American Consequences - June 2020

every generation, they’ve been shaped by the events they’ve lived through... A degree of wariness makes sense. But then, what do we make of those millennials who approach investing with a reckless fixation on nosing out the next big thing? As the generation collectively matures, a somewhat sensible pattern emerges linking the two attitudinal extremes. Their risks favor analyses that defy the methods that have worked before – because what’s worked before has always had a pesky habit of, eventually, seemingly ceasing to work. And those who

is at 26.6% for young men with bachelor’s degrees. Maybe he takes on more debt to attend a mediocre law school, thinking that would help his prospects. But in 2010, the outlook for law school grads is grim... Only 45% of one top-50 law school’s recent graduates had landed real jobs nine months after graduation. And our hypothetical expensively educated, debt-ridden, millennial man was – unsurprisingly, knowing his luck – in the under-employed majority. Last I heard, he rode out the bull market in his mom’s basement, where he remains to this very day... In all seriousness, this guy is not the norm – but he does exist. And everybody his age knows somebody whose life’s trajectory looks like his. Somebody very active on social media, somebody who posts a lot about Bernie Sanders, somebody whose very existence among your acquaintance serves as a reminder not to put your faith, or too much of your savings, in “the system.” How millennial investors weather the next year’s turbulence will be a revealing test of the standard stereotypes concerning their learned apprehension about the stock market. Like

How millennial investors weather the next year’s turbulence will be a revealing test of the standard stereotypes concerning their learned apprehension about the stock market.

American Consequences

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