Take a look at our newsletter this month.
LIFESTYLE ADVOCACY FAMILY FINANCE LAFF is a publication of DuPont Wealth Solutions and The Law Offices of DuPont and Blumenstiel, blending original and curated content, and is intended to educate the general public about investing, finance, estate planning, personal injury, and small-business issues. It is not intended to be legal or financial advice. Every situation is different. The information in this newsletter may be freely copied and distributed as long as the newsletter is copied in its entirety.
20 NOV
GRATITUDE IN A CHANGING WORLD
WHAT WE CAN LEARN FROM THE LESSONS OF 2020 I have good news and bad news for you, my friends. The good news? The holidays are upon us and there are only two months until 2020 is over (or less, depending when you read this). The bad news? Thanksgiving is sponsored by Zoom this year.
very comfortable with talking over video or the phone, and that’s helped our office work even more efficiently while staying convenient for you.
In a lot of ways, we’ve never been on more uncharted ground. As of this writing, every economic indicator shows we’re still hurting as a result of sickness, layoffs, and other consequences of the pandemic, but that’s not being reflected in the stock market. Main Street is having a rough time while Wall
All jokes aside, there’s a lot of things to be grateful for this year — even the lessons that 2020 has taught, too. The importance of health has never been closer to the forefront of our minds, and there are a lot of reasons this affects people’s estate planning and retirement funds. It’s not just COVID-19 that we should be considering. This month is Alzheimer’s Awareness Month. This disease can be extremely destructive to our lives and retirement plans, even well- thought-out plans, especially with the possibility of a person’s health degrading faster than predicted.
Street continues to add more value and is doing just fine. The reasons for that are a little complicated, but to simplify it, the government has
tools designed to help our economy in times of depression through our stock market. Unfortunately, this is unlike many of the economic downturns in the past — it has nothing
to do with the stock market.
People will often think, “That’ll never happen to me,” but I never hear people say, “Yeah, that’ll definitely happen to me.” Sometimes we need to consider the worst possibilities when planning for the future. I know that’s not the most uplifting lesson of the year, but there have been silver linings, too. It’s never been easier for clients to talk to an attorney or financial advisor. Within my law practice and DuPont Wealth Solutions, I enjoy any opportunity to see a client face-to-face, but I know it’s not often your priority to jump in a car and talk to an attorney. (Don’t worry, I get it. I haven’t been traveling for work much either, to my relief.) Many of my clients have been
You don’t have to feel alone while navigating your financial plans and the quickly shifting world around us. I’m proud to say we’re more prepared than ever to protect the things that matter most to you. If 2020 has taught us anything, it’s that we shouldn’t wait for the worst to happen.
Wealth Solutions www.DuPontWealth.com | Law Office www.DandBLaw.com | 1
Published by The Newsletter Pro . www.TheNewsletterPro.com
TOP 5 HEALTHY LIFE HACKS TO HAVE AN AWESOME MORNING
Getting your day started with coffee isn’t always enough. Sometimes, you need to give yourself an extra boost, especially when you have little energy or trouble focusing. For an awesome start to your day, here are five tips to get you going right off the bat. WAKE UP 5 MINUTES EARLY. What’s the power of five minutes? It can be more than you think. Spend this time doing simple breathing exercises or a quick meditation so you can get focused for the rest of the day. If that’s not your style, you can prepare a quick to-do list for your day ahead. Either way, it’s always nice to have a little extra time for yourself without losing too much sleep. START WITH GREENTEA, THEN COFFEE. A cup of coffee at 7 a.m. can leave you burned out by 10 a.m. Try swapping it with green tea for a more gentle wake-up call. After that, you can brew your favorite coffee to keep you going strong. This practice also might help you consume less caffeine overall! TAKE A QUICK MORNINGWALK — AND HAVE YOUR MEETINGS ONTHE GO. Morning meetings can make us want to fall asleep again. Don’t spend all of them sitting down if you don’t have to! Not only will morning walks
help you wake up, but they can also add some extra physical activity to your day. WRITE INYOUR JOURNAL. Who says you have to journal at the end of the day when you’re tired and ready to sleep? You can journal in the morning about what happened yesterday and
the things you’re looking forward to that day. Journaling can remind you of your daily goals and motivate you to stick to your commitments. PACK YOUR LUNCH (OR SNACKS!). Staying on track with your goals starts with having the energy to do them. Plan a healthy balance of fats, vegetables, carbohydrates, and proteins. This can be as simple as assembling dips, carrots, wraps, and salads each morning.
It’s time to try these tactics to jump-start your day!
After learning who Tim Hatch was meeting at the Ruckmoor, Mike and Greg head back to the title company to get some answers from Benjamin Todd. Instead, they run into an old friend already on the scene scouring it for clues. Teaming up with mastermind closing agent Maxwell Blurry is a no-brainer. He’s known for his relentless dedication to getting his transactions closed — even if in this case it means solving a murder.
Subscribe to our show on your favorite podcast channel:
2 | Wealth Solutions 614-408-0004 | Law Office 614-408-0529
HOW DO PRESIDENTS RETIRE?
