Garry F. Liday Corporation April 2019

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APRIL 2019

Garry F. Liday Corporation FINANCIAL COACH

RETIREMENT ASSET MANAGERS, INC. A Registered Investment Advisory Firm (RIA)


This year, in honor of April Fools’ Day, I wanted to share a story so funny that you might think I’m making it up. It involves a world I didn’t even know existed, let alone one that I guessed I would find myself participating in. Everyone has seen the Westminster Dog Show, which features majestic canines of all breeds strutting their stuff for stern- faced judges. But did you know there is also a decidedly less snooty version for kitties? Well I had no idea, either. I learned about it accidentally when Louise and I started looking for short-haired Persian cats some years ago. You see, these cats, who feature characteristically smooshed faces (I call it the “Mack truck look”), are fancy, pedigreed animals with genealogy papers and a high price tag. So finding one or three of these special cats isn’t as easy as heading to the local pet store or shelter. Eventually, we came across a reputable, friendly breeder who specialized in short-haired Persians. Unfortunately, her kittens cost about four grand each! Now, I don’t know where you come from, but in my world, that’s a heck of a lot of money

for a kitty, no matter how cute they are. However, the breeder sensed how taken we were with these beautiful animals and made us a deal. She’d drop the price down to $300 under two conditions. The first was that we’d get the cats neutered so she knew we wouldn’t be profiting from them. That was a no- brainer, because we never had any intention of going into the breeding business. The second stipulation was that the cats would be shown until they earned their Grand Champion status, which would serve as a feather in the cap for the breeder. We agreed without hesitation. A few months later, the breeder called. “It’s showtime,” she said. “I’ll come by and pick the cats up in a couple of days.” “Oh, we’d actually like to bring them, if that’s okay,” we replied. “We’re excited to see what a cat show is all about.” Let me tell you, I’m very glad we did. A cat show is a wild, weird, and wonderful experience. Some of the attendees show up in trailers that cost six figures. For them, showing and breeding cats is a full-time endeavor. Others are decidedly less professional, resembling the stereotype of the crazy cat lady. Everyone, though, was friendly, kind, and helpful. And as you can imagine, we needed all the help we could get. Unlike in a dog show, the cats don’t parade around a ring. Instead, they are in their carriers until a judge comes by, takes them out, inspects them, plays with them for a bit, and then moves on. At our very first show, just moments before our group

was to be judged, I spilled an entire daggum iced tea on one of our kitties. It was a mad scramble to clean up our cat in time, but we somehow managed it. I guess you could call that a rookie mistake. At our next show, we got to meet a woman who had an outsized reputation in the Northwest cat show community. Her look was — how do I say it, um — unique. She had a Dutch Boy haircut on the front of her head and a skull-sized butterfly tattoo on the back. As one does when they have a statement piece, she had her head fully shaved in the back to reveal the tattoo. She also had a reputation for enjoying adult beverages. When we met her at our second show, where she was a regular, she was slurring her words. Now, she wasn’t mean or belligerent in the slightest, but you could tell she could get wild. Apparently, that’s exactly what happened the year before. Another attendee noticed us talking to her and came over to save us. “You may get a show later,” he said. We asked what he meant by that. The year before, he told us, our butterfly-loving friend got completely naked and jumped in the ocean during the cat show reception. As it turns out, a cat show can turn into something resembling a frat party under the right circumstances. We haven’t been to a cat show in years, but we always cherish the memories of those one-of-a- kind adventures. Our cats are retired now, but they still know how to strut their stuff! – Garry Li day

Ms. Moneypenny

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HEART HEALTH BENEFITS The omega-3 fatty acids docosahexaenoic acid (DHA) and eicosapentaenoic acid (EPA) have been shown to support heart health in multiple ways. The Mayo Clinic cites research suggesting that higher levels of EPA are associated with a reduced risk of congestive heart failure in older adults. Studies also report that people with moderate to severe hypertension typically see a positive effect on their blood pressure if they regularly take omega-3s. JOINT AND EYE BENEFITS Omega-3 fatty acids can reduce pain, stiffness, and swelling associated with osteoarthritis and other joint disorders by lubricating the joints and acting as an anti-inflammatory. As we age, our ability to produce tears diminishes. Fish oil’s lubricating and anti-inflammatory properties also make it a great treatment for and defense against chronic dry eye. COGNITIVE FUNCTION BENEFITS Several studies have concluded that regularly consuming omega-3 fatty acids can help maintain cognitive function. While research shows no One Little Pill That Can Do Your B THE MANY WOND

Because fish oil is said to improve everything from heart health to chronic dry eye, it may sound a bit like, well, snake oil. But this brilliant little supplement packs a big punch, especially for older adults.

