2020 211239 - Group Accident Plan Summary - 10.2019

Mid-America Apartment Communities

Accident Insurance Plan Summary

ACCIDENT INSURANCE BENEFITS

With MetLife, you’ll have a comprehensive plan which provides payments in addition to any other insurance payments you may receive. Here are just some of the covered events/services.

MetLife Accident Insurance Pays YOU

Benefit Type 1

Injuries

Fractures 2

$100 – $6,000

Dislocations 2

$100 – $6,000

Second and Third Degree Burns

$100 – $10,000

Concussions

$400

Cuts/Lacerations

$50 – $400

Eye Injuries

$300

Medical Services & Treatment

Ambulance

$300 – $1,000

Emergency Care

$50 – $250

Non-Emergency Care

$50

Physician Follow-Up

$100

Therapy Services (including physical therapy)

$25

Medical Testing Benefit

$200

Medical Appliances

$100 – $1,000

Inpatient Surgery

$200 – $2,000

Hospital 3 Coverage (Accident)

Admission

$1,500 (non-ICU) – $2,000 (ICU) per accident

$200 a day (non-ICU) – up to 365 days

Confinement

$500 a day (ICU) – up to 365 days

Inpatient Rehab (paid per accident)

$200 a day, up to 15 days

MetLife Accident Insurance Pays YOU

Benefit Type 1

Accidental Death

Employee receives 100% of amount shown, spouse receives 50% and children receive 20% of amount shown.

$50,000 $150,000 for common carrier 5

Dismemberment, Loss & Paralysis

Dismemberment, Loss & Paralysis

$500 - $50,000 per injury

ADF# AI664.14

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