The Risks? • Can I Really Defer ALL My Gains Of Income and Taxes Even When I Sell The Property Like A “ Regular ” IRA? • How Difficult Is This REALLY? It Sounds Complicated. Is it? Is There A Catch Somewhere? • How Hundreds of Investor Owners Like You Have Used Their IRA ’ s and How You Can Too! THERE ARE LIMITED LINES AVAILABLE SO REGISTER NOW When: June 18th 2024 Time: 7 PM Central Time Register Now: www.daringarmantv.com Register now and make 2024 one of your best years in in real estate and give your IRA what it deserves in terms of income and return at the same time. See you on the webcast!
Darin 319.350.5378 darin@heartlandinvestmentpartners.com www.daringarman.com
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