This document must be accompanied or preceded by a current CREF prospectus. Copies of the prospectus may be obtained by calling TIAA and CREF toll free at 1 800 842-2733.
Employer Identification Number: 16-0763165
Plan Number: 001
Teachers Insurance and Annuity Association College Retirement Equities Fund 730 Third Avenue, New York, NY 10017 1 800 842-2733
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