A Peek Into the Lives of Presidents After Office
After a U.S. president has completed their four- or eight-year term, they tend to recede into the background of society. Some escape the public eye and do not return to a public office, although others may remain activists and make public comments now and then. But what’s their pension? What happens to their staff and how does presidential retirement actually work? The Former Presidents Act, which grants former presidents retirement benefits, is relatively new. It was only put into law in 1958. Former presidents are given a taxable pension by the Secretary of the Treasury. By law, they receive a pension equal to the pay of the head of the executive department, which, as of 2020, is $219,200 per year. The pension begins immediately after the president departs from office. They’re also entitled to lifetime Secret Service protection for themselves, spouses, and children under 16.
Just because a president’s term is over doesn’t mean their staff is left hanging, too. As the president is leaving office, transition funding for the expenses is available for seven months. It’ll cover all office space, staff compensation, communication services, printing, and postage associated with transitioning. Staff are paid up to an annualized total of $150,000 for the first 30 months, then $96,000 thereafter.
Here are some fun facts about retired presidents:
the Supreme Court, President William Taft, 12 years after he left office. He preferred it over the executive branch! “I don’t remember that I was ever president,” Taft once said. Retiring as a president seems like a pretty good deal, but we can’t blame some former presidents for getting restless! From everyone at DuPont Wealth Solutions, we hope you have a great November.
• The only U.S. president to have ever relinquished his Secret Service protection is Richard Nixon in 1985. • Presidents can’t accept personal gifts during office; their personal papers and mementos belong to the American people. So, President Franklin Roosevelt established the first presidential library in 1941 to showcase his archive. • One president became chief justice of
SUDOKU
LUXURIOUS VEGAN CHOCOLATE MOUSSE
Inspired by WellPlated.com
INGREDIENTS
4 oz vegan dark chocolate, chopped 2 large avocados, pitted and skinned
1 tsp vanilla extract
•
•
1–3 tsp maple syrup, to taste
•
•
Fresh berries, for garnish
•
3 tbsp cocoa powder
•
1/4 cup almond milk
•
DIRECTIONS
1. In a microwave-safe bowl, melt the dark chocolate. Heat in 15-second intervals, then stir and repeat until melted. Set aside to cool. 2. In a food processor or blender, combine the cooled chocolate and other ingredients. Blend until smooth and creamy, adding additional sweetener as desired.
3. Scoop into glasses and refrigerate at least 2 hours. Top with berries and serve!
Wealth Solutions www.DuPontWealth.com | Law Office www.DandBLaw.com | 3
PRST STD US POSTAGE PAID BOISE, ID PERMIT 411
614-408-0004 www.DuPontWealth.com
DuPont Wealth Solutions, LLC 655 Metro Place South, Ste. 440 Dublin, OH 43017
INSIDE
Gratitude in a Changing World PAGE 1
Top 5 Healthy Life Hacks to Have an Awesome Morning Greg DuPont Podcast PAGE 2 How Do Presidents Retire? Luxurious Vegan Chocolate Mousse PAGE 3
Is ‘Glamping’ the Perfect Winter Getaway? PAGE 4
IS ‘GLAMPING’ THE PERFECTWINTER GETAWAY?
Cabin Fever Has Never Been So Stylish
When COVID-19 struck the U.S., travel restrictions had people canceling their vacation plans left and right. This meant that many would-be vacationers had to find some getaways a little closer to home — namely, camping trips and their fancier cousin, glamping trips. If you haven’t heard of “glamping” before, it’s essentially glamorous camping. You have access to the beautiful, rugged outdoors as well as all the comforts of home. While traditional winter camping certainly wouldn’t be a relaxing getaway for most people, glamping during the winter months can give you access to the peace of the outdoors like you’ve never experienced before without so much as a shiver or sniffle. If you’ve decided to make glamping your go-to method of escape from the cabin fever that besets us all during the cold, dark winter days, you might be thinking: How can I make sure I have the best glamping experience possible? Luckily, there are a few tips and tricks you can apply to any glamping location to ensure that your time away from home is just as relaxing as that Caribbean cruise would have been. STEP 1: DECIDE WHICH KIND OF LODGINGYOU WANT. Glamping shelters come in all shapes and sizes depending on the level of comfort you desire on your trip. The most rugged glamping lodgings usually still include a wood-burning stove and a nice comfy
bed, whether you opt for a log cabin or a specialized glamping tent (sometimes called a yurt). However, some of the more posh options include amenities like fresh linens, private bathrooms and showers, fully stocked kitchenettes, and even TVs. STEP 2: DECIDE HOWYOUWANT TO SPEND YOUR TIME. Obviously, the point of glamping is to spend time in the great outdoors with winter activities, such as snowshoeing, snowmobiling, and other fun snow activities. However, glamping really shines during the frigid evenings. You can retreat indoors, throw some logs in the stove, prepare some hot cocoa or cider, and just watch the snowfall from your window. There’s no right or wrong way to glamp. All that matters is spending time in the wilderness with all the comforts of home — all while feeling refreshed and at peace.
4 | Wealth Solutions 614-408-0004 | Law Office 614-408-0529
Published by The Newsletter Pro . www.TheNewsletterPro.com
Page 1 Page 2 Page 3 Page 4Made with FlippingBook HTML5