Fast Track Example Guide

MEDICAL INSURANCE

Fast Track Urgent Care offers medical coverage through Aetna, you have three plan options to choose from. To find participating providers go to www.Aetna.com and click on “Find a Doctor”, then follow the prompts to complete the search within the “Network Name” network. The chart below provides a briefly overview of the medical plan offered. This chart is intended only to highlight the benefits available and should not be relied upon to fully determine your coverage. If the below illustration of benefits conflicts in any way with the Summary Plan Description (SPD), the SPD shall prevail. It is recommended that you review your exact description of services and supplies that are covered, those which are excluded or limited, and other terms and conditions of coverage.

BASE PLAN

BUY-UP PLAN #1

BUY-UP PLAN #2

IN-NETWORK

(Non-) Embedded

(Non-) Embedded

(Non-) Embedded

DEDUCTIBLE

(your first dollar cost for covered in-network claims)

Deductible (Individual / Family)

$ / $

$ / $

$ / $

COINSURANCE

(your responsibility on claims costs once you’ve met the deductible) Member%

Member%

Member%

OUT OF POCKET MAXIMUM

(once met all in-network covered services are covered by the plan)

Maximum Out-of-Pocket (Individual / Family)

$ / $

$ / $

$ / $

Maximum Includes

Deductible, Coinsurance, Prescription Costs & Copays

PREVENTIVE CARE Wellness, Immunizations, Mammography, Colonoscopy, etc.

Covered 100%, no cost to you

OFFICE VISITS

Referral Required

No

Office Visits (Illness/Injury)

$

$

$

Specialist Visits

$

$

$

HOSPITAL SERVICES Inpatient Hospital

__% after deductible

__% after deductible

__% after deductible

Outpatient Surgery

__% after deductible

__% after deductible

__% after deductible

Emergency Room

__% after deductible

__% after deductible

__% after deductible

Urgent Care

__% after deductible

__% after deductible

__% after deductible

DIAGNOSTIC TESTING Lab, X-Ray, Advanced Imaging (MRI, CAT, PET, etc.)

__% after deductible

__% after deductible

__% after deductible

PRESCRIPTIONS Retail (30 day supply) Tier 1 / 2 / 3 / 4

$ / $ / $

$ / $ / $

$ / $ / $

Medicare (Part D) Creditable

Yes / No

Yes / No

Yes / No

OUT-OF-NETWORK 1

Refer to plan summary for details Bi-Weekly Cost for Coverage

Employee Only

$

$

$

Employee + Spouse

$

$

$

Employee + Child(ren)

$

$

$

Employee + Family

$

$

$

1 Charges are subject to balance billing

3

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