YORKIE DOODLE DANDY Smoky the World War II Canine Hero

Considering the stress of combat, it’s no wonder military dogs tend to be tough breeds known for their size and strength. German shepherds, boxers, and various bully breeds are well-acquainted with the battlefield. But in World War II, the most famous military dog weighed only 4 pounds and stood a mere 7 inches tall. Smoky the Yorkshire Terrier wasn’t exactly what most people associated with Shakespeare’s “let slip the dogs of war,” but her small size is part of what made her such a hero. In 1944, after being discovered beside a foxhole in the jungles of New Guinea, Smoky met Corporal William A. Wynne, an American soldier from Cleveland, Ohio. The two quickly became inseparable, and she stayed by Wynne’s side the entire time he was stationed in the South Pacific. Smoky is credited with going on 12 combat missions, surviving 150 air raids, parachuting 30 feet, and earning eight battle stars. Smoky’s sensitive hearing allowed her to alert Wynne and other soldiers of incoming air raids. Smoky’s most famous act of heroism occurred when she went where no man could go at an air base at Lingayen Gulf, Luzon. The engineers needed help, so Wynne tied a strand of telephone wire to her collar and Smoky ran through a 70-foot-long pipe in a matter of minutes. Without Smoky, it would have taken three days to lay the wire. Her work kept over 250 ground crewmen and 40 fighter and reconnaissance planes out of danger from enemy bombings. In addition to saving lives on the battlefield, Smoky is also considered to be the first recorded therapy dog. She learned a number of tricks to cheer up troops and would visit injured soldiers at the hospital in New Guinea. After World War II, Smoky and Wynne visited veteran hospitals across the United States.

“Corporal” Smoky lived for another 10 years after the war before dying on Feb. 21, 1957, at approximately 14 years old. Wynne would go on to write a memoir about his time with Smoky titled “Yorkie Doodle Dandy.” Almost 50 years after her death, a life-sized bronze statue of Smoky was erected at her final resting place in Lakewood, Ohio. Her statue is dedicated to the bravery of all war dogs, and it is a reminder that heroes come in all shapes and sizes.

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A Start to a More Active Life

dy Good

Everyone knows that walking is healthy for us, but not very many people have the chance to stretch their legs. With a busy schedule, you might not have the luxury to get up earlier and get a quick brisk walk in. But that doesn’t mean routines can’t be changed. Walk to Work Day is an unofficial holiday that encourages people to walk more in their daily lives. Finding the time to walk for 30 minutes a day can help you lose weight, reduce the chance of heart disease and diabetes, and improve emotional and mental health. A LITTLE HISTORY Walk to Work Day takes place on the first Friday of April every year and has been celebrated since 2004. The U.S. Department of Health and Human Services promoted the holiday with enthusiasm as a way to counter the alarming rise in obesity and health issues throughout the country. Since its debut, Walk to Work Day has been picked up by people, businesses, and organizations across the world to inspire people everywhere to exercise more. OBSERVING THE HOLIDAY To celebrate Walk to Work Day, simply slip on your walking shoes, grab a portable breakfast, and head out the door! Be sure to bring an extra outfit and shoes with you as walking in high heels, dress shoes, and/or dress attire can be uncomfortable. For people who don’t have the time, try taking a short walk around the workplace during breaks or lunch. Getting in a 15-minute walk during the day will help you feel more refreshed and ready to get back into the grind. You can also invite other coworkers or friends to walk with you. OTHER MODES OF TRANSPORTATION Although Walk to Work Day encourages people to walk, there are other ways to get to work without having to drive. Biking is an excellent means of transportation and can be helpful for people who might have a longer commute. If you don’t own a bike but are still in need of a quick transport between two locations, you can hop on an electric scooter. These scooters have appeared across America over the past year or so and have proven handy for individuals needing to get from point A to point B quickly.

