SETTING AND EVALUATING YOUR GOALS
Take Advantage of Financial Planning Month, and Plan!
A s we mentioned on the cover, When was the last time you considered your financial goals? If you’re not sure, then set aside a few hours this Saturday and take some time to consider where you want to go. Look into the future. We’re not asking you to consult a crystal ball, but it is time to seriously consider where you want to be. Are you hoping to retire in 10 years? 5 years? When you think about yourself 15 years from now, what do you see? Have you spoken with your advisor about any of these aspirations? If not, how can they help you align them we’re pretty into Financial Planning Month.This is the perfect season to take stock of where you are, see what needs to change, and decide where you want to go and how you’ll get there.
with reality? It’s good to have dreams, but without a concrete plan, they’re not going to come true. If you haven’t already, set an appointment with your advisor this month (before holidays make it impossible) to check in about your goals. Have deeper conversations with your family. Do your children rely on you for money or as a source of income? You might be planning for your retirement,
independence and feel good about getting there might be a key part of enjoying your post-work life. Consider where you want to spend and where you can cut back. If your retirement goals aren’t quite lining up to reality, it might be time to rethink your budget and where you can cut back on it. Where can you budget a bit to not feel the pinch when you retire? Are there discretionary expenses you can cut back on? Would that cup of coffee taste just
but if you haven’t talked about it with your kids, they might not be. Having some of those tough conversations now will help ease the transition. If you’re looking to retire soon, helping your kids achieve their own financial
as good if you made it at home? Little expenses do add up, and if you consider how your conscience will benefit from small changes, the peace of mind might be worth the cut back.
Ingredients TAKE A BREAK HOMEMADE MARSHMALLOWS Inspired by foodnetwork.com
• 3 packages unflavored gelatin • 1 1/2 cups granulated sugar • 1 cup light corn syrup • 1/4 teaspoon kosher salt • 1 tablespoon pure vanilla extract • Powdered sugar, to coat
Directions
1. In a mixing bowl, combine gelatin and 1/2 cup cold water. Let sit while you make the syrup. 2. In a small saucepan over medium heat, combine sugar, syrup, salt, and 1/2 cup water until the sugar dissolves. 3. Raise heat to high and bring syrup up to 240 F, using a candy thermometer to check for temperature. 4. With an electric whisk on low speed, slowly whisk syrup into gelatin mixture. Switch speed to high and whip for 15 minutes, until very thick. Fold in vanilla after whipping. 5. Dust a nonmetal baking dish with powdered sugar and spoon mixture into dish. Smooth mixture, top with more powdered sugar, and let stand uncovered overnight. 6. Cut into squares, decorate, and serve.
3
(636) 394-5524
Made with FlippingBook flipbook maker