We’re all familiar with the classic vows, where couples promise to stand by each other “for richer, for poorer, in sickness and in health.” These are moving, admirable words on loyalty, but rather than submit to destitution or be caught off guard by illness, why not vow to steward your wealth responsibly with your partner? VOWTO BE READY FOR EMERGENCIES Earlier this year, it was reported that 40% of Americans don’t have enough money set aside to cover even a $400 emergency. This is why it’s vital to have at least six months’ worth of living expenses saved in readily accessible accounts to have cash on hand when your family needs it most. For more life-altering events, like an accident that leads to a permanent disability, it’s important to have life insurance that adequately shifts this unexpected financial risk away from your family. Remaining together in sickness doesn’t have to mean going bankrupt. VOWTO BUILD AN ESTATE PLANTOGETHER It can be hard to get started on an estate plan, and even harder to revisit one you made long ago. But taking the time to ensure both your and your partner’s last wishes are in place can save a lot of pain and anguish down the road. Remember: Beneficiaries listed on retirement accounts and insurance policies take precedence over wills or trusts, so it’s worth dusting off those old 401(k) documents and making sure you don’t still have an ex-spouse listed to receive funds. FINANCIAL VOWS
Communication is an important part of any relationship, but even the best couples can struggle to talk about money. In the long run, it’s important to keep one another in the financial loop to better plan for the future. Who’s in better shape to invest? Who should take on paying the bills? What do you want your retirement together to look like? Whether you are rich or poor, taking the time to answer these questions can lead to a happier marriage.
GRILLED BEEF RIBS
Inspired by Saveur Magazine
Nothing feels more paleo-appropriate than digging into a giant rack of beef ribs. This largely hands-off recipe requires plenty of hands-on eating, making you feel like one of our cave-dwelling ancestors.
1 5-lb. rack of beef ribs
Kosher salt and black pepper, to taste
1. Heat a charcoal, wood-burning, or gas grill to medium-high. Once heated, move heat source to one side or turn off half of the burners to create an indirect heat zone. 2. Season ribs with salt and pepper and char on the hotter side of the grill, turning occasionally, for 12–15 minutes. Once charred, transfer to the other side of grill and cook until the thickest part of the rib reaches 130 F, about 2 1/2–3 hours.
3. Let meat rest for 15 minutes. If desired, serve alongside grilled veggies.
Wealth Solutions www.DuPontWealth.com | Law Office www.DandBlaw.com | 3
Made with FlippingBook - professional solution for displaying marketing and sales documents online