cognitive recovery in extremely elderly subjects who already suffer from dementia, evidence indicates that taking fish oil on a regular basis may prevent or postpone the onset of cognitive decline. Omega-3 consumption may also improve the quality of life for individuals suffering from depression or anxiety at any age. WHICH OMEGA-3 SUPPLEMENT IS RIGHT FOR ME? If you eat fatty fish several times a week every week, you may already get enough omega-3s, but it can be difficult to get a therapeutic dose of fish oil from food alone on a regular basis. A fish oil supplement can provide additional fatty acids. Look for an ingredient list that specifically shows EPA and DHA; some brands use misleading labeling that only shows the total amount of fish oil rather than the actual omega-3s. Recommendations vary, but most sources indicate that a dosage of 1,000–2,000 milligrams (1–2 grams) of combined EPA and DHA provides benefits. If the smell or “fish burps” bother you, choose enteric-coated capsules, which dissolve in the small intestine rather than the stomach. Omega-3 caps also come in vegan options sourced from seaweed and algae.


Inspired by Food Network

This pasta is so perfect for spring, its name literally translates to “spring pasta.” ‘Nuff said.


12 ounces pasta, ideally fusilli

1 pint cherry tomatoes, halved

1/2 pound broccoli florets

1/2 teaspoon crushed red pepper flakes 1/2 cup grated parmesan cheese, ideally Parmigiano- Reggiano Kosher salt, for pasta water and to taste

2 carrots, shredded

Walk to Work Day offers a perfect chance to change up your routine for a more active lifestyle. Let this holiday be the first step in many that will come!

1 yellow bell pepper, cut into strips

1/4 cup extra-virgin olive oil

4 cloves garlic, thinly sliced


1. In a large pot, liberally salt water and bring to a boil. Add fusilli and cook according to package directions. Add broccoli, carrots, and bell pepper during the last 2 minutes of cook time. 2. Drain the pasta and veggies, reserving 1/2 cup of cooking liquid. Return pasta and veggies to pot. 3. In a large skillet, heat olive oil to medium heat. Add garlic and cook until translucent and golden, 30 seconds. Add tomatoes, red pepper flakes, and 1 teaspoon salt. Cook until tomatoes are wilted, about 2 minutes. Stir in reserved pasta water. 4. Add tomato mixture to pasta pot, stirring to coat evenly. 5. Divide into bowls, top with parmesan, and serve.


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Garry F. Liday Corp. Retirement Asset Managers, Inc. A Registered Investment Advisory Firm (RIA) 15405 SW 116th Ave., Suite 103A King City, OR 97224

Call Us: (503) 620-3531


Inside This Issue Not Quite Best in Show page 1 The Many Wonders of Omega-3s page 2 Never Judge a Dog by Her Size page 2 Walk to Work Today! page 3 Pasta Primavera page 3 Three Travel Myths Debunked page 4

PARIS ON A BUDGET? Three Travel Myths You Should Stop Believing

Traveling has many social and educational benefits, but some people have hesitations that prevent them from jetting off on new adventures. Below are three debunked travel myths to give you some ease as you plan your summer vacation! MYTH: VACATIONS ARE EXPENSIVE. FACT: You can travel anywhere on a budget. Tracking flights to score the best deal, setting spending limits, and packing meals are a few ways to save money. Hostels and Airbnbs are great alternatives to spendy hotel stays. Additionally, you don’t have to cross the country to have a great trip. Every state has museums, unique roadside attractions, historical sites, and a booming nightlife. When you know your price limits and what you want to do, traveling can be a fun and inexpensive venture. MYTH: TRAVELING IS DANGEROUS. FACT: If you’re smart about what you do and where you go, traveling can be safe. Go with your gut and only stay somewhere that is approved by

travel guides. Visit places you feel comfortable in, and do your research by reading travel blogs, websites, and books to find places that have been vetted by others. Traveling in groups can also be a great way to lower your risk of danger. As long as you plan ahead, you will have a safe trip. MYTH: JET LAG IS CAUSED BY A LACK OF SLEEP. FACT: While jet lag can make you sleepy, it’s actually caused by a disruption in your circadian rhythm. Our bodies are cyclical, and the circadian rhythm is set by both a natural need for your body to reset and outside forces, such as your job, time zone, and diet. Travel can disrupt this rhythm and routine, which leaves you lethargic during and after your vacation. Sticking to water before and during your flights and staying physically active during and after traveling are great ways to fight jet lag and get back into your normal rhythm. Don’t let these travel myths keep you from seeing the world. Set a budget, go with your gut, and prepare for a shifting rhythm to make your next adventure the best one yet.

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